11,100 research outputs found
SAFE: A Neural Survival Analysis Model for Fraud Early Detection
Many online platforms have deployed anti-fraud systems to detect and prevent
fraudulent activities. However, there is usually a gap between the time that a
user commits a fraudulent action and the time that the user is suspended by the
platform. How to detect fraudsters in time is a challenging problem. Most of
the existing approaches adopt classifiers to predict fraudsters given their
activity sequences along time. The main drawback of classification models is
that the prediction results between consecutive timestamps are often
inconsistent. In this paper, we propose a survival analysis based fraud early
detection model, SAFE, which maps dynamic user activities to survival
probabilities that are guaranteed to be monotonically decreasing along time.
SAFE adopts recurrent neural network (RNN) to handle user activity sequences
and directly outputs hazard values at each timestamp, and then, survival
probability derived from hazard values is deployed to achieve consistent
predictions. Because we only observe the user suspended time instead of the
fraudulent activity time in the training data, we revise the loss function of
the regular survival model to achieve fraud early detection. Experimental
results on two real world datasets demonstrate that SAFE outperforms both the
survival analysis model and recurrent neural network model alone as well as
state-of-the-art fraud early detection approaches.Comment: To appear in AAAI-201
Predictive User Modeling with Actionable Attributes
Different machine learning techniques have been proposed and used for
modeling individual and group user needs, interests and preferences. In the
traditional predictive modeling instances are described by observable
variables, called attributes. The goal is to learn a model for predicting the
target variable for unseen instances. For example, for marketing purposes a
company consider profiling a new user based on her observed web browsing
behavior, referral keywords or other relevant information. In many real world
applications the values of some attributes are not only observable, but can be
actively decided by a decision maker. Furthermore, in some of such applications
the decision maker is interested not only to generate accurate predictions, but
to maximize the probability of the desired outcome. For example, a direct
marketing manager can choose which type of a special offer to send to a client
(actionable attribute), hoping that the right choice will result in a positive
response with a higher probability. We study how to learn to choose the value
of an actionable attribute in order to maximize the probability of a desired
outcome in predictive modeling. We emphasize that not all instances are equally
sensitive to changes in actions. Accurate choice of an action is critical for
those instances, which are on the borderline (e.g. users who do not have a
strong opinion one way or the other). We formulate three supervised learning
approaches for learning to select the value of an actionable attribute at an
instance level. We also introduce a focused training procedure which puts more
emphasis on the situations where varying the action is the most likely to take
the effect. The proof of concept experimental validation on two real-world case
studies in web analytics and e-learning domains highlights the potential of the
proposed approaches
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