Self-growing neural network architecture using crisp and fuzzy entropy

The paper briefly describes the self-growing neural network algorithm, CID2, which makes decision trees equivalent to hidden layers of a neural network. The algorithm generates a feedforward architecture using crisp and fuzzy entropy measures. The results of a real-life recognition problem of distinguishing defects in a glass ribbon and of a benchmark problem of differentiating two spirals are shown and discussed

Towards a Comprehensible and Accurate Credit Management Model: Application of four Computational Intelligence Methodologies

The paper presents methods for classification of applicants into different categories of credit risk using four different computational intelligence techniques. The selected methodologies involved in the rule-based categorization task are (1) feedforward neural networks trained with second order methods (2) inductive machine learning, (3) hierarchical decision trees produced by grammar-guided genetic programming and (4) fuzzy rule based systems produced by grammar-guided genetic programming. The data used are both numerical and linguistic in nature and they represent a real-world problem, that of deciding whether a loan should be granted or not, in respect to financial details of customers applying for that loan, to a specific private EU bank. We examine the proposed classification models with a sample of enterprises that applied for a loan, each of which is described by financial decision variables (ratios), and classified to one of the four predetermined classes. Attention is given to the comprehensibility and the ease of use for the acquired decision models. Results show that the application of the proposed methods can make the classification task easier and - in some cases - may minimize significantly the amount of required credit data. We consider that these methodologies may also give the chance for the extraction of a comprehensible credit management model or even the incorporation of a related decision support system in bankin

Combining Neuro-Fuzzy Classifiers for Improved Generalisation and Reliability

In this paper a combination of neuro-fuzzy classifiers for improved classification performance and reliability is considered. A general fuzzy min-max (GFMM) classifier with agglomerative learning algorithm is used as a main building block. An alternative approach to combining individual classifier decisions involving the combination at the classifier model level is proposed. The resulting classifier complexity and transparency is comparable with classifiers generated during a single crossvalidation procedure while the improved classification performance and reduced variance is comparable to the ensemble of classifiers with combined (averaged/voted) decisions. We also illustrate how combining at the model level can be used for speeding up the training of GFMM classifiers for large data sets