Strategies for Improving Correspondent Banking Cross-Border Remittances

Over $25 billion have been levied against banks annually in recent years for infractions and noncompliance with cross-border regulations. Huge costs affect banks\u27 performance, and implementing working strategies that reduce significant costs is valuable. This single case study using systems theory was designed to explore strategies that bank leaders with correspondent banking relationships adapt to reduce costs from penalties and fines in cross-border remittances.Through the process of methodological triangulation, data collected from internal policy and procedural documents supplemented data collected from semistructured interviews. Yin\u27s 5-step qualitative data analysis process of compiling, disassembling, reassembling, interpreting, and concluding was applied to collected data. Emergent themes included developing distinctive cost-reduction strategies, creating unique local bank strategies for an effective cross-border payment system, and using technology as a vital tool to reduce sanction costs. The study may support positive social change affecting individuals, communities, and society by increasing the success of cross-border payments through reduction in the costs of sanctions. Recipients of cross-border remittances benefit from the inflow of funds to cover basic needs such as medicines, education, and living expenses. Governments also benefit in terms of taxes and banks through commissions. The findings from this study may also assist society by supporting efforts to stop illicit international financial flows and combat the financing of terrorism

Mergers and acquisitions : an Oil & Gas Equipment Sector case study Siemens' acquisition of Dresser-Rand

In September 2014, the German engineering and manufacturing company Siemens announced the plan to acquire the American manufacturer of oil and gas equipment and service provider, Dresser-Rand for $83 a share. In a standalone valuation, Siemens can be valued between € 87 and €104 and tends to be undervalued. Contrarily, Dresser-Rand appears to be overvalued, since the current market price of$68 is at the upper valuation range of $36 to$88.1 Additional revenues and reduced costs, ex transaction and implementation costs are worth $141 to$458 million and may add synergies of $1.8 to$6 a share to the standalone value of Dresser-Rand. Despite the fact that Dresser-Rand fits into Siemens’ Power and Gas division from a strategic point of view and that the M&A sentiment is currently beneficial to tap into the M&A market, an acquisition price of $83 seems to be fairly high. Siemens should not realize the deal and offer a premium of 21recommends an acquisition price range of$47 to $73.2 This case study shows that the world of M&A is fascinating, but also complex. Bid-prices and valuations often substantially diverge – depending on the strategic fit and potential synergies. The thesis mentions shareholder pressure, unsuccessful recent acquisition activities, legal & technological burden, high cash balances and personal interests as reasons for Siemens’ high premium

Migration decision-making: Narratives of Polish and Swedish nurses in Norway

Master's thesis in Migration and Intercultural RelationsMy research project uses narrative accounts to investigate the link between social structures and Polish and Swedish nurses’ decisions to work in Norway. I aim to answer the following questions: * What are the most significant influences on Polish and Swedish nurses’ decisions to work in Norway? a. What effects do Norwegian recruitment and labor immigration policies have on Polish/Swedish nurses’ decisions and experiences? b. What role does Norway, as a destination, play in their decision to work abroad? c. What is the importance of other factors, such as networks, culture, and imaginations?submittedVersio

Global Risks 2015, 10th Edition.

The 2015 edition of the Global Risks report completes a decade of highlighting the most significant long-term risks worldwide, drawing on the perspectives of experts and global decision-makers. Over that time, analysis has moved from risk identification to thinking through risk interconnections and the potentially cascading effects that result. Taking this effort one step further, this year's report underscores potential causes as well as solutions to global risks. Not only do we set out a view on 28 global risks in the report's traditional categories (economic, environmental, societal, geopolitical and technological) but also we consider the drivers of those risks in the form of 13 trends. In addition, we have selected initiatives for addressing significant challenges, which we hope will inspire collaboration among business, government and civil society communitie

Achieving Privacy: Costs of Compliance and Enforcement of Data Protection Regulation

Is privacy a luxury for the rich world? Remarkably, there is a dearth of literature evaluating whether data privacy is too costly for companies to implement, or too expensive for governments to enforce. This paper is the first to offer a review of surveys of costs of compliance, and to summarize national budgets for enforcement. The study shows that while privacy may indeed prove costly for companies to implement, it is not too costly for governments to enforce. This study will help inform governments as they fashion and implement privacy laws to address the “privacy enforcement gap”—the disparity between the privacy on the books, and the privacy on the ground

Disruptive technologies for e-Diasporas: Blockchain, DAOs, data cooperatives, metaverse, and ChatGPT

E-diasporas are networks driven by human agency, connecting digital citizens to their home countries and diasporic fellows through digital tools. In contrast, Hyperconnected Diasporas (HD) are data-driven networks engaged in extractive activities, often employed for government (para)diplomacy, heavily relying on social media extractivist data-opolies or Big Tech platforms. This article examines the impact of disruptive technologies on e-diasporas in the context of data extractivism, particularly stemming from HD. The article pursues a dual objective: (i) reviewing existing literature and comparing five disruptive technologies—Blockchain, Decentralized Autonomous Organizations (DAOs), Data Cooperatives, Metaverse, and ChatGPT—in sustaining e-diasporas as networks driven by human agency, and (ii) scrutinizing associated opportunities and risks, including challenges to institutional trust and data privacy arising from HD. The study seeks to elucidate how these technologies may either hinder or exacerbate the impacts of HD on e-diasporas, characterized by their human-driven nature. The article begins with an introduction to HD, followed by a literature review on e-diasporas. Methodologically, it presents a comparative analysis of the five disruptive technologies concerning the research question and discusses their implications for e-diasporic communities, concluding with final remarks

Suffolk University Graduate Academic Catalog, College of Arts and Sciences and Sawyer Business School, 2014-2015

This catalog contains information for the graduate programs in the College of Arts and Sciences and the Sawyer Business School. The catalog is a pdf version of the Suffolk website, so many pages have repeated information and links in the document will not work. The catalog is keyword searchable by clicking ctrl+f. A-Z course descriptions are also included here as separate pdf files with lists of CAS and SBS courses. Please contact the Archives if you need assistance navigating this catalog or finding information on degree requirements or course descriptions.https://dc.suffolk.edu/cassbs-catalogs/1169/thumbnail.jp

Migrant Management in the Calais Jungle . Intentional State Disengagement or Expression of the French Model Limitations?

This thesis aims to explore the disparities between the French state’s apparent participatory efforts in the human rights regime and the exclusionary practices against migrants within the territory. What has been labeled “the European refugee crisis”- here in France, has exacerbated states’ anti-migrant behaviors of hyper securitization, politics of refoulement, and practices of burden shifting. Under the Geneva Convention of 1951 relating to the Status of Refugees and its 1967 Protocol, France, among 149 other signatories, has agreed to recognize and apply refugee rights as outlined by the Convention and to participate in the global effort to protect them. While the Convention is a legally binding document and relies on states’ voluntary participation and implementation, there have been many violations to refugee rights in France and other host countries who are, in fact, signatories. In the case of France, these transgressions have reached new heights with the case of the “Calais Jungle”- largest French encampment to this date, dismantled multiple times from the early 2000s to its destruction in October 2016. Far from the humanist politics it globally promotes, the French Republican model of integration’s limitations transpire through migrants’ rights violations disregarding regional and global commitments France has made in this matter. Some of these violations can be observed through the government’s explicit use of burden shifting practices, legal loopholes in the global refugee protection regime – such as taking advantage of the Dublin agreement’s clause of “first country of arrival”, as well as the hyper securitization of its borders and extreme control of migrant populations. In addition to these administrative and physical obstacles, the COVID-19 pandemic adds yet another layer of struggle to already vulnerable migrant populations. Between local elected officials, NGOs, and civil society, alternative forms of solidarity and support to migrants have emerged all over the country to compensate for the state’s lack of engagement and action

What lies beneath: exploring links between asylum policy and hate crime in the UK

This paper explores the link between increasing incidents of hate crime and the asylum policy of successive British governments with its central emphasis on deterrence. The constant problematisation of asylum seekers in the media and political discourse ensures that 'anti-immigrant' prejudice becomes mainstr earned as a common-sense response. The victims are not only the asylum seekers hoping for a better life but democratic society itself with its inherent values of pluralism and tolerance debased and destabilised