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    The Case of Mongolia

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    ํ•™์œ„๋…ผ๋ฌธ(์„์‚ฌ) -- ์„œ์šธ๋Œ€ํ•™๊ต๋Œ€ํ•™์› : ๊ณต๊ณผ๋Œ€ํ•™ ํ˜‘๋™๊ณผ์ • ๊ธฐ์ˆ ๊ฒฝ์˜ยท๊ฒฝ์ œยท์ •์ฑ…์ „๊ณต, 2021.8. Jorn Altmann.Small and medium enterprises (SMEs) are considered key players in any country's social and economic development. Adopting innovative technologies such as Big Data Analytics (BDA) can bring better performance and competitive advantage for SMEs, which is important for a country's economic growth. This study aims to assess the main challenges and potentials of BDA adoptions in SMEs and examine the impacts of its adoption into business performance for SMEs in developing countries aspect. To achieve the study's goal, a systematic literature review (SLR) is conducted regarding the adoption of BDA in SMEs. The most common SLR method among the researchers in information system research, which was initiated by Kitchencham et al. (Kitchenham, Budgen, & Brereton, 2015) and Okoli et al.(Okoli & Schabram, 2010), is adapted in the study. In doing so, the SLR is focused on defining SMEs within various aspects and is directed to determine the most common influencing factors in BDA adoption in SMEs. In the result of the SLR, widely discussed 34 distinct influencing factors are identified in the adoption of BDA in SMEs from the previous literature. In addition, the hypotheses are developed based on the influencing factors, which show consensus among the researchers. After that, a conceptual framework is developed for developing the country aspect and control variables, and the moderating variablesโ€™ effect is also estimated. To evaluate hypotheses and the conceptual framework, an online questionnaire is conducted among Mongolia SMEs which run businesses in various industries. The online questionnaire is distributed to decision-makers and information technology specialists in the firm. In total, 170 respondents participated in the online survey. Based on the survey result, hypotheses are tested. As a consequence, the collected data and proposed framework are analyzed by using Partial Least Squares (PLS). This is a method of Structure Equation Modeling (SEM) that allows investigating the inter-relationship between the latent and observed variables. In terms of statistical software tools, Smart PLS v3.3.3 was employed, which is one of the useriv friendly tools for data analysis. Finally, policies and recommendations are deployed based on the findings.์ค‘์†Œ๊ธฐ์—… (SME)์€ ๋ชจ๋“  ๊ตญ๊ฐ€์˜ ์‚ฌํšŒ ๋ฐ ๊ฒฝ์ œ ๊ฐœ๋ฐœ์—์„œ ํ•ต์‹ฌ์ ์ธ ์—ญํ• ์„ ํ•˜๊ณ  ์žˆ๋Š” ๊ฒƒ์œผ๋กœ ๊ฐ„์ฃผ๋œ๋‹ค. ๋น… ๋ฐ์ดํ„ฐ ๋ถ„์„ (BDA)๊ณผ ๊ฐ™์€ ํ˜์‹ ์ ์ธ ๊ธฐ์ˆ ์˜ ์ฑ„ํƒ์€ ๊ตญ๊ฐ€ ๊ฒฝ์ œ ์„ฑ์žฅ์— ์ค‘์š”ํ•œ ์—ญํ• ์„ ํ•˜๋Š” ์žˆ๋Š” ์ค‘์†Œ๊ธฐ์—…์— ๋” ๋‚˜์€ ๊ฒฝ์˜ ์„ฑ๊ณผ์™€ ๊ฒฝ์Ÿ๋ ฅ์„ ๊ฐ€์ ธ์˜ฌ ์ˆ˜ ์žˆ๋‹ค. ๋ณธ ์—ฐ๊ตฌ๋Š” ์ค‘์†Œ๊ธฐ์—…์—์„œ BDA ์ฑ„ํƒํ•˜๋Š” ๋ฐ์— ์žˆ๋Š” ์ฃผ์š” ๊ณผ์ œ์™€ ์ž ์žฌ๋ ฅ์„ ํ‰๊ฐ€ํ•˜๊ณ  ๊ฐœ๋ฐœ ๋„์ƒ๊ตญ ์ธก๋ฉด์—์„œ BDA ์ฑ„ํƒ์€ ์ค‘์†Œ๊ธฐ์—…์˜ ๊ฒฝ์˜ ์„ฑ๊ณผ์— ๋Œ€ํ•œ ์˜ํ–ฅ์„ ์กฐ์‚ฌํ•˜๋Š” ๊ฒƒ์„ ๋ชฉํ‘œ๋กœ ํ•œ๋‹ค. ๋ณธ ์—ฐ๊ตฌ์˜ ๋ชฉํ‘œ๋ฅผ ์ด๋ฃจ๊ธฐ ์œ„ํ•ด ์šฐ์„  SME์—์„œ BDA ์ฑ„ํƒ๊ณผ ๊ด€๋ จํ•œ ๋ฌธํ—Œ๊ฒ€ํ† (systematic literature review (SLR))๋ฅผ ํ•˜์˜€๋‹ค. ์ •๋ณด ์‹œ์Šคํ…œ ์—ฐ๊ตฌ์ž๋“ค ์ค‘์— Kitchencham et al [1]๊ณผ Okoli et al. [2]์— ์˜ํ•ด ์‹œ์ž‘๋œ ์ •๋ณด ์‹œ์Šคํ…œ ์—ฐ๊ตฌ๋Š” ๊ฐ€์žฅ ์ผ๋ฐ˜์ ์ธ SLR ๋ฐฉ๋ฒ•์ด๋ผ๊ณ  ํ•  ์ˆ˜ ์žˆ๋‹ค. ์ด ๋ฐฉ๋ฒ•์€ ๋ณธ ์—ฐ๊ตฌ์— ์ ์šฉ๋ฉ๋‹ˆ๋‹ค. ๋ณธ ์—ฐ๊ตฌ๋Š” ๋ฌธํ—Œ ๊ฒ€ํ† ๋ฅผ ํ†ตํ•ด์„œ ๋‹ค์–‘ํ•œ ์ธก๋ฉด์—์„œ SME๋ฅผ ์ •์˜ํ•˜๋Š” ๋ฐ ์ดˆ์ ์„ ๋งž์ถ”๊ณ  ์žˆ์œผ๋ฉฐ SME์—์„œ BDA ์ฑ„ํƒ์˜ ๊ฐ€์žฅ ์ผ๋ฐ˜์ ์ธ ์˜ํ–ฅ ์š”์ธ์„ ๋ฐํ˜”๋‹ค . ๋ฌธํ—Œ ๊ฒ€ํ† ํ•œ ๊ฒฐ๊ณผ๋ฅผ ๋ณด๋ฉด, ์„ ํ–‰ ์—ฐ๊ตฌ์—์„œ SME์˜ BDA ์ฑ„ํƒ์— ์žˆ์–ด์„œ 34 ๊ฐœ์˜ ๋šœ๋ ทํ•œ ์˜ํ–ฅ ์š”์ธ์„ ๋…ผ์˜ํ–ˆ๋‹ค๋Š” ๊ฒƒ์„ ํ™•์ธ๋˜์—ˆ๋‹ค. ๋ณธ ์—ฐ๊ตฌ์˜ ๊ฐ€์„ค์€ ์—ฐ๊ตฌ์ž๋“ค์˜ ์ผ์น˜ํ•œ ๊ด€์ ์„ ๋ณด์—ฌ์ฃผ๋Š” ์˜ํ–ฅ ์š”์ธ์„ ๊ธฐ๋ฐ˜์œผ๋กœ ์„ค์ •ํ•˜์—ˆ๋‹ค. ๊ทธ ๋‹ค์Œ์— ๊ฐœ๋ฐœ ๋„์ƒ๊ตญ์„ ์œ„ํ•œ ๊ฐœ๋…์˜ ์ฒด๊ณ„๋ฅผ ์„ธ์šฐ๊ณ  ํ†ต์ œ ๋ณ€์ธ๊ณผ ์กฐ์ ˆ ๋ณ€์ธ์˜ ์˜ํ–ฅ๋„ ์ถ”์ •ํ•˜์˜€๋‹ค. ๊ฐ€์„ค๊ณผ ๊ฐœ๋… ์ฒด๊ณ„๋ฅผ ํ‰๊ฐ€ํ•˜๊ธฐ ์œ„ํ•ด ๋ณธ ์—ฐ๊ตฌ๋Š” ๋ชฝ๊ณจ์˜ ๋‹ค์–‘ํ•œ ์‚ฌ์—…์„ ์šด์˜ํ•˜๊ณ  ์žˆ๋Š” ์ค‘์†Œ๊ธฐ์—…์„ ๋Œ€์ƒ์œผ๋กœ ์˜จ๋ผ์ธ ์„ค๋ฌธ์กฐ์‚ฌ๋ฅผ ์‹ค์‹œํ•˜์˜€๋‹ค. ์˜จ๋ผ์ธ 141 ์„ค๋ฌธ์กฐ์‚ฌ์˜ ์ฐธ์—ฌ์ž๋Š” ํšŒ์‚ฌ์˜ ์ฃผ์š” ์˜์‚ฌ ๊ฒฐ์ •์ž ๋ฐ ์ •๋ณด ๊ธฐ์ˆ  ์ „๋ฌธ๊ฐ€์˜€๋‹ค. ์ด๋ฅผ ํ†ตํ•ด ์ˆ˜์ง‘ ๋œ ๋ฐ์ดํ„ฐ์™€ ์ œ์•ˆ ๋œ ์ฒด๊ณ„๋ฅผ PLS (Partial Least Squire)๋ฅผ ์‚ฌ์šฉํ•˜์—ฌ ๋ถ„์„ํ•˜์˜€๋‹ค. ์ด ๋ฐฉ๋ฒ•์€ ์ž ์žฌ ๋ณ€์ˆ˜์™€ ๊ด€์ฐฐ ๋ณ€์ˆ˜ ๊ฐ„์˜ ์ƒํ˜ธ ๊ด€๊ณ„๋ฅผ ์กฐ์‚ฌ ํ•  ์ˆ˜์žˆ๋Š” ๊ตฌ์กฐ ๋ฐฉ์ •์‹ ๋ชจํ˜• (SEM) ๋ฐฉ๋ฒ•์ด๋‹ค. ํ†ต๊ณ„ ์†Œํ”„ํŠธ์›จ์–ด ๋„๊ตฌ ์ธก๋ฉด์—์„œ๋Š” ์ ‘ํ•˜๊ธฐ๊ฐ€ ์‰ฌ์šด ๋ฐ์ดํ„ฐ ๋ถ„์„ ๋„๊ตฌ ์ค‘ ํ•˜๋‚˜์ธ SmartPLS v3.3.3 ์„ ์ด์šฉํ•˜์˜€๋‹ค. ๋งˆ์ง€๋ง‰์œผ๋กœ, ๋ณธ ์—ฐ๊ตฌ๋Š” ๋ถ„์„ํ•œ ๊ฒฐ๊ณผ๋ฅผ ๊ธฐ๋ฐ˜ํ•˜์—ฌ ์ •์ฑ… ๋ฐ ์ œ์•ˆ์„ ์ œ์‹œํ•˜์˜€๋‹ค.Chapter 1. Introduction 1 Chapter 2. Background on Big Data Analytics Adoption 6 2.1 Defination of Big Data 6 2.2 Defination of Small and Medium enterprises 9 2.3 Role of Big Data 10 2.4 Charateristics of developing countries 11 Chapter 3. Methodology and Model Design 13 3.1 Methdogology fused for analyzing Big Data Analytics in Small and Medium Enterprises in Developing countries 13 3.2. Model design 26 3.2.1 Factors 26 3.2.2. Theories 28 3.2.3. Classification of factors into categories 36 3.2.4. Impact on developing country 46 3.2.5. Impact on different industries 50 3.2.6. Theoritical background and hypothesis development 51 3.2.7. Technological context 54 3.2.8. Organizational context 58 3.2.9. Environmental context 61 3.2.10. Moderating variables 63 3.2.11. Control variables 65 Chapter 4. Framework for Mongolian case 67 4.1. Mongolia 67 4.2. Data collection 68 4.3. Basic understanding on moderating effect 70 4.4. Data analysis 71 4.5. Results 74 4.5.1. Reliability and validity 74 4.5.2. Structual model analysis 78 4.5.3. Moderating variables 82 Chapter 5. Conclusion 85 5.1. Discussion 85 5.1.1. Technological context 85 5.1.2. Organizational context 88 5.1.3. Environmental context 88 5.2. Contrubitions 89 5.3. Policy implication 90 5.4. Limitation and outlok 91 Appendix.1 93 Appendix.2 110 Bibliography 115 Abstract in Korean 140์„

    Security and Privacy Concerns for Australian SMEs Cloud Adoption

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    Cloud Computing has become increasingly important for Small and Medium-sized Enterprises because of its cost-effective benefits. However, the adoption of Cloud Computing over the recent years raised challenging issues with regard to privacy and security. In this study, we explored and presented the findings of the influence of privacy and security on Cloud adoption by SMEs. Based on a survey of SMEs across Australia, we analysed the data using structural equation modelling. We found that Cloud privacy and Cloud security are major concerns for SMEs to adopt Cloud computing. The study findings are useful for IT practitioners and regulatory bodies to understand how SMEs consider privacy and security issues for Cloud adoption

    The Investigation of E-Marketplace Adoption by Small Medium Enterprises Using Individual-Technology- Organization-Environment (ITOE) Framework: A Case Study in Yogyakarta Province Indonesia

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    Background: Small and medium enterprises (SMEs) in Indonesia have been encouraged by the Indonesian government to adopt e-marketplace platforms. However, the rate of e-marketplace adoption is shown to be low. In an effort to address the underlying issues this paper reports on the application of a modified form of the Technology-Environment-Organization framework that includes attributes of individual SME owner-managers. The application of the Individual- Technology-Organization-Environment (ITOE) framework is considered necessary given the overwhelming number of micro-SMEs that have one owner-manager and employ less than ten employees. The study takes a case study approach by studying e-marketplace adoption of SMEs in the province of Yogyakarta, a major city of Indonesia. Method: Using a survey instrument, data were collected using randomized sampling from SMEs in Yogyakarta and analyzed using the partial least squares method. Results: The results confirm the validity of the ITOE framework to this study context. The results also indicate that the Individual construct positively affects the organization construct in predicting e-marketplace adoption. The suitability of the ITOE framework for further application to other locations in Indonesia when investigating e-marketplace adoption by SMEs is validated. Conclusion: This study validates use of the ITOE framework in investigating e- marketplace adoption by SMEs in Indonesia. The ITOE framework can be operationalized for e-marketplace adoption, particularly when the research context has relevant factors to the individual context namely, where a predominance of micro-SMEs exists. Future research is to conduct a full-scale study of e- marketplace adoption in Indonesia
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