73,701 research outputs found
COMPETITIVE STRUCTURE AND TECHNICAL EFFICIENCY OF BANKING INDUSTRY IN INDONESIA
Competition is an important aspect in an industry that may affect business continuity. The practice of a market structure concentrated on five major banks caused differences in efficiency and can ultimately influence competition between banks. This study aims to analyze the structure of competition and the level of technical efficiency in the banking industry during 2014-2018 period. 79banks were grouped into business group according to the core capital and were analyzed based on the groups. This study used non-structural Panzar Rosse method to analyze the competition structure. Afterwards, non parametric DEA (data envelopment analysis) method was used to determine the level of efficiency. The results showed that the banking industry in Indonesia generally operates under monopolistic competition. In addition, based on efficiency performance, bank BUKU 4 has the highest performance. This is because large of banks can produce larger economies of scale.
Keywords: market structure, banking, panzar rosse model, efficiency, Data Envelopment Analysis (DEA)
 
Implementasi Metodologi Business Continuity Planning Pada Pembuatan Dokumen Perencanaan Keberlangsungan Bisnis Pada Divisi Teknologi Informasi (Studi Kasus Bank Pembangunan Daerah Jawa Timur)
Penerapan teknologi oleh peruaaan memiliki risiko yang harus bisa dikendalikan oleh perusahaan. Jika risiko dari teknologi informasi tidak dapat dikelola maka dampaknya dapat mengganggu aktivitas dalam proses bisnis perusahaan bahkan dapat melumpuhkan proses bisnis yang ada. Sehingga setiap perusahaan yang menerapkan teknologi informasi membutuhkan perencanaan untuk dapat mengantisipasi risiko yang timbul akibat teknologi informasi serta mengantisipasi gangguan yang terjadi pada teknologi informasi yang dapat mempengaruhi berlangsungnya proses bisnis. Perencanaan yang dibuat adalah berupa perencanaan keberlangsungan bisnis atau Business Continuity Plan.
Penelitian ini bertujuan untuk mengetahui kesesuaian metodologi Business Continuity Planning yang disusun oleh Yusrida Muflihah jika diterapkan dalam industri perbankan. Industri perbankan dipilih karena industri ini sangat bergantung kepada Teknologi Informasi, selain itu karena adanya kebijakan Otoritas Jasa Keuangan yang mewajibkan pelaku industri perbankan untuk menerapkan manajemen risiko. Metodologi Business Continuity Plan disintesis dari beberapa standart yang ada hingga detil kepada langkah-langkah pembuatan dokumen BCP. Standart-standart tersebut seperti ISO 22301:2012, COBIT 5 (DSS04: Manage Continuity) serta ITIL (Service Design - IT Service Continuity Management).
Hasil dari penelitian yang adalah adanya temuan-temuan dalam implementasi metodologi Business Continuity Plan pada Bank Pembangunan Daerah Jawa Timur. Temuan dari implementasi untuk mengetahui kesesuaian metodologi jika diimplementasikan dalam industri perbankan serta untuk menjadi peluang bagi keberlanjutan penelitian metodologi Business Continuity Plan di masa yang akan datang.
============= The application of technology by the company has risks that must be controlled by the company. If the risks of information technology can not be managed then the impact can disrupt the activities in the company's business processes can even cripple existing business processes. So that every company that applies information technology needs planning to anticipate risks a rising from information technology and anticipate disruption that happened at information technology that can influence on going business process. Planning is in the form of business continuity planning or Business Continuity Plan. This study aims to determine the suitability of Business Continuity Planning methodology compiled by Yusrida
Muflihah if applied in the banking industry. The banking
industry was chosen because the industry relied heavily on
Information Technology, in addition to the policy of the
Financial Services Authority which required banking industry
actors to apply risk management. The Business Continuity Plan methodology is synthesized from some of the existing standards up to the details of the BCP document creation steps. Standards such as ISO 22301: 2012, COBIT 5 (DSS04: Manage Continuity) and ITIL (Service Design - IT Service Continuity Management). The result of the research is the findings in the implementation of Business Continuity Plan methodology at East Java Regional Development Bank. Findings from the implementation to determine the suitability of the methodology if implemented in the banking industry as well as to become an opportunity for continuous research methodology Business Continuity Plan in the future
DETERMINAN STRUKTUR MODAL PERBANKAN SYARIAH ASIA DAN EROPA
Capital structure is an important component in building a strong business entity. The banking industry is a commercial entity that requires a strong capital structure management to ensure its business continuity. Moreover, the Islamic banking business model prioritizes the strength of the equity structure over debt. Islamic banking manages temporary syirkah funds as a form of investment for customers with the hope of obtaining optimal profit sharing. Therefore, this study examines the factors that have the potential to influence the capital structure of the Islamic banking industry. These factors include: company size, profitability, growth, and asset structure. This study used a purposive sampling technique using 24 samples of Islamic banks in Asia and Europe with certain criterias. This study conducted tests with panel data analysis and statistical applications to measure the influence of factors affecting the capital structure of Islamic banks in Asia and Europe. Finally, this study finds that asset structure has no effect on capital structure and profitability has a positive effect on capital structure. Meanwhile, firm size and growth variables have a negative effect on capital structure
Impediments to resolvability of Banks. Banking Union Scrutiny. PE 634.360 2019
This paper gives an overview of the seven aspects of resolvability defined in 2019 by the Single Resolution Board, and then assesses progress in two key areas, based on evidence gathered from public disclosures made by the 20 largest euro-area banks. The largest banks have made good progress in raising bail-in capital. Changes to banks’ legal and operational structures that will facilitate resolution will take more time. Greater transparency would make it easier to achieve the policy objective of making banks resolvable. This document was provided by the Economic Governance Support Unit at the request of the ECON Committee
POSITIONING NIGERIAN SERVICE SECTOR TOWARDS VISION 2020: STYLIZED FACTS FROM BANKING SUB-SECTOR
The paper investigates the relationships between institutional enactments and the challenges of Nigerian commercial banks survival (1980-2006) towards policy option for realizing vision 2020. The divergence between
government expectations and banks’ reality coupled with macroeconomics, and competitors’ activities could create failures in the sector. Using statistical data,
the authors elucidate the impact of re-engineered interventions on banks’ survival over the period. The empirical results, among others, indicate that the high level unemployment rate in Nigeria poses a threat to banks’ survival. The statistical output also shows that government interventions could lead to a counterproductive effect on commercial banks’ strength, if not properly guided. Thus, for commercial banks to be well positioned as the nation approaches the year 2020, efforts to reduce the level of unemployment and ensure that government policies
in the sub-sector are consistent and well articulated, would be rewarding
In Digital We Trust: The computerisation of retail finance in Western Europe and North America
This paper tells of the contents of a forthcoming volume, which offers a new and original approach to the study of technological change in retail finance. Most business history studies of businesses for the last 50 years note the emergence of computers and computer applications, but they do not analyze their role in shaping business practices and organizations. In this book we look directly at the processes of mechanisation and computerisation of retail financial services, throughout the 20th Century while articulating an international comparison. We bring together young, well established and independent historians, who come from different traditions (that is, economic, business, accounting, geography and political histories as well as historians of technology). Contributors look at stand alone and comparative case studies from different parts of the world (namely Britain, Denmark, France, Germany, Netherlands, Spain, Sweden, Mexico and the USA). The outcome is a rich survey of the broad literature examining different aspects of the technological and business histories of retail financial markets from a variety of perspectives.Retail finance, automation, Western Europe (Germany, UK, Spain, Netherlands, Sweden), North America (USA, Mexico)
Business Continuity Plan Pada Teknologi Dan Sistem Informasi BPR Bank Surya Yudha Banjarnegara
Penelitian ini bertujuan untuk memberikan suatu cara untuk
menyusun sebuah kerangka Business Continuity Plan (BCP),
yang sesuai dengan kebutuhan perusahaan terkait keberlanjutan
bisnis. Business Continuity Plan merupakan solusi terbaik untuk
mencegah kelumpuhan sistem dan teknologi informasi serta
operasional bisnis perusahaan yang dapat mengoptimalkan
kualitas layanan untuk nasabahnya. Penyusunan kerangka
dilakukan dengan melakukan formulasi antara kebutuhan dan
tujuan perusahaan terkait keberlanjutan bisnis dengan sintesis
standar kerangka BCP yang digunakan sebagai acuan, dari ISO
22301:2012, Bank of Japan dan Dutch Financial Sector. Ketiga
standar tersebut akan dianalisis dan proses sintesis untuk
mendapatkan hasil yangs sesuai dengan kebutuhan perusahaan.
Penelitian dilakukan pada sebuah industri perbankan, BPR
(Bank Perkreditan Rakyat) Bank Surya Yudha Banjarnegara. Di
mana, teknologi informasi telah menjadi sesuatu hal yang penting
bagi perusahaan perbankan untuk dapat meningkatkan kualitas
layanan kepada para nasabahnya. Oleh karena itulah, BCP
dinilai akan menjadi solusi yang membantu perusahaan ini untuk
tetap konsisten dan optimal dalam menghindari dan mengatasi
segala bentuk ancaman yang mungkin muncul.
Penelitian ini dilakukan dengan metode yang diawali dengan
tahapan identifikasi permasalahan, pengumpulan data,
penyusunan kerangka BCP perusahaan, pengolahan data,
analisis BCP, verifikasi dan validasi BCP serta dokumentasi
BCP.
Penelitian ini diharapkan dapat menunjukkan bahwa
implementasi BCP di sebuah perusahaan merupakan sesuatu hal
yang unik, di mana setiap implementasi tersebut harus
disesuaikan dengan kebutuhan perusahaan. Pendekatan yang
digunakan dalam penelitian ini mengharuskan perusahaan untuk
aktif melakukan peningkatan secara terus-menerus (continuous
improvement) mengingat kebutuhan perusahaan yang dapat
berubah-ubah sesuai dengan perkembangan teknologi informasi
dan regulasi perbankan yang berlaku.
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This research aims to provide method to develop framework
of a Business Continuity Plan (BCP), which is accordance with
the business continuity requirements of the company. Business
Continuity Plan is the best solution to prevent paralysis of
information systems and technology and business operations that
can optimize service quality to the bank’s customers. This
research is related to formulation framework between business
continuity requirements and the standard references that used in
this research like; ISO 22301:2012, Bank of Japan and Dutch
Financial Sector. Those standards will be analyzed and
synthesized to obtain result that accordance with company’s
business continuity requirements.
Research carried out on a banking industry in a rural bank,
BPR Bank Surya Yudha Banjarnegara. In this bank, information
technology has become essential for company to be able to
improve the quality of banking services to its customers. Hence,
BCP becomes one of solutions that help company to avoids and
overcomes threats consistently.
This research was conducted with the method that begins
with problem identification stage, data collection, preparation of BCP framework, data processing, analysis BCP, verification and
validation of BCP and BCP documentation.
This research proves that BCP in a company is something
unique, where each implementation Should be adjusted to the
business continuity requirements of the company. The approach
that used in this study requires companies to actively conduct
continuous improvement. Because the business continuity
requirements can change fluctuately, according to the
development of information technology and banking regulations
Insider Perceptions of Insider Trading and Corporate Governance at Nigerian Banks
This study investigates the perceptions of uncertainty associated with Nigerian banks from an insider viewpoint. A critical review of Nigerian corporate environment shows that there have been several cases of trust abuse by board of director members at some banks. When banks’stability is questioned by the public or investors, it negatively impacts the economy. However, it may be difficult to know what is going on unless those with inside knowledge are consulted. This study uses a confidential survey of bank employees, followed by correlation analysis, to assess perceptions of ethical corporate governance and performance. The findings reveal a strong positive correlation that bank practitioners perceive ethical corporate governance is linked to financial performance. Recommendations are given for financial practitioners and banking industry consumers
Australian commercial-critical infrastructure management protection
Secure management of Australia\u27s commercial critical infrastructure presents ongoing challenges to owners and the government. Although managed via a high-level information sharing collaboration of government and business, critical infrastructure protection is further complicated by the lack of a lower-level scalable model exhibiting its various levels, sectors and sub-sectors. This research builds on the work of Marasea (2003) to establish a descriptive critical infrastructure model and also considers the influence and proposed modelling of critical infrastructure dependency inter-relationships.<br /
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