ANALISIS PENGARUH KUALITAS AKTIVA PRODUKTIF DAN TINGKAT SUKU BUNGA KREDIT TERHADAP KEUNTUNGAN BANK

This research is limited to the problem of earning asset quality and loan interest rates in affecting bank profits. This analysis is measured by profitability ratios of ROE (Return On Equity) on the banks to go public on the Indonesian Stock Exchange in the period 2003­2008. The purpose of this study is to determine the effect of the proportion of quality in earning assets and interest rates of loans to bank profitability that listed in Indonesia Stock Exchange (BEI). The independent variables in this study is the quality in earning assets and interest rates on credit. Both of these variables investigated by partial effects (individual) and simultaneously (shared) to the dependent variable is profitability. Data from each variable were taken with the technical documentation by the end of the period during the years 2003­2008. Analisinyatechnique uses multiple linear regression. From the test results of significance test shows that the variable f earning asset quality and loan interest rates simultaneously significant effect on profitability as indicated by an f count 31.109> F table 4.050 at α = 5%. T test results showed that the quality in earning assets and the variable loan interest rate is partially a significant effect on profitability. Earning asset quality variable has a value of 2.729 t count> t table 1.9944 at α = 5%. While mortgage interest rates have t value 4.484> t table 1.9944 at α = 5%. Coefficient of determination (R ²) is 47.4%, this suggests quality in earning assets and the variable interest rate loans are able to explain 47.4% to 52.6%, while profitability is explained by other variables not included in this research model. From the whole analysis can be concluded that the greater the quality in earning assets and interest rates on loans will be greater the profitability of a ban

Striving to overcome the economic crisis: Progress and diversification of Mexican multinationals’ export of capital

The Institute for Economic Research (IIEc) of the National Autonomous University of Mexico (UNAM) and the Vale Columbia Center on Sustainable International Investment (VCC), a joint initiative of the Columbia Law School and the Earth Institute at Columbia University in New York, are releasing the results of their third survey of Mexican multinationals today. The survey is part of a long-term study of the rapid global expansion of multinational enterprises (MNEs) from emerging markets. The present report focuses on data for the year 2010. Highlights In 2010, the top 20 Mexican MNEs had foreign assets of USDD 123 billion (table 1 below), foreign sales of USDD 71 billion, and employed 255,340 people abroad (see annex table 1 in annex I). The top two firms, America Movil and CEMEX, together controlled USDD 85 billion in foreign assets, accounting for nearly 70% of the assets on the list. The top four firms (including FEMSA and Grupo Mexico) jointly held USDD 104 billion, which represents almost 85% of the list’s foreign assets. Leading industries in this ranking, by numbers of MNEs, are non-metallic minerals (four companies) and food and beverages (another four companies). All but two of the 20 are firms whose shares are traded on a stock exchange. The exceptions are PEMEX, Mexico’s fully state-owned oil and gas firm, and Xignux, a diversified family-owned enterprise. The top 20 MNEs had 223 foreign affiliates (branches, subsidiaries, et al). As with their counterparts elsewhere in Latin America, Mexican MNEs show a very strong regional orientation. As annex table 2 makes clear, the top 20 overwhelmingly prefer to invest in Latin America. The next region of choice, with a substantial presence of Mexican affiliates, is North America. Europe (mainly the European Union) is a somewhat distant third. The presence of Mexican MNEs in Asia seems to be growing, if slow. In 2008, four of them had affiliates in Asia; in 2010, seven did

ANALISIS CASH RATIO, NON PERFOMING LOAN, LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS PADA BANK PERKREDITAN RAKYAT DI KOTA BATAM

This study aims to analyze the effect of cash ratios, non-performing loans, loan to deposit ratios on profitability at Rural Banks in Batam City. This study uses a descriptive and quantitative statistical approach with a population of BPRs located in Batam City and the sample in this study totaling 21 banks selected using a purposive sampling technique and using a questionnaire as a data collection instrument. From the analysis of the data, the results show that the cash ratio has an effect on return on assets with t count (3.642) > t table (1.659), non-performing loans have an effect on return on assets with t count (3.111) > t table (1.659) and the deposit ratio has an effect on return on assets with t count (1.779) > t table (1.659). Simultaneously the results of the F test cash ratio, non-performing loan and deposit ratio affect return on assets with a calculated F value (7.570) > F table 2.69).Keywords: Cash Ratio; Loan to Deposit Ratio; Non Performing Loan; Profitabilitas

Foundations in Wisconsin: A Directory [23rd ed. 2004]

This 2004 edition of Foundations in Wisconsin marks the 23rd release of the print directory and the 4th year of the online version. The directory is designed as a research tool for grantseekers interested in locating information on private, corporate, and community foundations registered in Wisconsin. Each entry in this new edition has been updated or reviewed to provide the most current information available. Most of the data was extracted from IRS 990-PF tax returns filed by the foundations. However, additional information was obtained from surveys, annual reports, and foundation Web sites. Wisconsin foundations have shown small increases as compared to the 2003 edition. The number of active foundations has grown to an all-time high of 1184. Both total assets and grants for the state’s foundations increased from 2003, albeit not to the heights documented in the 2002 edition. Total assets grew by 1.53% and total grants by .23%. The following table details the financial pattern over the 10 years.https://epublications.marquette.edu/lib_fiw/1007/thumbnail.jp