Strengthening e-banking security using keystroke dynamics

This paper investigates keystroke dynamics and its possible use as a tool to prevent or detect fraud in the banking industry. Given that banks are constantly on the lookout for improved methods to address the menace of fraud, the paper sets out to review keystroke dynamics, its advantages, disadvantages and potential for improving the security of e-banking systems. This paper evaluates keystroke dynamics suitability of use for enhancing security in the banking sector. Results from the literature review found that keystroke dynamics can offer impressive accuracy rates for user identification. Low costs of deployment and minimal change to users modus operandi make this technology an attractive investment for banks. The paper goes on to argue that although this behavioural biometric may not be suitable as a primary method of authentication, it can be used as a secondary or tertiary method to complement existing authentication systems

The DRIVE-SAFE project: signal processing and advanced information technologies for improving driving prudence and accidents

In this paper, we will talk about the Drivesafe project whose aim is creating conditions for prudent driving on highways and roadways with the purposes of reducing accidents caused by driver behavior. To achieve these primary goals, critical data is being collected from multimodal sensors (such as cameras, microphones, and other sensors) to build a unique databank on driver behavior. We are developing system and technologies for analyzing the data and automatically determining potentially dangerous situations (such as driver fatigue, distraction, etc.). Based on the findings from these studies, we will propose systems for warning the drivers and taking other precautionary measures to avoid accidents once a dangerous situation is detected. In order to address these issues a national consortium has been formed including Automotive Research Center (OTAM), Koç University, Istanbul Technical University, Sabancı University, Ford A.S., Renault A.S., and Fiat A. Ş

Longitudinal Study of Child Face Recognition

We present a longitudinal study of face recognition performance on Children Longitudinal Face (CLF) dataset containing 3,682 face images of 919 subjects, in the age group [2, 18] years. Each subject has at least four face images acquired over a time span of up to six years. Face comparison scores are obtained from (i) a state-of-the-art COTS matcher (COTS-A), (ii) an open-source matcher (FaceNet), and (iii) a simple sum fusion of scores obtained from COTS-A and FaceNet matchers. To improve the performance of the open-source FaceNet matcher for child face recognition, we were able to fine-tune it on an independent training set of 3,294 face images of 1,119 children in the age group [3, 18] years. Multilevel statistical models are fit to genuine comparison scores from the CLF dataset to determine the decrease in face recognition accuracy over time. Additionally, we analyze both the verification and open-set identification accuracies in order to evaluate state-of-the-art face recognition technology for tracing and identifying children lost at a young age as victims of child trafficking or abduction

Critical success factors for preventing E-banking fraud

E-Banking fraud is an issue being experienced globally and is continuing to prove costly to both banks and customers. Frauds in e-banking services occur as a result of various compromises in security ranging from weak authentication systems to insufficient internal controls. Lack of research in this area is problematic for practitioners so there is need to conduct research to help improve security and prevent stakeholders from losing confidence in the system. The purpose of this paper is to understand factors that could be critical in strengthening fraud prevention systems in electronic banking. The paper reviews relevant literatures to help identify potential critical success factors of frauds prevention in e-banking. Our findings show that beyond technology, there are other factors that need to be considered such as internal controls, customer education and staff education etc. These findings will help assist banks and regulators with information on specific areas that should be addressed to build on their existing fraud prevention systems

Privacy-Preserving Facial Recognition Using Biometric-Capsules

Indiana University-Purdue University Indianapolis (IUPUI)In recent years, developers have used the proliferation of biometric sensors in smart devices, along with recent advances in deep learning, to implement an array of biometrics-based recognition systems. Though these systems demonstrate remarkable performance and have seen wide acceptance, they present unique and pressing security and privacy concerns. One proposed method which addresses these concerns is the elegant, fusion-based Biometric-Capsule (BC) scheme. The BC scheme is provably secure, privacy-preserving, cancellable and interoperable in its secure feature fusion design. In this work, we demonstrate that the BC scheme is uniquely fit to secure state-of-the-art facial verification, authentication and identification systems. We compare the performance of unsecured, underlying biometrics systems to the performance of the BC-embedded systems in order to directly demonstrate the minimal effects of the privacy-preserving BC scheme on underlying system performance. Notably, we demonstrate that, when seamlessly embedded into a state-of-the-art FaceNet and ArcFace verification systems which achieve accuracies of 97.18% and 99.75% on the benchmark LFW dataset, the BC-embedded systems are able to achieve accuracies of 95.13% and 99.13% respectively. Furthermore, we also demonstrate that the BC scheme outperforms or performs as well as several other proposed secure biometric methods

Offline Handwritten Signature Verification - Literature Review

The area of Handwritten Signature Verification has been broadly researched in the last decades, but remains an open research problem. The objective of signature verification systems is to discriminate if a given signature is genuine (produced by the claimed individual), or a forgery (produced by an impostor). This has demonstrated to be a challenging task, in particular in the offline (static) scenario, that uses images of scanned signatures, where the dynamic information about the signing process is not available. Many advancements have been proposed in the literature in the last 5-10 years, most notably the application of Deep Learning methods to learn feature representations from signature images. In this paper, we present how the problem has been handled in the past few decades, analyze the recent advancements in the field, and the potential directions for future research.Comment: Accepted to the International Conference on Image Processing Theory, Tools and Applications (IPTA 2017