40 research outputs found

    Creationism and evolution

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    In Tower of Babel, Robert Pennock wrote that “defenders of evolution would help their case immeasurably if they would reassure their audience that morality, purpose, and meaning are not lost by accepting the truth of evolution.” We first consider the thesis that the creationists’ movement exploits moral concerns to spread its ideas against the theory of evolution. We analyze their arguments and possible reasons why they are easily accepted. Creationists usually employ two contradictive strategies to expose the purported moral degradation that comes with accepting the theory of evolution. On the one hand they claim that evolutionary theory is immoral. On the other hand creationists think of evolutionary theory as amoral. Both objections come naturally in a monotheistic view. But we can find similar conclusions about the supposed moral aspects of evolution in non-religiously inspired discussions. Meanwhile, the creationism-evolution debate mainly focuses — understandably — on what constitutes good science. We consider the need for moral reassurance and analyze reassuring arguments from philosophers. Philosophers may stress that science does not prescribe and is therefore not immoral, but this reaction opens the door for the objection of amorality that evolution — as a naturalistic world view at least — supposedly endorses. We consider that the topic of morality and its relation to the acceptance of evolution may need more empirical research

    Author index—Volumes 1–89

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    An Examination of E-Banking Fraud Prevention and Detection in Nigerian Banks

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    E-banking offers a number of advantages to financial institutions, including convenience in terms of time and money. However, criminal activities in the information age have changed the way banking operations are performed. This has made e-banking an area of interest. The growth of cybercrime – particularly hacking, identity theft, phishing, Trojans, service denial attacks and account takeover– has created several challenges for financial institutions, especially regarding how they protect their assets and prevent their customers from becoming victims of cyber fraud. These criminal activities have remained prevalent due to certain features of cyber, such as the borderless nature of the internet and the continuous growth of the computer networks. Following these identified challenges for financial institutions, this study examines e-banking fraud prevention and detection in the Nigerian banking sector; particularly the current nature, impacts, contributing factors, and prevention and detection mechanisms of e-banking fraud in Nigerian banking institutions. This study adopts mixed research methods with the aid of descriptive and inferential analysis, which comprised exploratory factor analysis (EFA) and confirmatory factor analysis (CFA) for the quantitative data analysis, whilst thematic analysis was used for the qualitative data analysis. The theoretical framework was informed by Routine Activity Theory (RAT) and Fraud Management Lifecycle Theory (FMLT). The findings show that the factors contributing to the increase in e-banking fraud in Nigeria include ineffective banking operations, internal control issues, lack of customer awareness and bank staff training and education, inadequate infrastructure, presence of sophisticated technological tools in the hands of fraudsters, negligence of banks’ customers concerning their e-banking account devices, lack of compliance with the banking rules and regulations, and ineffective legal procedure and law enforcement. In addition, the enforcement of rules and regulations in relation to the prosecution of financial fraudsters has been passive in Nigeria. Moreover, the findings also show that the activities of each stage of fraud management lifecycle theory are interdependent and have a collective and considerable influence on combating e-banking fraud. The results of the findings confirm that routine activity theory is a real-world theoretical framework while applied to e-banking fraud. Also, from the analysis of the findings, this research offers a new model for e-banking fraud prevention and detection within the Nigerian banking sector. This new model confirms that to have perfect prevention and detection of e-banking fraud, there must be a presence of technological mechanisms, fraud monitoring, effective internal controls, customer complaints, whistle-blowing, surveillance mechanisms, staff-customer awareness and education, legal and judicial controls, institutional synergy mechanisms of in the banking systems. Finally, the findings from the analyses of this study have some significant implications; not only for academic researchers or scholars and accounting practitioners, but also for policymakers in the financial institutions and anti-fraud agencies in both the private and public sectors

    24th International Conference on Information Modelling and Knowledge Bases

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    In the last three decades information modelling and knowledge bases have become essentially important subjects not only in academic communities related to information systems and computer science but also in the business area where information technology is applied. The series of European – Japanese Conference on Information Modelling and Knowledge Bases (EJC) originally started as a co-operation initiative between Japan and Finland in 1982. The practical operations were then organised by professor Ohsuga in Japan and professors Hannu Kangassalo and Hannu Jaakkola in Finland (Nordic countries). Geographical scope has expanded to cover Europe and also other countries. Workshop characteristic - discussion, enough time for presentations and limited number of participants (50) / papers (30) - is typical for the conference. Suggested topics include, but are not limited to: 1. Conceptual modelling: Modelling and specification languages; Domain-specific conceptual modelling; Concepts, concept theories and ontologies; Conceptual modelling of large and heterogeneous systems; Conceptual modelling of spatial, temporal and biological data; Methods for developing, validating and communicating conceptual models. 2. Knowledge and information modelling and discovery: Knowledge discovery, knowledge representation and knowledge management; Advanced data mining and analysis methods; Conceptions of knowledge and information; Modelling information requirements; Intelligent information systems; Information recognition and information modelling. 3. Linguistic modelling: Models of HCI; Information delivery to users; Intelligent informal querying; Linguistic foundation of information and knowledge; Fuzzy linguistic models; Philosophical and linguistic foundations of conceptual models. 4. Cross-cultural communication and social computing: Cross-cultural support systems; Integration, evolution and migration of systems; Collaborative societies; Multicultural web-based software systems; Intercultural collaboration and support systems; Social computing, behavioral modeling and prediction. 5. Environmental modelling and engineering: Environmental information systems (architecture); Spatial, temporal and observational information systems; Large-scale environmental systems; Collaborative knowledge base systems; Agent concepts and conceptualisation; Hazard prediction, prevention and steering systems. 6. Multimedia data modelling and systems: Modelling multimedia information and knowledge; Contentbased multimedia data management; Content-based multimedia retrieval; Privacy and context enhancing technologies; Semantics and pragmatics of multimedia data; Metadata for multimedia information systems. Overall we received 56 submissions. After careful evaluation, 16 papers have been selected as long paper, 17 papers as short papers, 5 papers as position papers, and 3 papers for presentation of perspective challenges. We thank all colleagues for their support of this issue of the EJC conference, especially the program committee, the organising committee, and the programme coordination team. The long and the short papers presented in the conference are revised after the conference and published in the Series of “Frontiers in Artificial Intelligence” by IOS Press (Amsterdam). The books “Information Modelling and Knowledge Bases” are edited by the Editing Committee of the conference. We believe that the conference will be productive and fruitful in the advance of research and application of information modelling and knowledge bases. Bernhard Thalheim Hannu Jaakkola Yasushi Kiyok

    Maps of Lessons Learnt in Requirements Engineering

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    Both researchers and practitioners have emphasized the importance of learning from past experiences and its consequential impact on project time, cost, and quality. However, from the survey we conducted of requirements engineering (RE) practitioners, over 70\% of the respondents stated that they seldom use RE lessons in the RE process, though 85\% of these would use such lessons if readily available. Our observation, however, is that RE lessons are scattered, mainly implicitly, in the literature and practice, which obviously, does not help the situation. We, therefore, present ``maps” of RE lessons which would highlight weak (dark) and strong (bright) areas of RE (and hence RE theories). Such maps would thus be: (a) a driver for research to ``light up” the darker areas of RE and (b) a guide for practice to benefit from the brighter areas. To achieve this goal, we populated the maps with over 200 RE lessons elicited from literature and practice using a systematic literature review and survey. The results show that approximately 80\% of the elicited lessons are implicit and that approximately 70\% of the lessons deal with the elicitation, analysis, and specification RE phases only. The RE Lesson Maps, elicited lessons, and the results from populating the maps provide novel scientific groundings for lessons learnt in RE as this topic has not yet been systematically studied in the field

    International Workshop on Description Logics : Bonn, May 28/29, 1994

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    This collection of papers forms the permanent record of the 1994 Description Logic Workshop, that was held at the Gustav Stresemann Institut in Bonn, Germany on 28 and 29 May 1994, immediately after the Fourth International Conference on Principles of Knowledge Representation and Reasoning. The workshop was set up to be as informal as possible, so this collection cannot hope to capture the discussions associated with the workshop. However, we hope that it will serve to remind participants of their discussion at the workshop, and provide non-participants with indications of the topics that were discussed at the workshop. The workshop consisted of seven regular sessions and one panel session. Each regular session had about four short presentations on a single theme, but also had considerable time reserved for discussion. The themes of the sessions were Foundations of Description Logics, Architecture of Description Logics and Description Logic Systems, Language Extensions, Expanding Description Logics, General Applications of Description Logics, Natural Language Applications of Description Logics, Connections between Description Logics and Databases, and the Future of Description Logics and Description Logic Systems. The session on Foundations of Description Logics concentrated on computational properties of description logics, correspondences between description logics and other formalisms, and on semantics of description logics, Similarly, there is discussion on how to develop tractable desription logics, for some notion of tractable, and whether it is useful to worry about achieving tractability at all. Several of the participants argued in favour of a very expressive description logic. This obviously precludes tractability or even decidability of complete reasoning. Klaus Schild proposed that for some purposes one could employ "model checking" (i .e., a closed world assumption) instead of "theorem proving," and has shown that this is still tractable for very large languages. Maurizio Lenzerini\u27s opinion was that it is important to have decidable languages. Tractability cannot be achieved in several application areas because there one needs very expressive constructs: e.g., axioms, complex role constructors, and cycles with fixed-point semantics. For Bob MacGregor, not even decidability is an issue since he claims that Loom\u27s incomplete reasoner is sufficient for his applications. The discussion addressed the question of whether there is still need for foundations, and whether the work on foundation done until now really solved the problems that the designers of early DL systems had. Both questions were mostly answered in the affirmative, with the caveat that new research on foundations should make sure that it is concerned with "real" problems, and not just generates new problems. In the session on Architecture of Description Logics and Description Logic Systems the participants considered different ways of putting together description logics and description logic systems. One way of doing this is to have a different kind of inference strategy for description logics, such as one based on intuitionistic logics or one based directly on rules of inference-thus allowing variant systems. Another way of modifying description logic systems is to divide them up in different ways, such as making a terminology consist of a schema portion and a view portion. Some discussion in this session concerned whether architectures should be influenced by application areas, or even by particular applications. There was considerable discussion at the workshop on how Description Logics should be extended or expanded to make them more useful. There are several methods to do this. The first is to extend the language of descriptions, e.g ., to represent n-ary relations, temporal information, or whole-part relationships, all of which were discussed at the workshop. The second is to add in another kind of reasoning, such as default reasoning, while still keeping the general framework of description logic reasoning. The third is to incorporate descriptions or description-like constructs in a larger reasoner, such as a first order reasoner. This was the approach taken in OMEGA and is the approach being taken in the Loom project. There have been many extensions of the first two kinds proposed for description logics, including several presented at the workshop. One quest ion discussed at the workshop was whether these extensions fit in well with the philosophy of description logic. Another question was whether the presence of many proposals for extensions means that description logics are easy to expand, or that description logics are inadequate representation formalisms? The general consensus was that description logics adequately capture a certain kind of core reasoning and that they lend themselves to incorporation with other kinds of reasoning. Care must be taken, however, to keep the extended versions true to the goals of description logics. The sessions on Applications of Description Logics had presentations on applications of description logics in various areas, including configuration, tutoring, natural language processing, and domain modeling. Most of these applications are research applications, funded by government research programs. There was discussion of what is needed to have more fielded applications of description logics. The session on Connections between Description Logics and Databases considered three kinds of connections between Description Logics and Databases: 1. using Description Logics for expressing database schemas, including local schemas, integrated schemas, and views, integrity constraints, and queries; 2. using Description Logic reasoning for various database-related reasoning, including schema integration and validation, and query optimization, and query validation and organization; and 3. making Description Logic reasoners more like Database Mangagement Systems via optimization. All three of these connections are being actively investigated by the description logic community. The panel session on the Future of Description Logics and Description Logic Systems discussed where the future of description logics will lie. There seems to be a consensus that description logics must forge tighter connections with other formalisms, such as databases or object-oriented systems. In this way, perhaps, description logics will find more real applications
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