An Analysis of Features and Tendencies in Mobile Banking Apps

Mobile devices such as smartphones and tablets are being employed alongside personal computers, and even replacing them in some applications. Banks are increasingly investing on mobility, by enabling the mobile web and mobile app channels for online banking, and by providing new mobile payment services. In this paper, the services for off-branch banking offered by several Italian banks are analyzed, showing that mobile apps have surpassed the mobile web channel in completeness of the offer, due to the fact that additional capabilities of mobile devices make possible advanced features and applications. An outlook on the near future is provided, remarking that mobile marketing and mobile recommender systems can greatly take advantage of being run natively on devices, making it desirable for businesses to invest on designing mobile apps

Mobile Application Security Platforms Survey

Nowadays Smartphone and other mobile devices have become incredibly important in every aspect of our life. Because they have practically offered same capabilities as desktop workstations as well as come to be powerful in terms of CPU (Central processing Unit), Storage and installing numerous applications. Therefore, Security is considered as an important factor in wireless communication technologies, particularly in a wireless ad-hoc network and mobile operating systems. Moreover, based on increasing the range of mobile application within variety of platforms, security is regarded as on the most valuable and considerable debate in terms of issues, trustees, reliabilities and accuracy. This paper aims to introduce a consolidated report of thriving security on mobile application platforms and providing knowledge of vital threats to the users and enterprises. Furthermore, in this paper, various techniques as well as methods for security measurements, analysis and prioritization within the peak of mobile platforms will be presented. Additionally, increases understanding and awareness of security on mobile application platforms to avoid detection, forensics and countermeasures used by the operating systems. Finally, this study also discusses security extensions for popular mobile platforms and analysis for a survey within a recent research in the area of mobile platform security

Exploring Mobile Peer-to-Peer Payment Adoption: The Effects of SNS and Native Mobile Banking Apps Usage

Mobile payments have been adopted as an essential payment channel due to the proliferation of mobile phones and mobile e-commerce. Mobile peer-to-peer (P2P) payment applications, on the other hand, is still in its infancy and have yet to see mass adoption. This study aims to explore the factors that influence the adoption of such mobile P2P payment applications by using a large scale data set based on users’ mobile application usage behaviors. The main initial findings reveal that the length of the session of traditional bank application usage significantly influences the adoption of mobile P2P payment applications. In addition, the amount of social network service applications used positively impacted one’s adoption of mobile P2P payment applications. These findings have important theoretical and practical implications for stakeholders of mobile P2P payment solution providers as well as intermediaries/banks who provide their own payment applications to their customers