30,574 research outputs found

    Use of Partial Least Square Structural Equation Modeling (PLS-SEM) in Customer Intention to Reuse Innovative Electronic Payment

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    The purpose of this study is to create a new research instrument for “Innovative Electronic Payment (e-payment)” to fit with Chinese culture through the “Diffusion of Innovation Theory” using Exploratory Factor Analysis (EFA) and to continue the study by testing the impact of four sub factors of innovative e-payment on customers’ intentions to reuse e-payment. Data were collected from 350 respondents, who were working people with experience using e-payment. A survey method was applied via a self-administration technique, to collect the data in Nanning, Guangxi, China, from working people at popular office buildings. In order to test all hypotheses, the Statistical Package of PLS-SEM was applied to test model fit based on convergent and discriminant validity, and to further test all hypotheses. The results showed that trialability, compatibility, complexity, and comfortability of the innovative electronic payment model were found to have a statistically significant impact on customers’ intentions to reuse e-payment

    Study of internet usage in the fresh produce supply chain in the UK and China

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    A thesis submitted for the degree of Master of Philosophy of the University of BedfordshireFresh produce supply chain management faces a high level of complexity and uncertainty and a number of challenges due to fresh produce's perishable, seasonal and fragile characteristics. It is argued that effective implementation of Information and Communication Technologies (leTs) has great potential for improving efficiency and reducing wastage within the fresh produce (fruit and vegetable) supply chain. While' the Internet is used by many small and medium-sized enterprises (SMEs) in the fresh produce industry, the extent to which it is applied and further developed after the initial adoption varies widely. Much research has been carried out to investigate Internet adoption and usage, but very limited effort has been focused on the identification of the current level of technology integration and deve!opment and the factors affecting the level of the development after the adoption, especially in the context of SMEs in the fresh produce supply chain. This research attempts to address this issue by developing a theoretical framework to illustrate the evolutionary process of Internet adoption and diffusion and to identify factors affecting the development of Internet-based supply chains by following the Technological/Organisational/Environmental (TOE) framevork. First, five development levels of post-adoption of Internet technologies in the supply chain were defined, and factors from the technological, organisational and environmentalcontexts were identified according to literatures and exploratory interviews. Second, questionnaire surveys were conducted in the UK and China to investigate the current situation of internet technologies used by SMEs in the fresh produce supply chains in the two countries. Finally, factors the proposed framework were validated and discussed. The empirical findings show that the Internet is no longer a new technology for most fresh produce SMEs in the UK and China. However, a large proportion of SMEs surveyed are still using basic functions of the Internet, and there is little difference between the UK and Chinese SMEs when comparing the use of complex applications in the supply chains. The results also show that most of the factors in the organisational and technological contexts are positively related to the current development levels of the Internet-based supply chain, whereas, in the environmental context, pressures from customers in the UK and mutual trust among partners in China have a significant impact on current development levels. Additionally, in both countries, companies in a better development level of Internet-based supply chain would achieve a higher degree of integration in their supply chain in five years. Overall, the research has made a number of important contributions to knowledge, current debate and practice in an under-researched sector. The five-level post-adoption framework can be adapted to identify ICT development levels and key factors in other sectors. The empirical data collected has added value to and sheds lights on the current applications of the Internet in the supply chain in general, and in the fresh produce SMEs in China and the UK in particular. The key factors identified as impeding the further development of the Internet, such as factors related to the business environments in the UK and China, will help government policy-makers, supply chain facilitators and IT service providers to be more focused in their efforts to improve the situation and to stimulate the further diffusion of emerging Internet technologies. The research has certain limitations due to the time constraints and sample selections. These limitations provide a platform for directing future research

    An examination of mobile banking and mobile payments: building adoption as experience goods?

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    This paper examines consumer adoption of mobile banking and mobile payments using the experience goods and learning by doing constructs as a framework to better understand adoption patterns in the United States and how these may differ in other world markets. Consumer experience and familiarity with mobile devices is considered along with three relatively new communication technologies – SMS text messaging, wireless Internet access, and near field communication (NFC) – that are making important contributions to mobile financial services. Online banking and contactless payments — and consumers’ experience with them — are also studied as “building blocks” to mobile financial services. Furthermore, this analysis considers other factors that are affecting adoption patterns, including financial inclusion opportunities, data security problems, and coordination issues. Together, the building blocks and these other factors will influence how markets for mobile financial services develop.

    Securities clearing and settlement in China: markets, infrastructures and policy-making

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    China is taking a more active role on the world stage, even more so since its rapid and strong recovery from the global recession. In the financial realm this expansion is underpinned by a strategy to build strong and competitive capital markets at home. In order to achieve this goal, well-functioning and sound securities infrastructures are an important pre-requisite, and therefore they receive a lot of attention from Chinese policy-makers, as well as from market participants both in China and abroad. This paper evaluates the current market infrastructure, including the legal and regulatory framework, for securities trading, clearing and settlement in mainland China, and analyses the policy-making in this field. The paper finds that, following huge progress in recent years, the post-trading processes are increasingly safe and efficient. It concludes that, given the effectiveness of the policy process, Chinese clearing and settlement are likely to develop into the “modern financial support systems” which the authorities envisage, and which will also be increasingly connected and integrated with other securities markets of global importance. JEL Classification: C21, C43, D12, E31China, Clearing and Settlement, market infrastructure, policymaking, securities market

    Key Issues in Expansion of End-User Mobile Communication in China

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    China’s mobile communications market presents unique market challenges. With a high subscriber growth rate but polarized and stratified consumer adoption trends, an investigation into the current status of this market will improve our understanding on how adoption of mobile communications is evolving. In this descriptive paper we analyze key issues relating to market characteristics of mobile communications with an objective to better comprehend the dynamics of this largest mobile subscribers market. Using secondary data we identify mobile industry and end-user related trends to infer our conclusions for the industry.China;mobile communication;mobile subscribers market

    WeChat Shop for Small and Medium Enterprises Establish Presence - Facilitators and Challenges

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    Every year, more companies and entities see China as an attractive opportunity. Consequently, the number of companies trying to enter the Chinese market keeps increasing every year, and it will certainly keep raising in the future. The main reason is that the Chinese market is extremely attractive for companies of all sizes and from any industry. The market is particularly attractive because Chinese people in fact represent the world’s biggest middle class, and this middle class recently started experimenting an income growth that is providing them with a constantly increasing budget and various resources to access the market and make purchases. This thesis describes my research where I attempted to analyze, and explain what are the facilitators and the barriers for small and medium enterprises to approach the Chinese Market using the WeChat E-Shop option. Specifically, the research focuses on how small and medium enterprises with limited resources and limited international experiences can prepare themselves to join the CBEC dimension and establish a presence there. The research also explains the main steps that companies need to go through when they decide to open a WeChat Shop Account and to start selling their products and services through the most used e-platform in China. My research is based on two main sources: first, the literature review where I researched the main frameworks and models related to CBEC for SMEs, and, second, the findings of my research that I gathered working with two small enterprises that have been going through the whole process and have now successfully opened their shop. The research gap I attempt to cover is how small and medium enterprises can establish their presence in this market through e-commerce. The main practical implication that can be inferred by my research is that the SME needs to understand what e-commerce is, what it can be used for, and what elements characterize cross-border e-commerce; the company has to clearly perceive the benefits coming from new technologies and how these can influence the competitive environment; finally, the third implication is the Step-by-Step Guide to start the WeChat Shop Account that I created while working with the two companies that have now entered CBEC with China. In addition to the Step-by-Step guide, I also researched the main Service Providers that support companies willing to start their CBEC with China using the WeChat Shop option. Considering the findings, companies interested in entering China with WeChat e- commerce may understand better how to prepare and how to move to establish their presence into the Chinese e-commerce market deciding what to ask from third parties as a support and what they need to succeed in their operation
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