Analytical Investigation of Mobile NFC Adaption with SWOT-AHP Approach: A Case of Italian Telecom

The purpose of this study is to appraise the critical factors in near field communication (NFC) adoption process and to utilize findings in order to support launching NFC implementations in Italy, by means of applying a combination of SWOT and AHP approaches. Hence, a set of twenty SWOT factors is identified qualitatively through extended interviews with telecommunication experts as well as exploratory studies on case which are supported by quantitative investigation through pair-wise comparisons matrices as an application of AHP approach. However, this combined methodology enables us to describe NFC adoption process, providing guidance to clarify the critical factors during adoption process. As the first application of joint SWOT and AHP approaches in telecommunication networks, managerial perceptions are promising either for policy makers concerning NFC or further academic researches on NFC application and full scale deployment in market

Mobipag: integrated mobile payment, ticketing and couponing solution based on NFC

The adoption of mobile payment systems is known to face multiple concerns regarding security, usability and value proposition. In this work, we start from the assumption that initial acceptance will always be weak because of the lack of an established usage frame. Instead, we focus on understanding how we can leverage upon the real contact with the technology to create a solid path for gradual acceptance through the development of new practices and the increasing perception of value. In this study, we report on our findings with a real-world prototype of a NFC-based payment system. We identify a set of design lessons that may help to improve the initial phases of NFC-based payment deployments and provide a path for the adoption that focuses on positive initial user experiences and early adoption scenarios.This work was co-funded by ”Agˆencia de Inovac¸ ˜ao” and the national QREN program through the COMPETE program, under the project MOBIPAG - National Initiative for Mobile Payments (project 13847)

Social Network Theory in Inter-Organizational Alliances: An Exploratory Examination of Mobile Payments Engagement

Fueled by ubiquitous access to mobile phones, and a massive population of nearly 3 billion unbanked people around the globe, mobile commerce is evolving as a disruptive technology. Simultaneously, mobile payments are surfacing as a killer application within the mobile commerce context (Hu et al. 2008). Undeniably, the proliferation of wireless mobile technology provides much-needed access to vital information, and financial services for disenfranchised, unbanked populations. In addition, technological innovations offer first-time opportunities for suppliers of goods and services in a market context to gain competitive advantages while enhancing their economic viability. According to Portio Research, the volume of mobile payments rose significantly from $68.7 billion U.S. dollars in 2009, with predictions of$633.4 billion U.S. dollars by the end of 2014 (mobithinking.com 2012). Despite exponential growth in the number of mobile subscribers globally, and widespread adoption of mobile commerce, acceptance rates for mobile payment applications have lagged (Dahlberg et al. 2007, Ondrus et al 2009, Ondrus and Lyytinen 2011). Yet examinations of factors inhibiting the widespread acceptance of mobile payments are relatively sparse. Using Social Network theory, this research examines factors affecting engagement in mobile payments. The researcher posits that four primary elements influence mobile payment engagement: 1) the relationships between and amongst inter-organizational alliance members; 2) the prevailing regulatory environment; 3) the state of existing banking and technology infrastructures, and 4) an assessment of economic opportunity. The research outcomes from this exploratory examination led to the development of a comprehensive model for mobile payment engagement, and strongly suggest that ties between and amongst firms in inter-organizational alliances help ensure the success of mobile payment engagement. Support was found for the following suppositions: 1) similarities and relations (continuous ties) help establish a framework and understanding amongst alliance members as to each party’s goals and objectives; and 2) interactions and flows (discrete ties) between and amongst inter-organizational alliance members strengthen the overall ties between alliance members while solidifying a viable working relationship amongst the alliance members. This study employs a qualitative approach to obtain real world insight into the dynamism of the mobile payment arena. A model is then proposed to practically examine mobile payment engagement opportunities. From a theoretical perspective, the research contributes to the extant scholarly knowledgebase pertaining to engagement in mobile payments

Problems and prospects of mobile banking in Bangladesh

The main objective of the study is to find out the problem and prospect of mobile banking in Bangladesh. For this research primary data were used. This study adopts with descriptive in nature. Total respondents were 120 within that 61 % respondents think it saves time than traditional banking, the highest number of respondents use mobile banking for Air-time top-up service, that is 21%, out of 120 respondents 56% replied it is less costlier than traditional banking, 100% respondents did agree that it is speedy, and 38% respondents are upper class. Although this concept is new in Bangladesh but its potentiality is high. From this research, other researchers and policy makers will get an insight about the problems and prospects of mobile banking in Bangladesh. Key words: Problem, prospect, Mobile banking

Modern Payment Methods – Factors considered by financial entities in a world moving towards electronic payment

The main factors driving the development of modern means of payment is people's attitudes, the integrity aspect and international influence. People have an instinctive belief that change is synonymous with detereoration. Realizing a cashless society requires a change in the willingness to change and improve. For the development of new payment methods it will eventually be necessary for increased political impetus as well

Forder Application

Dissertação de Mestrado em Engenharia InformáticaIn Portugal eating out is a part of the lifestyle. People meet in coffee shops and restaurants, creating business opportunities for the owners of the places. In the summer season there are many bars that open their terrace service. Like many business, there are some ‘quiet times’ during the day – moments, when the place doesn’t receive so many clients. This project proposes an idea on how to maintain the efficiency of the outdoor service with possibly lower costs for the company. The application presented in the given project enables clients to make their requests directly from the table using a cellphone. In the next step the employee receives a notification with the request and he can prepare and deliver the order. Combining Proximity Communication Technologies and a web and mobile application, the communication between a client and an employee may turn out to be fast and comfortable. This solution can have an impact on the number of employees during a calmer time. It is also expected that the client will be able to receive his order in the faster way, through the implemented innovation