Automated Remote Sensing Image Interpretation with Limited Labeled Training Data

Automated remote sensing image interpretation has been investigated for more than a decade. In early years, most work was based on the assumption that there are sufficient labeled samples to be used for training. However, ground-truth collection is a very tedious and time-consuming task and sometimes very expensive, especially in the field of remote sensing that usually relies on field surveys to collect ground truth. In recent years, as the development of advanced machine learning techniques, remote sensing image interpretation with limited ground-truth has caught the attention of researchers in the fields of both remote sensing and computer science. Three approaches that focus on different aspects of the interpretation process, i.e., feature extraction, classification, and segmentation, are proposed to deal with the limited ground truth problem. First, feature extraction techniques, which usually serve as a pre-processing step for remote sensing image classification are explored. Instead of only focusing on feature extraction, a joint feature extraction and classification framework is proposed based on ensemble local manifold learning. Second, classifiers in the case of limited labeled training data are investigated, and an enhanced ensemble learning method that outperforms state-of-the-art classification methods is proposed. Third, image segmentation techniques are investigated, with the aid of unlabeled samples and spatial information. A semi-supervised self-training method is proposed, which is capable of expanding the number of training samples by its own and hence improving classification performance iteratively. Experiments show that the proposed approaches outperform state-of-the-art techniques in terms of classification accuracy on benchmark remote sensing datasets.4 month

Graph-based Data Modeling and Analysis for Data Fusion in Remote Sensing

Hyperspectral imaging provides the capability of increased sensitivity and discrimination over traditional imaging methods by combining standard digital imaging with spectroscopic methods. For each individual pixel in a hyperspectral image (HSI), a continuous spectrum is sampled as the spectral reflectance/radiance signature to facilitate identification of ground cover and surface material. The abundant spectrum knowledge allows all available information from the data to be mined. The superior qualities within hyperspectral imaging allow wide applications such as mineral exploration, agriculture monitoring, and ecological surveillance, etc. The processing of massive high-dimensional HSI datasets is a challenge since many data processing techniques have a computational complexity that grows exponentially with the dimension. Besides, a HSI dataset may contain a limited number of degrees of freedom due to the high correlations between data points and among the spectra. On the other hand, merely taking advantage of the sampled spectrum of individual HSI data point may produce inaccurate results due to the mixed nature of raw HSI data, such as mixed pixels, optical interferences and etc. Fusion strategies are widely adopted in data processing to achieve better performance, especially in the field of classification and clustering. There are mainly three types of fusion strategies, namely low-level data fusion, intermediate-level feature fusion, and high-level decision fusion. Low-level data fusion combines multi-source data that is expected to be complementary or cooperative. Intermediate-level feature fusion aims at selection and combination of features to remove redundant information. Decision level fusion exploits a set of classifiers to provide more accurate results. The fusion strategies have wide applications including HSI data processing. With the fast development of multiple remote sensing modalities, e.g. Very High Resolution (VHR) optical sensors, LiDAR, etc., fusion of multi-source data can in principal produce more detailed information than each single source. On the other hand, besides the abundant spectral information contained in HSI data, features such as texture and shape may be employed to represent data points from a spatial perspective. Furthermore, feature fusion also includes the strategy of removing redundant and noisy features in the dataset. One of the major problems in machine learning and pattern recognition is to develop appropriate representations for complex nonlinear data. In HSI processing, a particular data point is usually described as a vector with coordinates corresponding to the intensities measured in the spectral bands. This vector representation permits the application of linear and nonlinear transformations with linear algebra to find an alternative representation of the data. More generally, HSI is multi-dimensional in nature and the vector representation may lose the contextual correlations. Tensor representation provides a more sophisticated modeling technique and a higher-order generalization to linear subspace analysis. In graph theory, data points can be generalized as nodes with connectivities measured from the proximity of a local neighborhood. The graph-based framework efficiently characterizes the relationships among the data and allows for convenient mathematical manipulation in many applications, such as data clustering, feature extraction, feature selection and data alignment. In this thesis, graph-based approaches applied in the field of multi-source feature and data fusion in remote sensing area are explored. We will mainly investigate the fusion of spatial, spectral and LiDAR information with linear and multilinear algebra under graph-based framework for data clustering and classification problems

Empirical Studies on Bank Liquidity Creation: Implications for Regulation, Credit Ratings and Ethics

This thesis investigates the influential factors of bank liquidity creation. Creating liquidity for depositors and borrowers is one of banks’ main functions in the economy that promotes economic growth but also increases risk in the banking sector since illiquid loans are funded with liquid deposits. The thesis spans across three empirical chapters with novel findings that can assist both regulators and bank managers. First, banks are found to create more liquidity in countries with greater official supervisory power and more actions taken to curtail moral hazard, while they create less liquidity in countries with tighter capital regulations, more activity restrictions and stronger private monitoring. Second, purchasing multiple credit ratings is negatively associated with bank liquidity creation. Regulators increasingly rely on credit rating agencies for the assessment of banks’ creditworthiness, but it appears that this is not beneficial for liquidity creation. A supplementary study also shows that the deterioration of bank asset quality increases the probability of wider rating disagreements. Finally, ethical bank disclosures and liquidity creation are found to be positively associated, indicating that banks strategically use their disclosures to earn their customers’ trust. These empirical results are robust to numerous tests that address concerns such as endogeneity, among others