STRATEGI MANAJEMEN RISIKO PEMANFAATAN TEKNOLOGI PADA LEMBAGA KEUANGAN SYARIAH ERA MILLENNIAL DAN COVID 19

Respond to the current situation, , financial institutions Islamic non-bank are developing technology-based service provision in order to maintain the company's stability in the current millennial era, people who tend to use technology. The purpose of this study was to determine the importance of implementing risk management strategies in service development through information technology in non-Islamic banking financial institutions. The methodology used is through a research library study. The results show that risk management strategies in the development of digital technology services are needed to fence and protect users and non-Islamic bank financial institutions, because the current risks are so complex, both financial and non-financial in the era of disruption and the state of the Covid 19 virus outbreak with users millennial society

KRITIK SOSIAL DALAM FILM (Analisis Isi Pada Film Marsinah Karya Slamet Rahardjo Djarot )

This film is adopted from real story of Marsinah, an activist and a labor in a watch company in Sidoarjo who demands a change in workforce bureaucracy. Research problems in this research are how often does social critical arises? Who is the critical target? And what is critical theme containing in social critical of Marsinah Film. While, the purpose is to know the frequency of social critical arising in Slamet Rahardjo Djarot’s Marsinah film. This research uses content analysis method using descriptive statistical instrument. Purpose of this research design is to present message frame accurately. This research uses scene, which is an important part in film, as analysis unit. Data collecting technique uses coding sheet with category structure of critical target and critical theme and then research uses CR formula developed by R. Holsty to count research value. While for reliability test, PI Index Scott is used. Research result shows that from 98 total scene, social critical arises in 22 scenes or 22.4% of Slamet Rahardjo Djarot’s Marsinah film. 22 scenes or 22.45% arise in critical target category, with 12 scenes (12.25%) for government indicator and 10 scenes (10.20%) for company indicator. For critical theme category, 2 scenes (02.04%) are for labor wage indicator and 14 scenes (14.29%) for injustice to labor indicator. Whereas, indicator of harshness to labor are 6 scenes (06.12%). All of them are total of film. Conclusion of this valuation shows that the frequency of social critical arising in Slamet Rahardjo Djarot’s Marsinah film is 44.9 or less than a half of scene amounts existing in the film (98 scenes). It is because each critical theme is related to critical targets and conversely each critical target contains theme in it. This result is obtained through the calculation of each category arising in film

Pendugaan Endapan Mangan Menggunakan Metoda Geolistrik (Tahanan Jenis ) di Daerah Bonehau PT. Manakarramulti Mining Kabupaten Mamuju Propinsi Sulawesi Barat

Metode geolistrik merupakan salah satu cara untuk mengetahui atau pendugaan keberadaan endapan mangan dengan data hasil survei geolistrik. Penelitian ini bertujuan melihat struktur bawah permukaan daerah prospek endapan mangan berdasarkan nilai tahanan jenis batuan bawah permukaan.Untuk mendapatkan nilai tahanan jenis secara vertikal digunakan metode geolistrik tahanan jenis konfigurasi Wenner -Sclumberger .Nilai tahanan jenis semu yang diperoleh selanjutnya diolah dengan menggunakan software Res2dinv ver. 3.53 sebagai nilai tahanan jenis yang sebenarnya.Hasil inversi terhadap tahanan jenis semu diinterpretasikan sebagai struktur bawah permukaan yang dapat diidentifikasi sebagai daerah yang prospek mengandung endapan mangan. Dari Delapan lintasan yang dilakukan survey geolistrik, secara umum pada daerah tersebut berpotensi mengandung endapan mangan yang dapat dilihat dari nilai tahanan jenisnya

TRADITIONAL CONFLICT AND ITS INTERVENTIONS

The Ngali-Renda conflict is habituated. It has taken for years. It has grown in its severity. It is not the case that the people of Ngali and Renda and the government do nothing in dealing with the conflict. However, the conflict is still there and waiting its trigger to appear. This research is significant in that it analyzes the traditional factors and interventions of the conflict. Applying qualitative research and historical, socio-cultural and phenomenological approaches showed that the Ngali-Renda conflict transformed from ndempa (empty-handed fighting) to lewa (armed fighting). Ndempa implied the spirit of honesty, openness and patriotism. It occurred every year in rest period of cultivation and took one or two month. Although ndempa was kapoda ade (serious and violent), it was kadihi ade (no intention to do harm) and for play and pleasure. On the contrary, lewa was more violent and caused casualties because the fighters used big knifes, arrows and firearms

METODE RASIO SEBAGAI TOOL’S KINERJA KEUANGAN PT BANK SYARIAH MANDIRI

A quality bank is able to meet its financial performance weight ratio, as a form of achievement within a certain period of time. This paper uses the financial ratio method with the financial statement data of PT Bank Syariah Mandiri. The purpose of this paper is to dissect financial statement items, look for relationships between components in financial statements so that the information can be used in making company decisions. The results of the paper show that the state of the performance of PT Bank Syariah Mandiri based on the 2014-2016 financial reports is in quite good condition. The financial ratios show, among others, the liquidity ratio of current assets (current ratio) shows a value of 7.75, which means that 1 rupiah of current debt is secured by Rp.7.75 rupiah of current assets, the previous year which was Rp.6.84 and Rp.6.80, -. Then the solvency ratio shows that the long-term liabilities are quite solvable. This situation can be seen from the Debt to Total Asset Ratio which is always below 50% from 2014-2016. The results of the profitability analysis also always experience developments from year to year.Keyword: Annualt Report, Ratio Analysis, Financial Peformanc

Political News in Local Media

There were four pairs of candidates running for West Nusa Tenggara Election 2018. They were Moh. Suhaili Fadil Thohir and Muh. Amin (number 1), Ahyar Abdu and Mori Hanafi (number 2), Zulkieflimansyah and Sitti Rohmi Djalilah (number 3), and Moch. Ali Bin Dachlan and Lalu Gede Muhamad Wirasakti Amir Murni or Ali-Sakti (number 4). Inevitably, they were competing for the publication space in the popular mass media in West Nusa Tenggara Province. However, the media were required to be fair in reporting all candidates. Any candidates were not allowed to control the publication on mass media. This study aimed to look at the fairness of two local media (Lombok Post and Suara NTB) in publishing all candidates of governor and vice governor in West Nusa Tenggara Province election 2018. The method used in this research was quantitative content analysis with the purposive sampling. Technically, Lombok Post and Suara NTB newspapers were chosen because the two newspapers were the most popular in West Nusa Tenggara. Then, this research put the edition of February 15 – June 23, 2018, because the periods were the official campaign periods according to the West Nusa Tenggara Election Commision. Furthermore, the unit of analysis was selected referentially. All words that referred to the four pairs of candidates in the headlines on the front page (the most important part of the newspaper) were analyzed. The results of this study indicated that both Lombok Post and Suara NTB were unfair in reporting (unbalanced) the four pairs of governor and vice governor candidates of West Nusa Tenggara election 2018. The two local newspapers seemed to favor certain pairs, namely Ali-Sakti. It could be seen from the coverage of the two newspapers on the headline page during the campaign periods of the election. In term of frequency, the two local newspapers reported Ali-Sakti pair more than their competitors

TRADITIONAL CONFLICT AND ITS INTERVENTIONS

The Ngali-Renda conflict is habituated. It has taken for years. It has grown in its severity. It is not the case that the people of Ngali and Renda and the government do nothing in dealing with the conflict. However, the conflict is still there and waiting its trigger to appear. This research is significant in that it analyzes the traditional factors and interventions of the conflict. Applying qualitative research and historical, socio-cultural and phenomenological approaches showed that the Ngali-Renda conflict transformed from ndempa (empty-handed fighting) to lewa (armed fighting). Ndempa implied the spirit of honesty, openness and patriotism. It occurred every year in rest period of cultivation and took one or two month. Although ndempa was kapoda ade (serious and violent), it was kadihi ade (no intention to do harm) and for play and pleasure. On the contrary, lewa was more violent and caused casualties because the fighters used big knifes, arrows and firearms. *** Konflik Ngali-Renda merupakan konflik yang sudah biasa terjadi. Konflik ini merupakan konflik kekerasan. Masyarakat Ngali-renda maupun pemerintah telah berupaya untuk mengatasi konflik tersebut, namun belum menampakkan hasil. Penelitian ini memiliki ati penting untuk melihat faktor-faktor tradisional dan penanganan konflik yang telah dilakukan. Tampak dalam penelitian ini bahwa konflik Ngali-Renda merupakan transformasi konflik dari ndempa (perkelahian tanpa senjata) menjadi lewa (perkelahian dengan senjata). Ndempa memiliki makna semangat kejujuran, keterbukaan, dan patriotisme. Tradisi ini merupakan tradisi tahunan, yang dilakukan setelah musim tanam dan berlangsung selama satu hingga dua bulan. Walaupun ndempa disebut kapoda ade (sungguh-sungguh dan keras) namun kadihe ade (tidak berniat untuk menyakiti), dan hanya untuk tujuan permainan dan kesenangan. Sementara lewa lebih keras dan me­nyebab­kan korban luka karena pelaku menggunakan pedang, panah, serta senjata api

Pengaruh Kepemimpinan Dan Pengembangan Karir Terhadap Kinerja Karyawan PT. Suzuki Finance Indonesia Palu

The aims of this research are : 1) to find out and analyze the simultaneous influence of leadership and career development on employee\u27s performance at PT. Suzuki Finance Indonesia Palu ; 2) to find out and analyze the influence of leadership on employee\u27s performance at PT. Suzuki Finance Indonesia Palu ; 3 ) to find out and analyze the influence of career development on employee\u27s performance at PT Suzuki Finance Indonesia Palu. This research is descriptive that explains the influence of leadership and career development on employee\u27s at PT. Suzuki Finance Indonesia Palu with 39 respondents who are selected through purposive sampling method. The results show that: 1) leadership and career development simultaneously have significand and positive influence on employee\u27s performance at PT Suzuki Finance Indonesia Palu ; 2 ) leadershif partially has positive and significant influence on employee\u27s performance at PT. Suzuki Finance Indonesia Palu ; 3 ) career development partially has positive and significant influence on employee\u27s performance at PT. Suzuki Finance Indonesia Palu

DECONCTRUCTION OF SHARIA BANKING TO PROMOTE INNER BUSINESS EMPLOYMENT SECTOR

The purpose of this paper is  to determine the deconstruction of the role Islamic banks in the SMEs sector in order berkemajuan stretching the domino effect on employment. In order to facilitate the systematic writing of this journal using the literature review methodology . The results of this paper's study show that the effort to advance SMEs is very necessary, seeing the potential and role that is very urgent for our nation, especially related to the absorption of labor that is able to contribute the most to the Indonesian national economy. The more moldy effort, the more labor intensive, thus will reduce unemployment which is a major challenge for the country. SMEs must continue to be encouraged with full support from the government.In conducting and developing its business, it is crowded with entrepreneurs who need capital access support in order to maintain the suistainable of their business. The function of Islamicbanks for SMEs is very much needed as an intermediary institution that collects public funds and channels them back in the form of financing products with various contracts that are in accordance with the provisions of Islamic law