A STUDY OF MINIMUM WAGE EMPLOYMENT IN IRELAND: THE ROLE OF WORKER, HOUSEHOLD AND JOB CHARACTERISTICS. ESRI SURVEY AND STATISTICAL REPORT SERIES, November 2017

This study uses Irish data from the Survey of Income and Living Conditions (SILC) to examine the factors underlying differences in the relative risk of being in receipt of the National Minimum Wage (NMW) among groups with relatively high rates of exposure to NMW employment, such as females, young people and non-Irish nationals. The results for Ireland are then compared with the UK. The study attempts to identify the factors driving a higher propensity of minimum wage employment among specific risk groups. The research is interested in understanding the degree to which the likelihood of minimum wage employment is driven by factors such as personal characteristics (like education and experience), job conditions within particular occupations or factors related to household composition and caring responsibilities

Capital Markets Union and the fintech opportunity. Bruegel Policy Contribution Issue n˚22 | September 2017

Fintech has the potential to change financial intermediation structures substantially. It could disrupt existing financial intermediation with new business models empowered by intelligent algorithms, big data, cloud computing and artificial intelligence. Policymakers need to consider four questions urgently: Develop a European or national fintech market? What regulatory framework to pursue? Should supervision of fintech be exercised at the European level? What is the overall vision for the EU’s financial system