Analisis kesadaran Masyarakat Kota Binjai Tentang Pentingnya Asuransi Di PT Prudential Syariah Binjai

Penelitian ini berfokus pada analisis kesadaran masyarakat kota Binjai tentang pentingnya asuransi di PT. Prudential Syariah Binjai. Tujuan penelitian adalah untuk memberikan kesadaran masyarakat kota Binjai akan pentingnyaasuransi syariah, karena produk yang diperoleh PT. Prudential Syariah Binjaisangat bermanfaat sekali yang dirasakan oleh masyarakat Kota Binjai. Dalam riset ini, memanfaatkan metode penelitian kualitatif dan dalam teknik mengumpulkan data melalui wawancara dan kajian studi kepustakaan. Maka dari itu, hasil penelitian yang diperoleh bahwa masyarakat di Kota Binjai sudah menyadari betapa pentingnya asuransi syariah bagi mereka, sebab manfaat dari asuransi itu sendiri yang mereka rasakan

Analisis Profesionalisme Kerja terhaap Tatakelola Keuangan Sekretariat Daerah Kota Medan

Professional arrangement of apparatus resources must be prioritized, because reforms in the field of government administration expect the presence of a government that is more qualified and capable of carrying out public service functions. The focus and hope is directed at the government apparatus, because the government apparatus is the provider of services for the community as well as the person in charge of the function of public services in Indonesia which directs its goals to public service, thinks about and seeks to achieve service goals for the entire community in various layers. This research was conducted as one of the outputs of the Field Practice Program (internship) which was carried out for one month at the Medan City Regional Secretariat Office. The research method used in this study is a qualitative descriptive method. The type of data used in this study is primary data, which collects data by observing customers and directly interviewing employees of the Medan City Regional Secretariat. The results of this study are that even though they consist of different educational backgrounds, and in work positions that are not in accordance with their educational background, the work is still carried out properly according to their duties and functions and follows the basic accounting equation system as the basis for managing finances at the Secretariat. Medan City area

Analisis Sistem Klaim Asuransi Pertanian Persfektif Etika Bisnis Islam (Studi Pada Kelompok Tani di Kecamatan Kualuh selatan)

In general, the purpose of insurance for the agricultural sector is to provide protection or reimbursement against the risk of crop failure due to pests, diseases, or natural disasters. Currently the insurance business is not focused on life insurance, health insurance, or education insurance, but there is insurance for agriculture, namely rice farming insurance (autp). In Insurance, the insurance claim system is a method or method of paying compensation in the event of a loss in something that is insured, but the insurer has the right to determine how to pay compensation to the insured with the terms and mechanisms provided by the insured. However, the insurance business system offered by the insurer must be in accordance with Islamic business ethics as well as morality, containing concrete values and norms that guide and guide human life in all life. Ethics as a critical and rational reflection helps humans act freely, but can be held accountable. This study aims to analyze how the agricultural insurance compensation system works and whether the Claim System is in accordance with Islamic business ethics, a study of existing Lubung Desa farmer groups in Sei Dua Village, Kualuh Selatan District, using a qualitative research method

Pengaruh Persepsi dan Preferensi Pengusaha UMKM terhadap Asuransi Syari'ah: Studi Kasus Pengusaha UMKM diandailing Natal

Penelitian ini dilatar belakangi oleh adanya prinsip-prinsip asuransi syariah yang terdapat pada lembaga keuangan asuransi syariah. Penelitian ini bertujuan untuk menguji pengaruh persepsi dan preferensi pengusaha UMKM terhadap asuransi syari'ah (Studi Kasus Pengusaha UMKM di Mandailing Natal) secara parsial dan simultan. Populasi pada penelitian ini pengusaha UMKM yang ada di Mandailing Natal. Metode pengambilan sampel dalam penelitian ini menggunakan teknik nonprobability sampling yaitu purposive sampling dengan jumlah 100 responden.Teknik analisis data yang digunakan adalah metode analisis regresi linear berganda. Hasil penelitian secara parsial menunjukkan bahwa persepsi berpengaruh signifikan terhadap asuransi syari'ah dengan signifikansi  0,003 dan t hitung sebesar 3,063.sedangkan preferensi tidak berpengaruh signifikan terhadap asuransi syari'ah dengan signifikansi  0,177 dan t hitung sebesar 1,35.Dan Hasil penelitian secara simultan menunjukkan bahwa persepsi dan preferensi pengusaha UMKM berpengaruh secara bersama terhadap Asuransi syari’ah dengan signifikansi  0,011 dan f hitung sebesar 4,710.Dari hasil uji regresi linier berganda diperoleh persamaan Y= 33,205+0,284 X1+0,084 X2+e

Systematic Literature Review Tentang Loyalitas Nasabah Bank Syariah Di Indonesia

In the current era of competition in the banking industry, customer loyalty is a key factor in the existence of Islamic banks. Not a few research results show that customer loyalty among Islamic banks simultaneously influences the increase in profits of Islamic banks so that they can gain a wider market share. This article aims to examine journal papers that discuss customer loyalty in Islamic banks. This study used the systematic literature review (SLR) method with samples in the form of secondary data from journals that were searched through the Google Scholar database. The research results from the Systematic Literature Review show that the Islamic bank that has been studied the most by researchers is Bank Syariah Indonesia (BSI). The most widely used data collection technique was a questionnaire. The factor that most influences customer loyalty is service quality, followed by customer satisfaction

Effect of Promotional Mix And Price On Consumer Subscription Decisions Mediated By Trust In Indihome Consumers In Medan" (Emperis Study On PT. Telkom Witel Medan)

Indihome is a result of PT. Telkom. This examination means to analyze the impact of Promotion Mix (X1) and Price (X2) on Decision (Y) interceded by Trust (Z) Indihome Customers at PT Telkom Witel around there. Tests were taken upwards of 85 Indihome clients in Medan City utilizing an underlying condition model (Structural Equation Model). Information assortment utilized a poll while information investigation utilized Structural Equation Modeling (SEM) with Smart Partial Least Square (Smart PLS) adaptation 3.0 M3 programming. Test outcomes: 1. Advancement Mix significantly affects Consumer Decisions to buy in to Indihome in, 2. Costs significantly affect Consumer Decisions to buy in to Indihome, 3. Advancement Mix significantly affects Indihome Customer Confidence, 4. Costs significantly affect Indihome Consumer Confidence, 5. Trust significantly affects Consumer Decision to buy in to Indihome

Community Empowerment Through Potato Crispy Home Industry to Increase Added Value of Agricultural Products in Ria-Ria Village, Pollung District, Humbang Hasundutan Regency

The agricultural sector is an important sector for economic development. In accordance with the Nawa Cita, the government prioritizes the direction of development in the agricultural sector to support the realization of food sovereignty so that Indonesia as a nation can regulate and meet the food needs of its people sovereignly. Humbang Hasundutan Regency, where most of the population lives from the agricultural sector, is one of the target areas for the development of agricultural areas in Indonesia and is one of the locations for the Food Estate area which is one of the strategic programs for national agricultural development in 2021. Farmer corporation development is a priority so that farmers control production. and agricultural business from upstream to downstream. The assistance process in the context of community empowerment must be carried out in farmer corporations. Farmers must be able to create added value agricultural products. The greater added value of agricultural products can certainly play a role in increasing economic growth. Great economic growth, of course, has an impact on increasing business fields and people's incomes, which in the end is improving people's welfare

ANALISIS TINGKAT PENDAPATAN PEDAGANG PASCA REVITALISASI PASAR, DIJALAN PASAR VII TEMBUNG DESA BANDA KALIPPA SIMPANG JODOH

Revitalisasi merupakan salah satu terobosan agar menunjang dan mendukung Pedagang tradisional yang semakin terpuruk dan ditinggalkan dikarenakan Banyaknya Mall, Supermarket, dan Pasar Modren Lainnya yang bermunculan, revitalisasi diharapkan dapat membantu pasar tradisional agar tetap bertahan dan mampu bersaing dengan pasar modern lainnya, walaupun demikian perbaikan pada infrastruktur yang lebih baik dan modern tidak hanya akan memberikan pengaruh baik bagi sebuah pasar, tetapi juga didukung dengan system dan pengelolaan yang baik untuk menunjang penjualan pada pasar tersebut agar dapat meningkatkan penjualan yang berimbas kepada pendapatan yang membaik. Pendapatan merupakan alasan pedagang melakukan perniagaan juga sebagai pelangsung usaha agar tidak tutup/gulung tikar disebabkan tidak adanya pemasukan. Adapun penelitian yang peneliti lakukan ialah di pasar simpang jodoh yang telah direvitalisasi, simpang jodoh merupakan Kawasan yang terletak dipersimpangan Jl. Pasar VII menuju Jl. Besar Tembung, Kawasan yang sudah lama menjadi tempat perniagaan, dan juga sentra bahan pokok. hasil dari penelitian ini menyimpulkan bahwa pendapatan pedagang mengalami penurunan dikarenakan letak yang tidak strategis dan juga banyaknya pengeluaran uang yang dikeluarkan pedagang, kelebihan yang dirasakan pedagang dan masyarakat sekitar juga banyak, Adapun kekurangannya ialah terdapat pada system pada pasar itu sendiri, pembangunan tergolong cepat, dan Sebagian kurang tertata rapi, dan pengelolaan pasar itu sendiri belum ada menunjukkan pembaharuan dari sebelumny

Towards Financial Education Transformation: Accounting Computer Application Training for Teachers and Students of SMA Negeri 1 Dolok Batu Nanggar

This community engagement initiative took place within the premises of SMA Negeri 1 Dolok Batu Nanggar. Online Accounting Computer Applications serve as a valuable tool for simplifying financial report preparation. The objective of this community engagement was to improve participants' understanding of financial record keeping, presentation, and reporting, with the aim of enabling faster, more accurate financial reporting. The engagement activities involved socialization, simulations, and practical exercises, illustrating how to record various transactions in accordance with common industry standards using the Accounting Computer Application. Twenty-five participants, consisting of five teachers and twenty-five students from SMA Negeri 1 Dolok Batu Nanggar, were involved in the program. The post-test results revealed a significant increase in participants' knowledge and understanding of the Accurate Online application. Approximately 70% to 80% of the participants reported familiarity with the application and its benefits, a substantial improvement from the initial 30%. The training and mentoring provided during this initiative is expected to empower both teachers and students, enabling them to enhance their competence in financial report preparation for their future business ventures and in offering financial reporting services to companies