679 research outputs found

    Delivering deposit services: ATMs versus branches

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    Automated tellers ; Branch banks

    Productivity in banking and effects from deregulation

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    Over the last decade, banking productivity growth has been quite low, between 0.60 to –0.07 percent a year. Deregulation has served to raise banking costs but not measured output. Consumers may have benefited, but banks have not.Productivity ; Banks and banking

    Why do estimates of bank scale economies differ?

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    A number of public policy issues turn on whether or not there are scale economies in commercial banking. This paper examines why empirical tests in this area have yielded differing results. Sorting out the different methodological approaches enables us to develop general conclusions on the size and significance of scale economies in banking.Economies of scale ; Banks and banking - Costs ; Bank size

    Efficiency of Financial Institutions: International Survey and Directions for Future Research

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    This paper surveys 130 studies that apply frontier efficiency analysis to financial institutions in 21 countries. The primary goals are to summarize and critically review empirical estimates of financial institution efficiency and to attempt to arrive at a consensus view. We find that the various efficiency methods do not necessarily yield consistent results and suggest some ways that these methods might be improved to bring about findings that are more consistent, accurate, and useful. Secondary goals are to address the implications of efficiency results for financial institutions in the areas of government policy, research, and managerial performance. Areas needing additional research are also outlined.

    Intraday credit: risk, value, and pricing

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    An abstract for this article is not availableElectronic funds transfers ; Payment systems ; Overdrafts

    Inefficiency and productivity growth in banking: a comparison of stochastic econometric and thick frontier methods

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    A comparison of alternative methods for estimating inefficiency and productivity growth in banking, showing that inefficiencies are sufficiently large to dominate scale economies and that measured technological progress has been small, or even negative, as a result of institutional events that occurred during 1977-88.Banks and banking - Costs ; Production (Economic theory)

    Competition in Bank-Provided Payment Services

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    The Strayed Reveller, No. 1

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    The Strayed Reveller is a literary magazine of stories, songs, poems, essays, reviews and artwork by students at Stephen F. Austin State University. It is published monthly andsponsered by the School of Liberal Arts and Department of English.https://scholarworks.sfasu.edu/reveller/1000/thumbnail.jp
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