63 research outputs found

    Perubahan Sifat Fisikokimia Selama Pengolahan Bawang Putih Tunggal Menjadi Bawang Hitam Menggunakan Rice Cooker

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    Optimum duration of black garlic processing by using simple apparatus is still unclear until now. This research has been done through several stages including pre research, characterization of raw materials, producing black garlic, and observation on the physical and chemical content of black garlic. Characterization of physical and chemical content during processing consist of water content, color, reducing sugar, volatile compound and amino acid content. The results of black garlic characterization showed a decrease in moisture content by 0.92% every 3rd days. The result of measurement of brightness level (L*) on the 3rd to 18th day decreased from 72.59% to 37.07%. The reducing sugar content increased during the heating process until day 15th (29.17%). While the volatile compound decreased from 43.27 ÎĽeq/g to 6.99 ÎĽeq/g on the 18th day. The best duration of processing is 15 days, and generally, amino acid content remains the same between fresh garlic and black garlic. Keywords: single cloves garlic, black garlic, characteristics of black garli

    Evaluation Policy on Assistance Program Bidikmisi Higher Education in Private Kopertis Region Xii

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    One of the governments’ policy through Directoral General of Learning and Student Affair, Ministry of Research, Technology and Higher Education in improving the access for new students namely the bidikmisi program. Program bidikmisi is a tuition fee subsidy program allocated to selected new students who possess excellent academic capability yet facing economic difficulties due to poor economical condition parents. bidikmisi program has been conducted annually in order to improve accesses to gain higher education. The purpose of this study is to reveal the impact of bidikmisi extension to the students’ success in terms of student learning interest, learning attitude, motivation and academic achievement. Data collection technique used in this study were descriptive qualitative and quantitative, by spreading questionnaire to bidikmisi receiver which consisted of 246 students of year 2013, 2014 and 2015 on 28 higher education in private under kopertis regional XII. Data analyzed using descriptive analysis and multiple regression. The study result indicates that the intrinsic characteristic for admission year of bidikmisi program, gender, age, school origin, area origin, parents’ educational background and parents’ income partially did not influence significantly to students’ attitude and behaviour; however, parents’ occupation gave a real impact towards students’ attitude and behaviour. bidikmisi program management and the characteristic environment of college students partially gave a significant influence to students’ learning interest, learning attitude, motivation in order to attain academic achievement

    Strategi Lembaga Keuangan Mikro Syariah dalam Mengembangkan Usaha Mikro (Kasus LKMS BMT KUBE SEJAHTERA Unit 20, Sleman-Yogyakarta)

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    This research is done in Microfinance Institute (LKMS) Baitul Mal wat Tanwil (BMT) Kelompok Usaha Bersama (KUBE) Sejahtera unit 20 at Mlati subdistrict, Sleman Regency, Special District of Yogyakarta. The aim of this research is (1) identifying basic needs of micro enterprise, (2) identifying how far LKMS BMT towards the development of micro enterprise and (3) defining strategy needed in developing capacity of LKMS BMT and Micro Enterprise. Methods taken in this reseach are collecting data and analysis method. Primary data are taken distributing questionnaire to 100 BMT customers, secondary data  are taken from literatures, journals, bulletins, and seminar journals. Quantitative data analysis is done by analyzing the chi square, while the qualitative ones using Strengths, Weakness, Opportunities and Threats (SWOT). From the result of this research it is obtained that BMT is giving chances by giving finance to the customers to make new enterprise. It is detected from the enterprises which are owned by the customers have brief period, that is less than 1 year (36%), 1 - 5 year (32%), over 5 year (32%). It is proved that they are interested to make new business along with the presence of BMT that offers fair and profitable profit sharing. From the aspect of total income before joining the BMT, is gained that their income in common is less than Rp. 200.000 (40%). After joining BMT the income in major raise between Rp. 200.000 - Rp. 2.999.999 (96%). This significant improvement shows that capital given by BMT is effectively used by the customers, and they are able to organized the capital well to make good profit. Here, BMT role as assistant, BMT is guiding and directing, technically and the management of the enterprise. So than the members do not feel that they are fighting by themselves, but together with BMT. From the analysis of internal and external strategic factor total score with IFAS total score = 2,9 and EFAS = 3,2, are gained IE matrix shown the growth condition, then implementation strategy is necessary; increasing capital credits for micro enterprise/industry, costs of customer’s saving such as administrative cost and interest cost should be eliminated, so that the customers are not oppressed by unnecessary cost, minimizing cost in costing process such as administration process, offering unique costing packages that is not offered by other costing package in other finance institution that has interesting profit sharing, choosing location closed to customers characterized by their enterprises, such as market place.  There is BMT employee who is taking debitor deposits to the place of each debitor, if necessary. Advertorial is done by putting advertorial page in local paper. Testimony is gained through meeting with customers of the enterprise group. Sales force is necessary because not any customer is able to come, ask, and making transaction in the BMT office

    Analisis Pengaruh Pemberian Kredit terhadap Kinerja Debitur Mikro: Kasus pada ULM ABC, PT Bank XYZ di Jakarta

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            One way to support an attempt to activate reel sectors of national economy is by empowering the roles of micro entrepreneurs. Such empowerment can be employed by providing guidance, direction, and assistance so that fundamental problems slowing down the growth of micro entrepreneur empowerment can be overcome. One of the basic problems generally faced by micro entrepreneurs is the problem of finance or source of financing.         The objectives of this study are to find out whether financing or credit provision from the Micro Service Unit (MSU) of ABC to micro entrepreneurs can improve the performance of micro entrepreneurs, and to identify the schemes of credit provision from the MSU of ABC to micro entrepreneurs and their problems in the field.         The methods used in this study were direct observation to the field and questionnaires distributed to 40 selected respondents of micro entrepreneurs who have been debtors of the MSU of ABC and of those 40 respondents, 34 were selected, especially those who got the facility to obtain productive credit. The data of the selected respondents were analyzed using SPSS 11.0 program to analyze the correlation and to find out the impact of credit provision on the performance of micro entrepreneurs. The type of data in this study was those of ratio and they were analyzed statistically using pair t-test or t-test with a significant level of 5%.         The results of the analysis show that on the significant level of 5%, the average result of Profit Margin (PM) after the credit provision increased significantly compared to that before the credit provision; there was no significant decline in the average Return on Asset (ROA) after the credit provision compated to that before the credit provision; there was a really significant increase on the average of Return on Equity (ROE) after the credit provision compared to that before the credit provision; the average of Asset after the credit provision increased quite significantly compared to that before the credit provision; and the average sales after the credit provison increased significantly compared to that before the credit provision. The results on the study on the schemes of credit provision as reflected on features of credit products of the MSU show that all the features of credit products of the MSU are aflopen in nature (with the maximum credit declining periodically based on the schedule) with the minimum duration of 1 (one) year. The results of the observation on the field show that the financing need of the micro entrepreneurs is transactional in nature or seasonal with the duration of between 1 and 6 months not having been accommodated in the product features of the MSU of ABC, PT. Bank XYZ

    Do Motivation and Competence Influence Civil-Service Lecturers’ Performance and Academic Grade Promotion?

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    Abstract: This paper seeks to explore the influence of motivation and competences on civil-service lecturers’ performance and academic grade promotion. It employed descriptive quantitative and qualitative research by distributing questionnaires to 64 civil-service lecturers serving in private universities. It deals with the following academic grade: instructor, assistant professor, and associate professor. Then, the data were analyzed by using descriptive statistics and multiple linear regression with statistical processing program. The results affirm that simultaneously both motivation and competence influence lecturers’ performance. Key Words: academic grade of lecturer, competence, performance, motivation, regressionAbstrak: Tujuan penelitian ini adalah untuk mengkaji serta menganalisis pengaruh motivasi dan kompetensi terhadap kinerja dan kenaikan jabatan fungsional dosen PNS. Penelitian ini menggunakan pendekatan penelitian deskriptif kuantitatif dan kualitatif dengan menggunakan metode survei melalui penyebaran kuesioner terhadap 64 orang dosen PNS yang ditugaskan pada perguruan tinggi swasta, dengan kualifikasi jenjang jabatan fungsional Asisten Ahli, Lektor, dan Lektor Kepala. Analisis data menggunakan analisis statistik deskriptif dan uji regresi berganda dengan menggunakan bantuan aplikasi pengolah statistik. Hasil penelitian menunjukkan bahwa variabel independen, yaitu motivasi dan kompetensi secara bersama-sama atau simultan mempunyai pengaruh positif dan signifikan terhadap variabel dependen, yaitu kinerja dosen PNS.  Kata kunci: jabatan fungsional dosen, kompetensi, kinerja, motivasi, regres

    Dampak Penilaian Prestasi Kerja Terhadap Motivasi dan Produktivitas Karyawan Outsourcing PT Perdana Perkasa Elastindo

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            The role of consultant services of human resources is to assist people to find the right job in accordance to their skills, and emphasize on the shaping and caring of employees, and improving work productivity through membership in organizations. A worker’s position in a contract is the uncertainty in his work period, which means that if his contract expires, he should be ready to find another job.  This causes less seriousness in his work when approaching the termination of his contract, and his  motivation and productivity will decrease.          It has been found that based on their answers, the average respondents do not understand the functions and objectives of the performance assessment and its result.  This indicates a lack of socialization on the company side concerning the execution of assessment. A scale of 0.00 – 0.25 or  –0.25 – 0.00 on the Champion scale, categorized as no association, was found when searching for a correlation between the performance assessment and work motivation (to work hard, cooperate, and be responsible).  This indicates that there is no clear correlation between those two at PT Perdana Perkasa Elastindo.          Some productivities do not have a clear effect on the performance assessment because the respondents have already been required to use all the skills they have at the company.  The result of the Rank Spearmen correlation test shown in Table 15 indicates that correlation between the workers’ performance assessment and their maturity ranges between 0.26 and 0.50  or  -0.50 and –(0.26), with a correlation of  0.411.  This is due to the level of maturity of the workers, who already have understanding and responsibility, and are graduates of tertiary education.             Based on the result of this research, the company needs to perform a study concerning the factors influencing the workers’ motivation and productivity periodically, because this research is based only on the condition of the company at this moment, whereas changes can happen any time

    Penelitian Peranan Program Pelatihan Konselor Bisnis dalam Peningkatan Kemampuan Peserta Pelatihan Berbasis Evaluasi Diri (Studi Kasus Program Pelatihan APEC-IBIZ Indonesia)

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    The role of SME’s in domestic economics increasing progressively. Especially after crisis 1997, in the year 1997 all leaders of Asia Pacific Economic Cooperation (APEC) country has gives recommendation to APEC organization. As a following step in the year 2001 has been established so-called APEC-IBIZ (International Network of Institutes of Small Business Counsellor) who has been appointed as a training programe for a Business Counsellor and eligible in giving certificate for all countries participants. The objectives of this study are: (1) to know the descriptive of the participant of training; (2) to analys the trainers from the aspects of training through the comments of training participant; (3) to evaluate improvement ability of participant of training base on its self evaluation. The survey has been carried out with by using Statistical Package for Social Science (SPSS) model 12. The population of this study are determinate by using all of the training program (88) and the sample are 30 respondents. Analysis of the trainners  and the training aspect toward with coming from the opinion of the programme participant is consider as excellent due to the majority of the participant chose between scale 5 and 4. And the third finding according to the objectives of this study indicate that the ability of the participant has been increased of the training programme

    Spatial-Intelligent Decision Support System for Sustainable Downstream Palm Oil Based Agroindustry within the Supply Chain Network: A Systematic Literature Review and Future Research

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    Oil palm plantations as one of the sexiest commodities; produce a high yield of oil and fat that can be used in various sectors. The prospect of oil palm and its derivative products is good, but there are obstacles and problems faced that are mainly related to sustainability issues in oil palm plantations and its downstream process. Therefore, it is important to study the decision-making process that are needed to develop sustainable palm oil agroindustry. This paper aims at providing a comprehensive literature review for decision support system for sustainable agroindustry. Totally, 186 scientific publication articles from 2005 to 2019 were reviewed and synthesized. The reviewed articles were categorize based on the keywords of palm oil sustainability, geographic information system (GIS), and decision support system (DSS). The research gap and pointers for future research that are identified is the lack of sustainability aspect inclusion on decision-making process. We also identified the lack discussion of integrated spatial and intelligent tools through DSS for better, faster, and smarter decision-making process. In the end part of the paper, a pointer for possible future research was develop in terms of combination through spatial-intelligent system applying business analytics for sustainable agroindustry

    Kajian Penilaian Kesehatan Dalam Rangka Mengevaluasi Kinerja Lembaga Keuangan Mikro Syariah Baitul Maal wat Tamwil (Kasus BMT Bina Umat Sejahtera Lasem Rembang)

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    One of model Micro Finance Institution (MFI) which in this one decade expand fast relative is Shariah MFI, the institutionthat more knowledgeable with Baitul Maal Wat Tamwil (BMT).Considering strategicvalue (BMT) and fact that assessment of performance of health BMT not yet done in this time, hence be conducted by this study/research at BMT Bina Umat Sejahtera (BUS) Lasem Rembang of Central Java. The aim of this study is know how the finance ratio influence performance of BMT BUS, that is factor of strength and its feebleness, also defining strategy needed in developing capacity of BMT BUS.This study conducted by (1) taking secondary datafrom financial statement of BMT BUS, literatures, journals, bulletins, and seminar paper, (2) direct observation at BMT checked, (3) and interview. Quantitative data analysis is done by blend analysis of finance performance assessment, a kind of CAMEL (Capital, Assets, Management, Earning, and Liquidity) for banking with ratio of efficiency and rentability from ratio sum up staff approach.So that this component assessment consists of capital structure ratio, solvabilitas, productive asset quality, liquidity, efficiency, rentability, independency and sustainability. The result depicted in radar chart graph. To sharpen analysis used with Strengths, Weaknesses, Opportunities, and Threats (SWOT) analysis. Result posed in this study is that Healthy Performance BMT Bina Umat Sejahtera in the year 2006 inclusive of category of  well enough, with its strength component ( score 4) in stories; level of financing risk of a period of to small, very efficient in optimalise of Account Officer staff ( AO) in serving customer financing, very able to activate society for funding and optimalise in portfolio financing, very self-supporting in operational cost, and very able to manage outstanding financing with existing AO staff. There is factor of feebleness of BMT BUS (score 1) there is [at] abolition reserve of risk financing smaller thanrisk financing which owning, alocate too high asset fixed asset, and its ability get net profit very minimize compared to by a asset and or the capital managed its

    Kajian Prospek Usaha Tanaman Hias Akuarium pada Kelompok Usaha Bunga Air “Aqua Plantindo” di Ciawi Kabupaten Bogor

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    Study of Aquarium Decorative Plant Business Prospect at Bunga Air “Aqua Plantindo” Business Group in Ciawi, Bogor Regency aims to identify the business feasibility in business development, formulating the right strategy in the business development, to evaluate the performance of Bunga Air “Aqua Plantindo” Business Group by using Balanced Scorecard (BSC) approach and to identify partnership level category of aquarium decorative plant small industry. The result study was obtained the Net Present Value (NPV) of Rp. 188.455.000,00, Internal Rate of Return (IRR) 38,63%, Profitability Index (PI) 1,15 and Net B/C ratio 1,67, indicating the this business is considered to be feasible to be grown. Calculation result of payback (PBP) this period was identified that the investment payback period is 2 years 3 months 18 days and shorter than investment life period for 5 years, so it is feasible and profitable. Based on result of strategy analysis by using Strenghts, Weaknesess, Opportunities and Threats (SWOT) analysis, the right strategy in the business development of Bunga Air “Aqua Plantindo” Business Group by maintaining and improving product quality in accordance with the customers wants, maintaining and improving the business/partnership relations with exporters and suppliers. The result of the analysis of Internal-External (IE) matrix showed an internal factor of 2.702 and an external factor of 2.516, which put the business in quadrant V, which are growth and stability. It means they must defend strategy that they have been using up till now, and they must increase developing strategy of business. Result of evaluation with  Balanced Scorecard (BSC) indicates that financial performance from 2003-2007 in aquarium decorative plant business at  Bunga Air “Aqua Plantindo” Business Group was fairly good seen from liquidity, solvability, efficiency in taking advantage of assets,  net profits obtained, effectiveness and productivity in making use of assets owned and in receivables collection. Based on the result of study from customer perception with six attribute dimensions the service quality is fairly satisfactory. Seeing from after sales service level, operation/production process and innovation process show that internal business of Bunga Air “Aqua Plantindo” Business Group is considered fairly good. Observing from performance aspect, organizational restructuring aspect, learning dynamic aspect, group member satisfaction level aspect, knowledge management aspect, empowerment aspect and technology application aspect indicate that from growth and learning perspectives at Bunga Air “Aqua Plantindo” Business Group is considered fairly good. Partnership level between Bunga Air “Aqua Plantindo” Business Group with PT. Nusantara Aquatic Exporindo and CV. Cahaya Baru is included in First Prime Partnership Level. While the partnership level between Bunga Air “Aqua Plantindo” Business Group with CV. Tropical Aquatic is included in Secondary Prime Partnership Level
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