Sales Proses Dalam Mengindentifikasi, Memahami Dan Membuat Prioritas Bagi Nasabah Segmen Small Medium Enterprise (Sme)

Bank Customers have become more critical in choosing banks to transact with, in line withthe increasing needs of their businesses. On the other side, Banks are faced with a moreintense competition. In managing the banking sector, then the role of a bank's staff inindentifying, understanding and prioritizing the segment to be served is of significant issue in contributing to the growth of the banking business. In the effort of retaining and tocontinuously increase the growth of lending and funding outstanding as well as the numberof customers, the company is faced with constraints in the form of decreasing lending andfunding outstanding from day to day, due to loan payoffs arising from loan maturity, excessfund or even customers moving to other banks. In this regard, strategies in prospecting newcustomers, exploring more into the customers' potential are needed.Based on the analysis of the survey result employing the descriptive survey method, in order to make sure that the process of identification of prospective customers in Small and Medium Enterprises (SME) segment by Relationship Officers (ROs) running well, focused and appeared to be truly professional in the eye of the customers, then the ROs must be equipped with a set ofstructured questions and be prepared with interview form in order to progress to the nextprospecting steps. Marketing team, i.e. ROs, in understanding and making SME customer orprospective customer priorities, need to classify SME customers or prospective customers into Porcupine, Rabbit, Rhino, Buffalo, so that the feasibility and impact (profitability) from the respected customers or prospective customers can be measured in order to contribute

Pemanfaatan Perpustakaan Sebagai Sumber Belajar Siswa SMA Muhammadiyah 1 Surakarta Tahun 2011

Berbicara tentang pendidikan di lingkungan sekolah, untuk mendukung proses belajar mengajar dan kesediaan data informasi tidak bisa mengabaikan keberadaan dan pentingnya perpustakaan. Hal ini sesuai dengan Undang-Undang tentang satuan satuan pendidikan, baik yang diselenggarakan oleh pemerintah maupun masyarakat, harus menyediakan sumber belajar. Salah satu sumber belajar tersebut adalah perpustakaan. Perpustakaan merupakan institusi pengelola karya tulis, karya cetak, dan/atau karya rekam secara profesional dengan sistem yang baku guna memenuhi kebutuhan pendidikan, penelitian, pelestarian, dan rekreasi para pemustaka. Tujuan utama didirikannya perpustakaan adalah untuk memfasilitasi agar terciptanya masyarakat yang terdidik, terpelajar, terbiasa membaca, dan berbudaya tinggi. Masyarakat yang demikian itu mempunyai pandangan dan wawasan yang luas, mandiri, percaya diri, dan terbuka untuk senantiasa mengikuti perkembangan dan kemajuan zaman. Dalam Kurikulum Tingkat Satuan Pendidikan (KTSP) guru ditempatkan sebagai fasilitator dan mediator yang membantu agar proses belajar siswa berjalan dengan baik. Sistem KTSP menuntut siswa untuk mandiri dalam belajar dan mengerjakan tugas dari para guru. Keberadaan perpustakaan sangat membantu siswa dalam mencari sumber rujukan yang mereka butuhkan dalam memahami pelajaran dan menambah wawasan keilmuan mereka. Berdirinya perpustakaan SMA Muhammadiyah 1 Surakarta bertujuan memberikan pelayanan kepada siswa untuk memudahkan mereka dalam menimba ilmu. Tema penelitian yang penulis bahas dalam skripsi ini adalah bentuk-bentuk pemanfaatan perpustakaan sebagai sumber belajar siswa SMA Muhammadiyah 1 Surakarta serta faktor-faktor pendukung dan penghambatnya. Penelitian ini bertujuan untuk mendeskripsikan bentuk-bentuk pemanfaatan perpustakaan sebagai sumber belajar serta faktor-faktor pendukung dan penghambatnya. Objek dalam penelitian ini adalah pegawai/petugas perpustakaan dan siswa SMA Muhammadiyah 1 Surakarta. Data dalam penelitian ini didapat dari hasil dokumentasi, oservasi dan wawancara. Analisis data dalam penelitian ini menggunakan metode kualitatif deskriptif. Hasil dari penelitian ini bahwa bentuk-bentuk pemanfaatan perpustakaan oleh siswa SMA Muhammadiyah 1 Surakarta adalah sebagai tempat edukasi atau pembelajaran, sebagai tempat informasi, sebagai tempat rekreasi yang lebih berhubungan dengan ilmu pengetahuan, serta sebagai kelas alternatif. Faktor pendukung pemanfaatan perpustakaan ini adalah tersedianya sarana dan prasarana yang mendukung, masukan dari siswa maupun guru untuk melengkapi koleksi buku yang belum ada sehingga menambah kelengkapan koleksi perpustakaan dan komitmen yang baik dari seluruh pihak sekolah untuk memajukan perpustakaan. Sedangkan faktor penghambat dalam pemanfaatan perpustakaan ini adalah koleksi buku yang belum lengkap, serta kekurangan anggota petugas sehingga hal ini menyulitkan dalam mengelola dan mengembangkan perpustakaan

Redesigning A Trolley for The Stairs Building Based on Material Aspect

In Bandung, some buildings have three levels or more with no escalator and elevator for their daily needs in moving goods. One example is the Telkom University dormitory. As a resident of a building, problems are often found unconsciously and that has not been found a clear solution, for example when moving goods from the ground to the top level. The goods are referred to as suitcases, gallons, dispensers, large bags, etc. Some people will call the services of a porter or friend to help them transport goods. Because of that, a clear solution must be made for goods mobilization activities to be more effective and efficient, therefore, transportation equipment such as trolleys with good material and it can accommodate the load of goods that are usually moved in buildings without elevators is a solution for this problem. Keywords Stairs trolley, Material, Dormitory, Bandun

Morphological Forced Connection Method Application in the Development of Plered Ceramic Design

In Plered, the activity of making clay crafts has been carried out for generations. Located in the southern region of Purwakarta Regency, the pottery industry is located in Anjun Village, Citeko Village and Pamoyanan Village. That said, the activity of making pottery in this region began in 1904. At present, the industrial pattern that applies in Plered is work based on orders from clients in large numbers. Unfortunately, these offline sales have not yet reaped maximum results because of the quiet visitors who come to Plered. Data estimation from various sources indicate that 2020 will be a milestone for significant changes in Indonesia. That means there is a large enough market potential for Plered ceramic craftsmen to market their products in addition to relying on clients' orders. For this reason, the development of Plered ceramic product design is needed to develop the Plered ceramic industry. This study aims to analyze the potential of the Plered ceramics industry to produce alternative ceramic designs through methods that can be applied among craftsmen to develop products that are in line with the target market. Keywords industrial ceramics, ceramic tiles, product recommendation

Anomalous Amplitude Attenuation Method to Enhance Seismic Resolution

Anomalous Amplitude Attenuation (AAA) is a method to process seismic data with multilevel processing (multi step flow). AAA is indicated for identifying anomalous seismic amplitude (amplitude noise) such as: spike noise, noise and noised trace. AAA is a filter applied to the data in the frequency domain, range, both in CMP/CDP, offset or gather shot. Processing of the data depends on how the sensor (the geophone) receives seismic waves, and then set the data back into the format demultiplex (SEG-Y) and then processed according to the rules (flowchart) seismic reflection processing.This method has been applied to improve the old seismic data of an exploration company in prospecting the unseen structure in prospecting the hydrocarbon trapped within sedimentary rock subsurface

Aceh Unique Souvenir Design

Special Region of Aceh as one of the westernmost regions in Indonesia has a very unique and rich cultural wealth. As an area which is the entrance of trade from the west, Acehnese culture acculturated with cultures from other countries such as Arabic, India and Malay. These cultural products are fragmented and form their own uniqueness that is developed according to customs, beliefs of the regions in Aceh. Examples such as Gayo, Leung Bata, Aceh Tamiang and others. The results of the acculturation shape the uniqueness of each region in Aceh from traditional clothing that is different from the shape, color and accessories. At the end of 2014, where Aceh experienced a tsunami that devastated Aceh. The disaster resulted in much of the infra-structure in Aceh being destroyed and lost. Cultural products, relics were destroyed by the tsunami. Over time Aceh reor-ganized itself, Aceh tried to rise, especially in terms of the economy. Designing unique accessories for Aceh certainly has its own challenges because Aceh is divided into regions that have his-torically shaped their specific characteristics. In this case, of course one must find a common thread that will connect between regions in Aceh so that the accessories that will be designed at least can be enough to be one of the unique accessories of Aceh. In addition to being able to re-identify one of Aceh's unique cultures, it can also help Aceh to revive its economy again. Key words: Souvenir, Aceh, Identity, Econom

Redesign of Goods Transportation Tools Through Stairs in Multilevel Buildings Based on a System Perspective (Case Studies at Telkom University Dormitory)

Telkom University is one of the private universities that has a dormitory program for students as a residential facility in Bandung. The large number of students coming from outside Bandung makes a dormitory program on the campus area of Telkom University as the appropriate residential solution for non-indigeneous students. The dormitory is in the form of a 4- storey building that can be reached using stairs. However, there was actually found another problem that the residents of dormitory who lived in the third and fourth floors found the difficulty when transporting goods that were quite heavy and large in term of going up and down using stairs. In a previous study with the title “The Design of goods-transporting tools through stairs in multi-storey buildings based on system perspective”, it was still found a lack in the part of the system where the chain wheels have not been able to run well yet and also inavailability of the safety system for goods which prevents items from falling off the conveyance. Therefore, it is necessary to redesign the goods transport equipment through stairs by focusing on developing wheel system and also goods safety system. The method used in this redesign is the qualitative method by observing Telkom University dormitories and conducting interviews with a number of dormitory residents. In addition, an analysis of the design of wheel system and safety of the previous conveyance of goods is carried out. The result of this analysis produce, products transporting goods that can be used through stairs so as to reduce the risk of accidents when transporting goods in multi-storey dormitories. Keywords : Goods Transport Equipment, Stairs, Rubbertrack wheel System

Designing First Aid Box Based on Material Aspects for Sport Facilities

Sports infrastructure is a place to working out. In doing so, people need to pay attention in safety and security measures because sports activities are vulnerable against accidents and injuries. The location in this case study is in GOR Saparua, where first aid is unavailable so visitors are find difficulty for searching help to treat victims and those who need help. The purpose of this research is to make people who regularly visit the sport infrastructure in helping each other easier, increasing amenities, and anticipating serious injuries in sport facilities. This research is using qualitative research method in which supported by data collection technique like observation, interview, documentation, literature review, and comparative analysis. This research would produce a well-being public amenities in the shape of a first aid. This first aid amenities that is going to buildisbased on the material aspect. The materials would have advantages if it is applied to outdoor room. Moreover, the strength and durability of the materials woulddetermined the quality of the product and this product would satisfy the need of sport facilities visitors. Keywords:Facility, Product, First Aid, Sport

PENGARUH PENGEMBANGAN KARIR, PENEMPATAN, MOTIVASI DAN LINGKUNGAN KERJA TERHADAP KINERJA PEGAWAI DAN DAMPAKNYA PADA KINERJA DINAS PENDIDIKAN ACEH

Penelitian ini bertujuan untuk menganalisis pengaruh pengembangan karir, penempatan, motivasi dan lingkungan kerja terhadap kinerja pegawai baik secara simultan maupun parsial serta dampaknya pada kinerja Dinas Pendidikan Aceh. Populasi penelitian ini adalah seluruh pegawai Dinas Pendidikan Aceh dengan jumlah 440 orang. Jumlah sampel sebanyak 115 orang dengan teknik pengambilan sampel menggunakan rumus Slovin. Metode analisis data yang digunakan adalah analisa jalur. Hasil penelitian menunjukkan bahwa : 1) Pengembangan karir, penempatan, motivasi dan lingkungan kerjaberpengaruh signifikan baik secara simultan dan parsial terhadap kinerja Pegawai; 2) pengembangan karir, penempatan, motivasi dan lingkungan kerja terhadap kinerja Dinas Pendidikan Aceh; 3) Kinerja Pegawai berpengaruh secara signifikan terhadap kinerja Dinas Pendidikan Aceh; dan 4) Kinerja pegawai mampu berperan sebagai partial mediator diantara pengaruh pengembangan karir, penempatan, motivasi dan lingkungan kerja terhadap kinerja organisasi Dinas Pendidikan Aceh. Implikasi dari penelitian ini, perlunyapengkajian kebijakan pengelolaan keuangan, memaksimalkan sumber daya yang ada, membuka job posting, memberikan reward kepada pegawai dan memperbaiki peralatan.Kata Kunci: Pengembangan karir, Penempatan, Motivasi dan Lingkungan kerja,Kinerja Pegawai dan Kinerja Organisasi

TINDAK PIDANA PENCURIAN KABEL EMNARA TELEKOMUNIKASI (SUATU PENELITIAN DI WILAYAH HUKUM PENGADILAN NEGERI LHOKSEUMAWE)

ABSTRAKMuchlis Suddin,Tindak Pidana Pencurian Kabel Menara Telekomunikasi 2018 (Suatu Penelitian di Wilayah Hukum Pengadilan NegeriLhokseumawe)Fakultas Hukum Universitas Syiah Kuala(V,62).pp.,bibl.,tabl.,app.Dr. Dahlan, S.H., M.Hum.Tindak pidana pencurian kabel menara telekomunikasi yang terjadi di Wilayah Hukum Pengadilan Negeri Lhokseumawe merupakan tindak pidana pencurian dengan pemberatan yang diatur dalam Pasal 363 ayat (1) butir ke-3 dan ke-5 KUHP dengan pidana penjara paling lama tujuh tahun dan dapat diperberat lagi menjadi sembilan tahun apabila terjadinya penggabungan tindak pidana yang lain. Pada kenyataannya tindak pidana pencurian kabel menara telakomunikasi yang terjadi di Wilayah Hukum Pengadilan Negeri Lhokseumawe ini mengakibatkan kebakaran dan kerusakan barang tetapi tidak diputuskan sesuai dengan pasal tersebut.Tujuan penulisan skripsi ini adalah untuk menjelaskan faktor penyebab terjadinya tindak pidana pencurian kabel menara telekomunikasi, hambatan yang dihadapi aparat penegak hukum dalam menyelesaikan tindak pidana pencurian kabel menara telekomunikasi, serta menjelaskan upaya penanggulangan terjadinya tindak pidana pencurian kabel menara telekomunikasi.Metode penelitian dalam penulisan skripsi ini dilakukan melalui penelitian yuridis empiris dengan melakukan penelitian kepustakaan dan penelitian lapangan. Penelitian kepustakaan dilakukan untuk memperoleh data skunder dengan mempelajari buku-buku teks, teori-teori, peraturan perundang-undangan, jurnal dan artikel. Sedangkan penelitian lapangan dilakukan untuk memperoleh data primer dengan mewawancarai responden dan informan.Hasil penelitian menunjukan bahwa faktor penyebab terjadinya tindak pidana pencurian kabel menara telekomunikasi disebabkan oleh faktor internal seperti gangguan jiwa, kurangnya moral, ingin balas dendam. Sedangkan faktor eksternal terdiri dari kurangnya pendidikan, kurangnya lapangan pekerjaan, serta kurang mendapat perhatian dari keluarga. Hambatan yang terjadi dalam menyelesaikan tindak pidana pencurian kabel menara telekomunikasi adalah hambatan dalam proses penyelidikan dan penyidikan. Hambatan selanjutnya adalah pada proses penuntutan dan penjatuhan putusan. Upaya yang dapat dilakukan untuk menangani tindak pidana pencurian kabel menara telekomunikasi dilakukan dengan upaya preventif yaitu upaya pencegahan, dan Upaya represif yaitu upaya penanggulangan. Disarankan pemerintah dapat menyediakan lapangan pekerjaan kepada masyarakat yang tidak memiliki pekerjaan, sehingga dengan adanya pekerjaaan masyarakat dapat lebih terampil dan dapat memperbaiki kebutuhan perekonomiannya sehingga dengan demikian tidak terjadi lagi tindak pidana pencurian