24 research outputs found

    Kontribusi Ilmuwan Muslim terhadap Perkembangan Ekonomi

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    Nowadays, most of the Islamic world is still relatively underdeveloped developing countries even seen from the size and criteria of wealth, employment, education and health. A fact that is contrary to the doctrine, values and norms of Islam itself. The importance of building Islamic economic thought is based, two arguments, first, theological arguments which claim that Islam is a heavenly religions based on revelation (Quran) that serves to guide the life of humanity, whether social, political, and economic. First, the empirical philosophical arguments and factual. Second, there is a gap and a dearth of literature in the field of economic science to explain the philosophy, institutions, principles, values, norms and laws of Islamic economics; second, the fact shows the need for the economic development of Islamic countries. ملخص :في الوقت الحاضر، فإن معظم العالم الإسلامي لا يزال البلدان النامية المتخلفة نسبيا حتى يتضح من حجم ومعايير الثروة والعمل والتعليم والصحة. وحقيقة أنه لا يتعارض مع العقيدة والقيم وقواعد الإسلام نفسه. ويستند على أهمية بناء الفكر الاقتصادي الإسلامي، حجتين، الأولى، والحجج اللاهوتية التي تدعي أن الإسلام هو الديانات السماوية على أساس الوحي (القرآن) الذي يعمل على توجيه الحياة الإنسانية، سواء كانت اجتماعية أو سياسية، واقتصادية. وثانيا، فإن الحجج الفلسفية والواقعية التجريبية. أولا، هناك فجوة وقلة الأدب في مجال العلوم الاقتصادية لشرح فلسفة والمؤسسات والمبادئ والقيم والأعراف والقوانين الاقتصاد الإسلامي. الثانية، يظهر حقيقة الحاجة إلى التنمية الاقتصادية للبلدان الإسلامية

    PENGARUH CAR, NIM, BOPO, LDR DAN NPL TERHADAP ROA (STUDI PADA PT. BPD SUMSEL BABEL)

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    The performance of a bank reflected the soundness of the bank itself. Healthy bank is a bank's ability to carry out normal banking operations and is able to meet all its obligations properly in ways that conform with applicable regulations. The health of banks is a value that must be maintained by each bank. This is due to both the poor health of banks will affect the confidence the parties related to the bank as the bank's depositors, shareholders, government, Bank Indonesia and the general public. This study aimed to analyze the influence of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), ROA, Net Interest Margin (NIM) and the Loan to Deposit Ratio (LDR) to the Return On Asset (ROA) Bank Sumsel Babel the period December 2000- December 2012.Data obtained from the Quarterly Financial Report and Annual Report published by the Bank Sumsel Babel with the time period December 2000 to December 2012. The analysis technique will be used in this research is multiple linear regression to obtain a comprehensive picture of the relationship between the variables and the other variables. The results of this study showed that simultaneous CAR, NIM, ROA, LDR and NPL has an effect on the Bank's performance Sumsel Babel proxied by the ROA of 66.4% and the remaining 33.6% is influenced by other factors not examined in this study. While the results of the partial test variable BOPO significant negative effect on ROA and variable Loan to Deposit Ratio (LDR) positive and significant impact on Return On Asset (ROA) Bank Sumsel Babel. Variable CAR, and NIM and no significant positive effect on ROA.While non-performing loans (NPL) and no significant negative effect on Return On Asset (ROA) Bank Sumsel Babel. Keyword :Return on Asset (ROA), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), BOPO, Loan to Deposit Ratio (LDR), Non Performing Loan (NPL

    PENGARUH KEPUASAN PELANGGAN, KUALITAS PRODUK, DAN EXPERIENTIAL MARKETING TERHADAP WORD OF MOUTH PADA PERCETAKAN SABILUL HAQ

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    This research using three independent variables that are customer satisfaction, product quality and experiential marketing while variable dependent is word of mouth. The purpose of this research is to analyze the influence of customer satisfaction, product quality, and experiential marketing to word of mouth in Sabilul HAQ printing. Research sampling is all the customer Sabilul HAQ printing. Based on that there are 88 respondents. Sampling technique using boring sampling. Data analysis method using quantitative analysis that are reliability test and validity test, classic assumption test, T test, F test, determination coefficient , and multiple linear regression analysis. The result show that customer satisfaction, product quality, experiential marketing variables has positive influence to word of mouth.Key word: customer satisfaction, product quality, experiential marketing , word of mout

    PENGARUH KEPUASAN PELANGGAN, KUALITAS PRODUK, DAN EXPERIENTIAL MARKETING TERHADAP WORD OF MOUTH PADA PERCETAKAN SABILUL HAQ

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    This research using three independent variables that are customer satisfaction, product quality and experiential marketing while variable dependent is word of mouth. The purpose of this research is to analyze the influence of customer satisfaction, product quality, and experiential marketing to word of mouth in Sabilul HAQ printing. Research sampling is all the customer Sabilul HAQ printing. Based on that there are 88 respondents. Sampling technique using boring sampling. Data analysis method using quantitative analysis that are reliability test and validity test, classic assumption test, T test, F test, determination coefficient , and multiple linear regression analysis. The result show that customer satisfaction, product quality, experiential marketing variables has positive influence to word of mouth. Key word: customer satisfaction, product quality, experiential marketing , word of mout

    BANK INTERNAL FACTORS AND PROFIT DISTRIBUTION MANAGEMENT OF SYARIAH BANKS IN INDONESIA

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    AbstractThe purpose of this study is to analyze the effect of Capital Adequacy Ratio (CAR), Operation Efficiency (BOPO), Financing to Deposit Ratio (FDR), Proportion of Depositor’s Funding (PDPK), Purchase Financing (PJB), Profit Sharing Financing (PBH) and Return On Assets (ROA) to Profit Distribution Management (PDM) in Islamic banks in Indonesia. The sample determined by using purposive sampling based on Indonesia Syariah Bank for period of 2009-2013. The population in this research is 11 Syariah Banks, which 5 Syariah Banks are chosen based on purposive sampling. For analysis the data, multiple regression analysis with IBM SPSS. The result of the research shown that internal bank factors (BOPO and PBH) give positive effect to PDM, the internal bank factors (FDR and PDPK) give negative effect to PDM, while internal bank factors (CAR and PJB) do not affect to PDM. ROA gives positive effect on PDM. Keywords  : CAR, BOPO, FDR, PDPK, PJB, PBH, ROA, PDM

    PENGARUH CAR, NIM, BOPO, LDR DAN NPL TERHADAP ROA (STUDI PADA PT. BPD SUMSEL BABEL)

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    The performance of a bank reflected the soundness of the bank itself. Healthy bank is a bank's ability to carry out normal banking operations and is able to meet all its obligations properly in ways that conform with applicable regulations. The health of banks is a value that must be maintained by each bank. This is due to both the poor health of banks will affect the confidence the parties related to the bank as the bank's depositors, shareholders, government, Bank Indonesia and the general public. This study aimed to analyze the influence of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), ROA, Net Interest Margin (NIM) and the Loan to Deposit Ratio (LDR) to the Return On Asset (ROA) Bank Sumsel Babel the period December 2000- December 2012.Data obtained from the Quarterly Financial Report and Annual Report published by the Bank Sumsel Babel with the time period December 2000 to December 2012. The analysis technique will be used in this research is multiple linear regression to obtain a comprehensive picture of the relationship between the variables and the other variables. The results of this study showed that simultaneous CAR, NIM, ROA, LDR and NPL has an effect on the Bank's performance Sumsel Babel proxied by the ROA of 66.4% and the remaining 33.6% is influenced by other factors not examined in this study. While the results of the partial test variable BOPO significant negative effect on ROA and variable Loan to Deposit Ratio (LDR) positive and significant impact on Return On Asset (ROA) Bank Sumsel Babel. Variable CAR, and NIM and no significant positive effect on ROA.While non-performing loans (NPL) and no significant negative effect on Return On Asset (ROA) Bank Sumsel Babel.Keyword :Return on Asset (ROA), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), BOPO, Loan to Deposit Ratio (LDR), Non Performing Loan (NPL

    The Influence Of Transparency And Accountability On The Level Of Satisfaction Of Muzakki BAZNAS, Musi Banyuasin District

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    This research was conducted to increase service satisfaction for muzakki at BAZNAS Kab. Musi Banyuasin must report all activities, including management reports, performance reports and financial reports on a monthly, semester (six month) and annual scale, which are reported at the right time and in a fast and precise manner. This research aims to determine the influence of Transparency and Accountability on the Satisfaction Level of Muzakki Baznas Musi Banyuasin Regency. This research uses primary data obtained from distributing questionnaires using a Likert scale. The sampling technique in this research used a nonprobability sampling method. The number of samples obtained was 96 Muzzaki samples at BAZNAS Kab. Musi Banyuasin. Based on the results of research conducted by researchers, it can be concluded that: Transparency has no effect on the level of satisfaction of BAZNAS muzakki in Musi Banyuasin Regency. This is shown by the results of the T test which has a Tcount value of 1.088, smaller than the Ttable value of 1.660. Accountability has no effect on the level of satisfaction of BAZNAS muzakki in Musi Banyuasin Regency. This is shown by the results of the T test which has a Tcount value of 1.655 which is smaller than the Ttable value of 1.660

    KEPEMIMPINAN DALAM ISLAM: PANDANGAN POSISI MANAJERIAL BAGI WANITA

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    Abstrak: Many leaders and managers have emerged and not afew women who achieve success. These women have provedthat the feminine woman is not a weakness and inferiorcompared with masculine traits in men. Differences in thenature of women and men will make a difference also in theleadership of women and men. Characterized by maleleadership style 'command and control' was originallyconsidered to be the nicest. However, success stories of womenas leaders in an organization have proven that leadership style'command and control' is not the only way to reach the topleadership.ملخص: وقد ظھرت العدید من القادة والمدیرین ولیس عدد قلیل من النساء الذینیحققون النجاح .وقد أثبتت ھذه المرأة أن المرأة المؤنث لیس ضعف وأدنى مقارنة معالصفات الذكوریة لدى الرجال .والاختلافات في طبیعة المرأة والرجل تحدث فرقا أیضافي قیادة المرأة والرجل .یتمیز أسلوب القیادة الذكور 'القیادة والسیطرة 'كان یعتبر فيالأصل لتكون أجمل .ومع ذلك، وقصص النجاح من النساء كقادة في المؤسسة أثبتتأن نمط القیادة" القیادة والسیطرة "لیست ھي السبیل الوحید للوصول إلى القیادةالعلیا.Kata Kunci : interactive leadership, kepemimpinan wanit
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