Primer on Post Claims Underwriting and Rescission Practices: Findings From Texas in the Individual Health Insurance Market

Explains the practice of insurers canceling, rescinding, or limiting coverage after claims are submitted and the variations in regulations and enforcement. Presents a case study of rescissions in Texas and efforts to enforce stronger state regulations

Post Claims Underwriting and Rescission Practices

Based on case studies in four states, examines the effectiveness of regulation of the individual health insurance market and consumer protections against insurers canceling, rescinding, or limiting coverage after claims are submitted. Recommends reforms