Pengaruh Gaya Kepemimpinan terhadap Kinerja Keuangan melalui Kesetiaan Pelanggan dan Kualitas Layanan pada Perusahaan Asuransi Jiwa di Surabaya

This study aimed to examine the direct and significant affect of leadership style to financial performance, leadership style to service quality, customer loyalty to financial performance, service quality to financial performance, service quality to customer loyalty on life insurance firms in Surabaya. This study used quantitative approach, and the data were obtained through the distribution of questionnaires and financial report of life insurance firms in Surabaya. The samples used in this study were 30 life insurance firms in Surabaya listed on Book Directories of Insurance Otoritas Jasa Keuangan 2014, with each of 10 employees and 10 customers in each firm. The data obtained was processed by using SmartPLS software. This study showed that there were positive and significant relationship of leadership style to financial performance, leadership style to service quality, customer loyalty to financial performance, service quality to financial performance, service quality to customer loyalty on life insurance firms in Surabaya

Pemetaan Batimetri Dan Sedimen Dasar Di Perairan Teluk Balikpapan, Kalimantan Timur

Perairan Teluk Balikpapan merupakan salah satu perairan yang terletak di Kecamatan Balikpapan Utara, Balikpapan Tengah dan Balikpapan Barat, Provinsi Kalimantan Timur. Teluk Balikpapan merupakan perairan yang menjadi hilir dari Daerah Aliran Sungai (DAS) Wain. Arah aliran Sungai Wain dari hulu ke hilir adalah dari Utara ke Selatan, dimana sepanjang Muara Sungai Wain terdapat aktivitas pembangunan industri seperti Kawasan Industri Kariangau (KIK) serta terdapat Pelabuhan Kariangau yang merupakan pelabuhan penyebrangan Balikpapan - Penajam Paser Utara. Aliran Sungai Wain membawa material sedimen sehingga aliran sungai menjadi salah satu sumber sedimen di daerah muara sungai Wain dan mengakibatkan terjadinya pendangkalan. Tujuan penelitian ini adalah untuk mengetahui kondisi batimetri serta sebaran jenis sedimen dasar perairan yang nantinya akan disajikan dalam bentuk peta kontur batimetri dan sebaran jenis sedimen dasar Perairan Teluk Balikpapan. Metode penelitian yang digunakan adalah metode studi kasus, yaitu dimana metode ini memusatkan permasalahan pada suatu kasus secara mendetail dan umumya menghasilkan gambaran yang longitudinal, yakni dimana data yang dihasilkan hanya dapat digunakan pada daerah tersebut. Hasil penelitian menunjukkan batimetri / kedalaman pada lokasi penelitian berkisar antara -2,24 meter hingga -53,84 meter terhadap nilai MSL dan hasil interpolasi kontur berkisar antara -2 meter hingga -35 meter . Morfologi dasar perairan menunjukan kelerengan di Perairan Teluk Balikpapan yaitu landai, datar-hampir datar dan agak curam. Serta jenis sedimen dasar di lokasi penelitian terdiri dari 3 macam yaitu, lanau, pasir lanauan, dan pasir

Impact of COVID-19 on cardiovascular testing in the United States versus the rest of the world

Objectives: This study sought to quantify and compare the decline in volumes of cardiovascular procedures between the United States and non-US institutions during the early phase of the coronavirus disease-2019 (COVID-19) pandemic. Background: The COVID-19 pandemic has disrupted the care of many non-COVID-19 illnesses. Reductions in diagnostic cardiovascular testing around the world have led to concerns over the implications of reduced testing for cardiovascular disease (CVD) morbidity and mortality. Methods: Data were submitted to the INCAPS-COVID (International Atomic Energy Agency Non-Invasive Cardiology Protocols Study of COVID-19), a multinational registry comprising 909 institutions in 108 countries (including 155 facilities in 40 U.S. states), assessing the impact of the COVID-19 pandemic on volumes of diagnostic cardiovascular procedures. Data were obtained for April 2020 and compared with volumes of baseline procedures from March 2019. We compared laboratory characteristics, practices, and procedure volumes between U.S. and non-U.S. facilities and between U.S. geographic regions and identified factors associated with volume reduction in the United States. Results: Reductions in the volumes of procedures in the United States were similar to those in non-U.S. facilities (68% vs. 63%, respectively; p = 0.237), although U.S. facilities reported greater reductions in invasive coronary angiography (69% vs. 53%, respectively; p < 0.001). Significantly more U.S. facilities reported increased use of telehealth and patient screening measures than non-U.S. facilities, such as temperature checks, symptom screenings, and COVID-19 testing. Reductions in volumes of procedures differed between U.S. regions, with larger declines observed in the Northeast (76%) and Midwest (74%) than in the South (62%) and West (44%). Prevalence of COVID-19, staff redeployments, outpatient centers, and urban centers were associated with greater reductions in volume in U.S. facilities in a multivariable analysis. Conclusions: We observed marked reductions in U.S. cardiovascular testing in the early phase of the pandemic and significant variability between U.S. regions. The association between reductions of volumes and COVID-19 prevalence in the United States highlighted the need for proactive efforts to maintain access to cardiovascular testing in areas most affected by outbreaks of COVID-19 infection

Sistem Informasi Akademik Berbasis Web pada Special English Conversation By Mr.T Bekasi

- Lembaga Kursus Special English Conversation By Mr.T adalah lembaga pendidikan bahasa Inggris dengan menawarkan konsep exclusive training. Konsep Exclusive Training merupakan gagasan sistem belajar yang diambil untuk memenuhi kebutuhan para peserta akan pelatihan bahasa Inggris yang efektif. Mekanisme sistem akademik saat ini masih menggunakan sistem konvensional, calon siswa harus mengisi lembar formulir secara manual, lalu user atau admin mengarsipkan data siswa dengan menyimpan formulir. Penelitian ini berfokus pada kebutuhan sistem akademik yang sesuai dengan sistem yang sedang berjalan saat ini. Tujuannya untuk mempermudah user atau admin dalam mengolah data siswa mulai dari pendaftaran, menyimpan data siswa, input nilai, kelas dan pengajar, hasil dari penelitian ini adalah dapat memberikan solusi untuk pengolahan data secara keseluruhan

Synthesis, Characterization, and Performance of TiO2-N as Filler in Polyethersulfone Membranes for Laundry Waste Treatment

Sintesis TiO2-N telah dilakukan dengan metode sol gel. Pada hasil karakterisasi XRD doping TiO2 tidak dapat menghancurkan struktur anatase karena difraktogram TiO2-N mewakili puncak yang serupa dengan TiO2. Intensitas puncak spektra FTIR yang kuat berasal dari gugus hidroksil dalam N-TiO2, dibandingkan dengan TiO2 tanpa doping. Dari hasil pengolahan data hasil karakterisasi UV-DRS didapatkan nilai energi bandgap TiO2 3,33 eV, sedangkan pada fotokatalis TiO2-N energi band gap yang dihasilkan yaitu 3,08 eV. Hasil BET menyebutkan TiO2 memiliki luas permukaan yang lebih tinggi dibandingkan dengan TiO2-N. Pada penelitian ini, hasil nilai fluks air murni dan fluks limbah laundry yang paling tinggi terdapat pada membran PES/PEG/TiO2-N yaitu 116,91 L/m2jam pada 2 menit pertama untuk fluks air murni dan 98,636 L/m2jam pada 2 menit pertama untuk fluks limbah dan rejeksi yang dihasilkan mencapai 84,328% untuk nilai penurunan COD dan 82,75% untuk nilai penurunan BOD sehingga penambahan TiO2-N pada membran dapat meningkatkan kinerja membran saat ultrafiltrasi

International Impact of COVID-19 on the Diagnosis of Heart Disease

Background: The coronavirus disease 2019 (COVID-19) pandemic has adversely affected diagnosis and treatment of noncommunicable diseases. Its effects on delivery of diagnostic care for cardiovascular disease, which remains the leading cause of death worldwide, have not been quantified. Objectives: The study sought to assess COVID-19's impact on global cardiovascular diagnostic procedural volumes and safety practices. Methods: The International Atomic Energy Agency conducted a worldwide survey assessing alterations in cardiovascular procedure volumes and safety practices resulting from COVID-19. Noninvasive and invasive cardiac testing volumes were obtained from participating sites for March and April 2020 and compared with those from March 2019. Availability of personal protective equipment and pandemic-related testing practice changes were ascertained. Results: Surveys were submitted from 909 inpatient and outpatient centers performing cardiac diagnostic procedures, in 108 countries. Procedure volumes decreased 42% from March 2019 to March 2020, and 64% from March 2019 to April 2020. Transthoracic echocardiography decreased by 59%, transesophageal echocardiography 76%, and stress tests 78%, which varied between stress modalities. Coronary angiography (invasive or computed tomography) decreased 55% (p &lt; 0.001 for each procedure). In multivariable regression, significantly greater reduction in procedures occurred for centers in countries with lower gross domestic product. Location in a low-income and lower–middle-income country was associated with an additional 22% reduction in cardiac procedures and less availability of personal protective equipment and telehealth. Conclusions: COVID-19 was associated with a significant and abrupt reduction in cardiovascular diagnostic testing across the globe, especially affecting the world's economically challenged. Further study of cardiovascular outcomes and COVID-19–related changes in care delivery is warranted

Impact of COVID-19 on Diagnostic Cardiac Procedural Volume in Oceania: The IAEA Non-Invasive Cardiology Protocol Survey on COVID-19 (INCAPS COVID)

Objectives: The INCAPS COVID Oceania study aimed to assess the impact caused by the COVID-19 pandemic on cardiac procedure volume provided in the Oceania region. Methods: A retrospective survey was performed comparing procedure volumes within March 2019 (pre-COVID-19) with April 2020 (during first wave of COVID-19 pandemic). Sixty-three (63) health care facilities within Oceania that perform cardiac diagnostic procedures were surveyed, including a mixture of metropolitan and regional, hospital and outpatient, public and private sites, and 846 facilities outside of Oceania. The percentage change in procedure volume was measured between March 2019 and April 2020, compared by test type and by facility. Results: In Oceania, the total cardiac diagnostic procedure volume was reduced by 52.2% from March 2019 to April 2020, compared to a reduction of 75.9% seen in the rest of the world (p&lt;0.001). Within Oceania sites, this reduction varied significantly between procedure types, but not between types of health care facility. All procedure types (other than stress cardiac magnetic resonance [CMR] and positron emission tomography [PET]) saw significant reductions in volume over this time period (p&lt;0.001). In Oceania, transthoracic echocardiography (TTE) decreased by 51.6%, transoesophageal echocardiography (TOE) by 74.0%, and stress tests by 65% overall, which was more pronounced for stress electrocardiograph (ECG) (81.8%) and stress echocardiography (76.7%) compared to stress single-photon emission computerised tomography (SPECT) (44.3%). Invasive coronary angiography decreased by 36.7% in Oceania. Conclusion: A significant reduction in cardiac diagnostic procedure volume was seen across all facility types in Oceania and was likely a function of recommendations from cardiac societies and directives from government to minimise spread of COVID-19 amongst patients and staff. Longer term evaluation is important to assess for negative patient outcomes which may relate to deferral of usual models of care within cardiology