Delphi Technique in Poverty Alleviation: A Case Study

This study aims at investigating scholars thinking intended for poverty alleviation. Two-round Delphi techniques were applied to attain experts’ opinion in support of probable resolution of poverty. Government officials, Non-government executives, University academics, and social & political personalities are considered as scholars. The scholars think that limitation of job is the fundamental cause of poverty that is why the poor are bound to live in vulnerable unhygienic places where inadequate services are prevailing. They also argued that by providing home-based work and especial training that will help them to get job for income generation, the poverty problems could be reduced. As well community-based management similar to labor intensive low-cost housing factory and sanitation plant will also been lead to decrease poverty. To avoid hypothetical discover, the study analyzed poverty alleviation activities of UNDP/GOB project. The UNDP/GOB project entitled ‘Local Partnerships for Urban Poverty Alleviation’ is one of the biggest urban poverty alleviating projects in Bangladesh. There are many successful activities of this project such as community-based micro-credit, sanitation as well as drinking water has been highlighted. The study was undertaken by acquiring primary data from the field survey that employed a structure questionnaire and gathered information emphasis on poverty. Heads of poor households or a member behalf of HH, were used as respondents.

Exploring Liquidity Risk and Interest-Rate Risk: Implications for Profitability and Firm Value in Nigerian Banks

The purpose of this paper is to examine the effects of liquidity risk and interest rate risk on profitability and firm value, current studies are typically limited in emerging markets. This study employs a panel data estimation technique and a sample of 16 banks operating in Nigeria over the period from 2009 to 2017 making up to 144 observations. The findings of the study reveal that liquidity risk (loan to deposit ratio and liquid asset ratio) have a significant negative effect on firm value, the net interest margin and GDP have a negative significant impact on firm value for Nigerian banks. The loan to deposit ratio have a negative significant effect on firm value while the liquid asset ratio have a positive effect on firm value. The net interest margin have a negative significant effect on firm value while the asset interest margin have a positive significant impact on firm value. The GDP and inflation both have a positive significant relationship with firm value. The liquidity risk (loan to deposit ratio and liquid asset ratio) have a significant negative impact on return on equity of Nigerian banks. The GDP growth rate have a positive significant effect on the value of firm. Hence, this empirical study emphasizes and contributes to the dynamic role of liquidity risk and interest-rate risk and it's implication on profitability and firm value of banks in Nigeria and suggest that further study can explore a comparative study between Nigeria and financial firms in developed economy

PERCEIVED USEFULNESS AND ATTITUDE TOWARD INTENTION AND ACCEPTANCE OF E-PAYMENT ZAKAT

Introduction and Background: As people's lifestyles and behaviour toward daily digital activities are changing, a suitable zakat payment option is required to encourage Muslims to fulfil their commitments. Zakat institutions use technology; as a result, to attract more people to pay zakat. The acceptance is, however, dubious due to data misuse and platform security worrisome. Hence, this study aims to investigate Malaysian Muslims’ acceptance of the e-payment zakat system.   Methodology: In this descriptive study, a survey was carried out on 170 zakat payers in Malaysia. Five constructs were examined in the survey, based on Technology Acceptance Model, which are Perceived Usefulness, Perceived Ease of Use, Attitude, Intention, and User Acceptability. Data were analysed in linear and logistic regression using the Statistical Package for Social Sciences (SPSS). Findings: Results revealed that Perceived Usefulness and Perceived Ease of Use significantly impacted Attitude's decision to use electronic payment channels for zakat payments. The correlation between Attitude and Intention for online zakat payment was found to be positive. User acceptability was significantly influenced by the Perceived Usefulness of the e-payment platform and the Intention to pay zakat online.     Contribution: Understanding that User Acceptability is influenced by Perceived Usefulness and Intention would allow the zakat institution to comprehend the user requirement for zakat payment applications. The study findings have implications zakat authorities to enhance the digital platform for zakat payments to ease users by leveraging technology to streamline the donation process and make it more convenient, secure, and transparent.   Keywords: E-payment, zakat, acceptance, technology acceptance model, user acceptability.   Cite as: Hainnuraqma, R., Hamidah, M. I., Nor Balkish, Z., Mohamed Fairooz, A. K., & Sobhani, F. A. (2024). Perceived usefulness and attitude toward intention and acceptance of e-payment zakat. Journal of Nusantara Studies, 9(1), 320-344. http://dx.doi.org/10.24200/jonus.vol9iss1pp320-34

Determinants of Outsourcing Decision in the Manufacturing Industry in Bangladesh

The purpose of this study was to identify and understand the factors influencing outsourcing decision in the manufacturing industry in Bangladesh. Existing literature revealed that many manufacturing industry were faced with challenges in the competitive environment to be competitive in the market and produce products at the minimum cost as possible yet meeting customer specification without affecting the quality and delivery schedule. Thus, outsourcing could be an alternative to solve most of the problems faced by many manufacturing industry in Bangladesh. This stirred these researchers to identify and understand the possible factors influencing the manufacturing industry in outsourcing decision whether these factors could really influence the management to opt for outsourcing and help in solving the problems. The theoretical framework was developed to hypothesize four components namely reduce operating cost, improve company focus, access to world class capability and unavailability of internal resources in relation to influence outsourcing decision in the manufacturing industry. The proposed study utilized the exploratory approach, whereby the survey method was used. The data was collected through questionnaires in various manufacturing industry in Bangladesh. The findings were analyzed using a statistical software package (SPSS), and the main tools that were used were Cronbach’s Alpha, descriptive and linear regression analysis. The findings revealed that the factors or components identified for the study had significant effect on outsourcing decision except reduce operating cost. This study provided evidence that these factors would influence outsourcing decision in the manufacturing industry in Bangladesh. The recommendations are also offered more in-depth guidelines for maximizing the benefits of outsourcing.

Socially Responsible HRM, Employee Attitude, and Bank Reputation: The Rise of CSR in Bangladesh

Applying the organisational climate of corporate social responsibility (CSR) and human resource management (HRM) behavioural theories, this paper examines the associations among socially responsible HRM (SRHRM), organisational citizenship behaviour (OCB), turnover intention, and bank reputation. The proposed model, including seven hypotheses, was examined on a sample of 711 Bangladeshi bank employees. The results suggest that SRHRM has significant positive effects on both OCB and bank reputation, and a significant negative influence on turnover intention. OCB was positively significant for bank reputation but was estimated as insignificant for bank employees’ turnover intention. Moreover, perceived bank reputation was significant and negative on Bangladeshi employees’ turnover intention. Finally, a partial mediation effect was found for OCB on the direct relationship between SRHRM and bank reputation. This paper recommends that banks should aim at higher levels of OCB and reputation and lower turnover intentions should encourage SRHRM in their strategic approaches for HRM and CSR. The implications of the results of this study can help financial organisations to recognise the significance of SRHRM and its favourable effects on employee motivation and institutional reputation

Socially Responsible HRM, Employee Attitude, and Bank Reputation: The Rise of CSR in Bangladesh

Applying the organisational climate of corporate social responsibility (CSR) and human resource management (HRM) behavioural theories, this paper examines the associations among socially responsible HRM (SRHRM), organisational citizenship behaviour (OCB), turnover intention, and bank reputation. The proposed model, including seven hypotheses, was examined on a sample of 711 Bangladeshi bank employees. The results suggest that SRHRM has significant positive effects on both OCB and bank reputation, and a significant negative influence on turnover intention. OCB was positively significant for bank reputation but was estimated as insignificant for bank employees’ turnover intention. Moreover, perceived bank reputation was significant and negative on Bangladeshi employees’ turnover intention. Finally, a partial mediation effect was found for OCB on the direct relationship between SRHRM and bank reputation. This paper recommends that banks should aim at higher levels of OCB and reputation and lower turnover intentions should encourage SRHRM in their strategic approaches for HRM and CSR. The implications of the results of this study can help financial organisations to recognise the significance of SRHRM and its favourable effects on employee motivation and institutional reputation

Sustainability Disclosure in Annual Reports and Websites: A Study of the Banking Industry in Bangladesh

This study aims to describe the status of disclosure practices of corporate sustainability in the annual reports and corporate websites of the banking industry in Bangladesh. It is revealed in the study that, to varying degrees, all listed banks practice sustainability disclosure in an unstructured manner in both the annual reports and corporate websites. The annual report surpasses the corporate website in the disclosure of all categories of corporate sustainability disclosure (CSD) practices except product responsibility disclosure. Unlike the environmental and economic dimensions, issues concerning the social dimension are generally disclosed. Islamic banks disclose more sustainability information in comparison to conventional banks. It is also found that among the three generation, the older bank does not outperform the younger bank in terms of the sustainability disclosure

From commitment to action: unraveling the pathways from top management commitment to environmental sustainability in the Chinese banking sector

Abstract This study examines the relationships between top management commitment (TMC), green investment (GI), corporate social responsibility (CSR) practices, environmental strategy (ES), and their collective impact on environmental sustainability performance (ESP) within the banking sector in China. Grounded in stakeholder theory, the research employed a structured online survey, targeting employees of Chinese banking institutions. The data were collected from a sample of 373 respondents and subsequently analyzed using structural equation modeling (SEM). The key findings revealed that TMC positively influences GI, CSR practices, and ES within the scrutinized institutions. Furthermore, GI was found to significantly enhance ESP, CSR practices, and ES. Additionally, both CSR practices and ES positively influenced ESP, while also serving as full mediators in the relationship between GI and ESP. The findings of this study provide both theoretical contributions and practical implications for researchers, practitioners, and policymakers in the domain of organizational environmental sustainability. This study significantly advances the understanding of how leadership commitment and strategic investments interact to drive environmental sustainability within the banking sector

Does responsible leadership help banks perform and build higher reputation? Exploring the mediating effect of employee turnover intention

There is a lack of research on the mediational role of employee turnover intention and its effect on the associations among responsible leadership (RL), bank performance, and bank reputation. Applying the social identity theory, five hypotheses were developed and examined using data from 711 full-time Bangladeshi bank employees through a web-based online survey. The findings of the study suggest that RL has (i) significant direct effects on bank performance, reputation, and employee turnover intention, (ii) partial mediational effect on bank performance via turnover intention, and (iii) employee turnover intention has a negative effect on bank performance. This paper suggests that banks seeking higher financial performance and employee retention should encourage RL, which will also help them uphold their corporate reputation