THE INFLUENCES AND RISKS OF BEING IMPACTED BY COVID-19 AS AN EXCUSE FOR OVERMACHT OR FORCE MAJEURE TO POSTPONE THE OBLIGATION TO REPAY DEBT

The government has issued some policies in response to the Covid-19 pandemic. Some policies include working and studying from home, social and physical distancing, stayat home, and large-scale social limitation. These policies bring economic impacts to thesociety. The statement of the Republic of Indonesia’s President, Joko Widodo (Jokowi)which gives credit relaxation to the society whose economic condition is impacted bythe new coronavirus or Covid-19 is publicly questioned. The method used in thisresearch is the juridical-normative method. Results of this research explains that thegovernment has given a policy regarding the risks and the influences of being impactedby Covid-19 as an excuse for a forced condition/overmacht for the postponement of theobligation to repay debt. The regulations on overmacht or force majeure is contained inArticle 1244 and Article 1245 of BW. The debtors who are impacted by the Covid-19are not in default, but they are in the condition of relative overmacht or force majeure.Practically, it is a temporary overmacht. It can become the reason for the implication ofagreement, which is postponed from the determined period.

PERIZINAN DAN PERJANJIAN DALAM PERUSAHAAN OUTSOURCING

Outsourcing memiliki tujuan strategis dan tujuan berjangka panjang. Tujuan strategis dari suatu outsourcing, yaitu bahwa outsourcing digunakan oleh perusahaan untuk meningkatkan kemampuan dan keunggulan kompetitif perusahaan agar dapat mempertahankan hidup dan berkembang. Terdapat dua jenis perusahaan outsourcing yaitu Perusahaan Pemborong Pekerjaan dan perusahaan penyedia jasa, permohonan perizinan dapat di terbitkan dalam waktu paling lama 30 hari kerja sejak permohonan diterima. Izin operasional diberikan dalam jangka waktu 5 tahun dan dapat diperpanjang, pendaftaran perjanjian outsourcing dilakukan di Direktorat Jendral Pembinaan Hubungan Industrial Kementrian Tenaga Kerja dan Transmigrasi. Muncul persoalan kemudian ketika perusahaan penyedia jasa pekerja/buruh melakukan pemberian pekerjaan diluar negeri, hal ini belum ada pengaturannya sehingga ada kekosongan hukum. Pendaftaran perjanjian pekerja outsourcing harus melampirkan draf perjanjian kerja antara perusahaan penyedia jasa dan pekerja/buruh, jika perusahaan penyedia jasa tidak mendaftarkan perjanjian, maka instansi yang bertanggungjawab dibidang ketenagakerjaan dapat mencabut izin operasional

Aspek Hukum Penundaan Pelaksanaan Prestasi akibat Keadaan Memaksa di Masa Pandemi Covid 19

Corona Virus Disease merupakan wabah virus mematikan sehingga ditetapkan Pemerintah sebagai Bencana Nasional, Penularan virus yang sangat cepat dan mudah membuat banyak. Virus ini menimbulkan kedaruratan kesehatan masyarakat  Pemerintahan mengambil kebijakan lockdown atau social distancing. perekonomian juga menjadi kacau. Penelitian ini menggunakan metode yuridis normative yang mengkaji aturan, asas hukum dan prinsip-prinsip yang berkaitan dalam pelaksanaan prestasi. Terhalangnya suatu pihak untuk memenuhi prestasi akibat situasi ini termasuk dalam keadaan memaksa atau overmahcht, Pemerintah menyadari kebijakan yang di keluarkan, sehingga debitur di beri kesempatan mengajukan permohonan atas penundaan prestasi akibat keadaan memaksa akibat pandemic covid 19, kebijakan ini diharapkan kreditur dan debitur sama-sama memahami dan mencari solusi resiko yang timbul atas perjanjian yang telah di sepakati bersama.&nbsp

Tinjauan Yuridis Pelaksanaan Perjanjian Kredit Pemilikan Rumah (Studi Kasus Pt Kandang Karya Perkasa Di Sukoharjo)

This study aims to identify and describe the legal construction and problems that arise in the purchase agreement houses on credit is done in PT. Kandang Karya Perkasa in Sukoharjo. The method used is empirical juridical with descriptive research. The data source consists of primary data is the result of interviews and secondary data is data of primary and secondary law. Data were collected by interview, observation and then analyzed qualitatively. The results showed that the legal construction home purchase agreement on credit at PT. Kandang Karya Perkasa in the form of a deed of sale that is authentic in which the agreement is implemented and validated before a notary. The problems most often arise is the default form of breakdown of repayment by the debtor to the creditor that is solved by preventive measures by way of supervision, coaching and binding credit guarantee, is being repressively with the sale or auction of the collateral is done according to the procedures applicable under the law and according to the agreement which has been done

Pelaksanaan Perjanjian Jual – Beli Mobil secara Kredit dengan Sistem Indent (Studi Kasus PT. Nasmoco Solo Baru)

Traffic accidents in Indonesia each year has proven to cause various damages to the parties, especially the driver. Handling traffic accidents it self is regulated by Law Number 22 Year 2009 regarding Traffic and Road Transportation. Can not be denied also that there was some kind of accident that could stop the legal process because it does not meet the elements of a criminal offense. Prove it to do so in the juridical empirical research in order to synchronize the Act with the fact that field. Among the many areas in Indonesia, Sragen in this case has a number of times to apply the termination of the investigation against the driver because there is an element that iscapable of removing criminal liability for the driver, characterized by the issuance of Warrant Termination of Investigation. As for the legal process stops at the stage of investigation, either through examination of fast events, short, and plain

Tinjauan Yuridis Pelaksanaan Perjanjian Jual Beli Online Melalui Rekening Bersama (Rekber) Pada Situs Toko Media Kaskus

The purpose of this study were: (1) Knowing the implementation of online purchase agreement through the Joint Account (Rekber) On Site Media Store Kaskus. (2) Know the legal protection for the parties in the purchase agreement online through the Joint Account (Rekber) On Site Media Store Kaskus. Based on the analysis we concluded that: (1) The sale and purchase agreement online via rekber at FJB Kaskus shall refer to the terms of a legal contract, namely Article 1313 and in accordance with Article 1320 of the Civil Code. (2) Legal protection for sellers and buyers who use the services rekber been regulated in Law No. 8 of 1999 on Consumer Protection that is on Article 4 concerning the rights of consumers, Article 5 on the obligations of consumers, among others follow the procedures for use of goods, acting in good faith to make purchases of goods and pay according to the agreement, Article 6 concerning the right businesses, and Article 7 of the obligations of businesses. While legal protection can be carried out by the DJ in case of problems related to the use of services rekber in sale and purchase transactions is doing the blocking of accounts that are proven in default

Tinjauan Yuridis Kredit Tanpa Agunan Di Bank Bpr Ukabima Bmms Jogonalan (Studi Kasus Di Klaten)

Purpose of the research is to know legal construction of unsecured loan agreement, emerging problems, and settlement procedure of the agreement in BPR UKABIMA BMMS Jogonalan. The research is descriptive one with juridical empiric method. Data of the research consists of primary data collected by using interview and secondary data, namely primary data of law and secondary data. The data was collected by using observation and interview and the data was analyzed qualitatively. Results of the research indicated that the unsecured loan agreement was providing a loan only if it was applied in written. Problems emerging from the unsecured loan agreement were technical problems and substance problems that emerging from disharmony between Act No. 10 of 1998 on Banking and President Instruction No. 5 of 2008, and the third problem was coming from knowledge of debtor. And, if there are problem loans, the bank had procedure to settle it, namely by using peaceful persuasive meeting of the two parties to obtain mutual agreement

Tinjauan Yuridis Perjanjian Kredit Bagi Aparatur Sipil Negara (ASN) Di SMK Negeri 6 Surakarta Dengan Bank Jateng Surakarta

The purpose of this research is (1) to describe the implementation of credit agreement between State Civil Apparatus (ASN) at SMK Ne geri 6 Surakarta with Bank Jateng Surakarta. (2) to analyze the problems that arise in the credit agreement for the State Civil Apparatus (ASN) with Bank Jateng Surakarta. The approach used is the empirical juridical approach. Primary data or obtained directly from the first source, namely the behavior of civil servants in SMK Negeri 6 Surakarta who utilize the bank financing institutions, by way of interviews. Method of data analysis with qualitative analysis of deductive method. The results showed that the credit agreement made by Bank Jateng, beginning with the title of agreement, contract number, time of agreement, the identity of the parties making the agreement namely: the PT. Regional Development Bank Central Java Branch UMS Assistant, the borrower consists of: The identity of the borrower, which consists of name, address, and occupation. The credit agreement is made by PT. Bank Jateng with ASN Negeri 6 Surakarta, contains 8 (eight) chapters 15 Article. Each article contains rules that must be respected by both parties. The credit agreement agreement made by ASN SMK Negeri 6 Surakarta with Bank Jateng is a form of bonding between two parties, namely between the Bank and the borrower, requiring the borrower to repay the debt after a certain period of time with interest. The credit agreement made by PT. Bank Jateng with ASN SMK Negeri 6 Surakarta has been in accordance with the Law no. 10 of 1998 concerning Banking article 1, paragraph (11). The problems that arise in the credit agreement for civil stateapparatuses with Bank Jateng are: (1) The existence of loan agreement made by Bank Jateng with ASD in SMK Negeri 6 Surakarta, limits ASN in SMK Negeri 6 Surakarta to utilize credit facility at other Bank, (2) The existence of the credit agreement ASN SMK Negeri 6 Surakarta, utilizing other banks that are willing to cover the remaining loan, so the amount of loan ASN SMK Negeri 6 Surakarta grew larger, (3) ASN SMK Negeri 6 Surakarta renewed its loan in bank Jateng with enlarge the loan ceil

Peran Dinas Tenaga Kerja Dan Transmigrasi Kabupaten Bantul Dalam Penyelesaian Perkara Perselisihan Pemutusan Hubungan Kerja (PHK)

¬Government affairs in the field of manpower carried out by the Office of Manpower, one of the executor of these duties is the Office of Manpower and Transmigration Bantul regency. As the executor of the duties must have several duties that must be implemented, one of them in the case of industrial relations disputes settlement, especially disputes disputes that occurred in companies in the region of Bantul regency. Layoffs are disputes arising from the lack of conformity of opinion concerning the termination of employment relationship undertaken by either party. In accordance with the provisions of Article 151 Paragraph (1) of Law Number 13 Year 2003 that in principle all parties strived to avoid the occurrence of termination of employment, but on the empirical data it was inevitable even the cause of the dispute. This research uses empirical juridical approach and uses descriptive research type. Types of data used include primary data and secondary data. Data collection methods used were literature study and field study (interview). Data analysis method used is qualitative analysis