Identifikasi Sumber Stres Tenaga Pengajar dan Pengaruhnya terhadap Kinerja Dosen di STIE Widya Gama Lumajang

This study aims to identify the sources of stress that affect the performance facultylecturer at STIE Widya Gama Lumajang and to obtain empirical evidence on the effectof the source of significant stress teaching staff partially and simultaneously on theperformance of STIE Widya Gama Lecturer in Lumajang. The results of this study areexpected to contribute to the management and Lecturers STIE Widya Gama Lumajang.This study measured the stress source faculty comprised of tasks, roles, conflictsbetween departments, remuneration and recognition, occupation or profession andmeasure its effect on the performance of Lecturer. The study population was Lecturer inSTIE Widya Gama Lumajang, and taken a sample of 30 lecturers from the Departmentof Management and Accounting. Data were analyzed using multiple linear regressionanalysis. Hypothesis testing is done partially and simultaneously. The results showedthat in partial assignments, conflicts between departments, remuneration andrecognition, occupation or profession. While the role tidka variables affect theperformance of lecturers. Simultaneously source of stress lecturer significant effect onperformance. The coefficient of determination (R square) of 0.418 or 41.8% mean stressvariables faculty able to explain its influence to change the performance variables andthe remaining 58.2% is explained by other variables. Further research is expected tocontribute in the development of management science studies, especially humanresource management in a college environment, so it can be a reference for similarresearch and advanced research

Implementasi Marketing Mix dan Pengaruhnya terhadap Keputusan Pembelian Konsumen pada Produk Unggulan Keripik Pisang Agung di Kabupaten Lumajang

Pengembangan strategi pemasaran yang benar sepanjang waktu memerlukan kedisiplinan, fleksibelitas dan keberlanjutan. Pemasaran juga harus selalu meningkatkanstrategi untuk sejumlah produk dan jasa di dalam organisasinya. Memasarkan kebutuhan dan keinginan konsumen adalah inti dari pemasaran. Sasaran dari setiapbisnis adalah menghantarkan nilai pelanggan untuk menghasilkan laba. Strategi pemasaran adalah logika pemasaran yang dilaksanakan dengan harapan bahwa unit bisnis akan mencapai sasaran pemasaran. Strategipemasaran ini terdiri dari strategi spesifik untuk pasar sasaran, penentuan posisi produk, bauran pemasaran dan tingkat pengeluaran pemasaran. Strategi pemasaran yang baik dan tepat merupakan fakor penting, karena strategiberpengaruh langsung terhadap kelancaran dan keberhasilan dalam penguasaan pasar. Analisa terhadap strategi pemasaran yang efektif dapat berguna sebagai alat untuk mengetahui kekuatan dan kelamahan yang dimiliki oleh suatu Perusahaan, sehingga Perusahaan dapat memperbaiki kelemahan dan meningkatkan kekuatan yang dimilikinya. Strategi pemasaran tersebut juga harus mampumenghadapi tantangan Perubahan lingkungan dan strategi pemasaran tersebut mampu menghadapi persaingan yang semakin ketat di pasaran

Pengaruh Dana Ekonomi Bergulir Proyek Penanggulangan Kemiskinan di Perkotaan (P2kp) terhadap Peningkatan Pemberdayaan Masyarakat di Kabupaten Lumajang

Urban Poverty Project (P2KP) one answer to the problems of poverty in urban areas, through P2KP government provides financial assistance to implement the process of community empowerment and continuous learning. One type of economic activity from P2KP is rolling, that is allocated funds for lending activities to the poor in order to form anew business or expand an existing business, with its implementation involving the relevant communities. The purpose of this study is, to determine the influence of economic funds rolling P2KP to increased community empowerment Lumajang, to find strengths and weaknesses of the implementation of economic revolving fund in Lumajang P2KP. To answer this research purpose, then there are some indicators that the number of SHGs and SHG members, the value of revolving loans disbursed, the health management of revolving loans, development revolving loan coverage to low-income communities, thestatus of the audit by an independent auditing agency. The result is 4 (four) indicator shows the success and significant impact on increasing community empowerment, while indicators of health levels are still less than satisfactory. But overall economy revolving fund in Lumajang P2KP show success in increasing community empowerment. In addition to these successes there are some weaknesses, especially regarding the ability of human resources

Analisis Non Performing Assets Dan Loan to Deposits Ratio Serta Pengaruhnya Terhadap Net Interest Margin Sebagai Indikator Spread Based Pada Bank Umum Swasta Nasional Di Indonesia Periode 2004 – 2007

Pertumbuhan bank swasta nasional di Indonesia yang cukup pesat sejak tahun 1980, telah meningkatkan peran sektor perbankan yang semula hanya memobilisasikan danamasyarakat menjadi sektor yang sangat berpengaruh bagi perekonomian Indonesia secara komprehensif. Tetapi perkembangan yang pesat tersebut tidak diimbangi denganpenerapan prinsip kehati-hatian atau prudential banking, sehingga sejak akhir tahun 1990 terjadi masalah yang cukup besar dalam sektor perbankan dimana secara terpaksa otoritas moneter harus melikuidasi bank-bank dalamkondisi bermasalah yang sudah tidak dapat diselamatkan lagi

Penggunaan Rasio Keuangan Camel untuk Memprediksi Kepailitan dengan Discriminant Analysis Models Z Score (Studi Kasus pada Bank Perkreditan Rakyat di Indonesia)

The challenge of the banking sector in the future will be more severe, mostof which are perceived as a failure of risk management in managing risk can leadto bankruptcy. “Bank Perkreditan Rakyat” became the object of this study becauseit has specific operational characteristics that allow it to reach and serve small andmicro businesses and focus its services according to the needs of the community.The purpose of this study is to obtain empirical evidence about the differences infinancial ratios simultan and partially eously CAMEL which is significant betweenbankrupt and not bankrupt banks. This research includes survey research. It isexplanatory and predictive. The sample involves study sample totaled 43 BPRconsisting of 6 BPR bankrupt banks and 37 BPR in the bank classified as a notbankrupt bank determined based on purposive sampling technique. The analyticaltool used is discriminated analysis models used for Z score.The results showed that simultaneous CAMEL 7 financial ratios consistingof CAR, NPL, ROA, ROE, ROA, NIM and LDR have significant differences betweenbanks bankrupt and not bankrupt, while partial insignificant is the ratio of NIM. ROAas an aspect ratio of earnings which become dominant variable in distinguishingbanks bankrupt and not bankrupt. Simultaneously 7 (seven) CAMEL financialratios used to predict bankrupt and not bankrupt influence the bankrupt of “BankPerkreditan Rakyat” for 96.04%, while the remaining 3.96% is influenced by otherfactors outside the model. Other results obtained from this research is by usinga model cut-off point, the discriminated function generated by CAMEL financialratios to predict the bank is able to distinguish who is in financial difficulty