Banking antitrust in transition

Bank mergers ; Antitrust law

Credit insurance: beauty or beast?

Insurance, Credit

Recent bank failures

Bank failures

Credit card controversy

Credit cards

Chain banks and competition: the effectiveness of Federal Reserve policy since 1977

Chain banks ; Bank holding companies ; Bank competition ; Bank supervision

Bank merger policy and the new CRA data

Data now being collected under the Community Reinvestment Act can be used to examine several issues related to analyses of the competitive effects of proposed bank mergers and bank holding company acquisitions. This article looks at two of those issues: whether locally based commercial banks and savings institutions face significant competition in small business lending from institutions based outside local banking markets, and whether measured levels of market concentration differ significantly when calculated on the basis of small business loan originations rather than bank deposits, as has traditionally been done.Bank mergers ; Community Reinvestment Act of 1977 ; Antitrust law

Consumer experiences with credit insurance: some new evidence

Insurance, Credit