PENGARUH PENDAPATAN PREMI DAN BEBAN KLAIM TERHADAP LABA PADA PERUSAHAAN ASURANSI

Pengaruh dari Pendapatan Premi serta Beban Klaim terhdap Laba perusahaan assuransi yang terdftar di BEI tahun 2017-2019 merupakan tujuan dari penelitian ini. Populasinya laporan keungan seluruh perusahan yang terdaftar di BEI period 2017 – 2019 berjumlah 14 perusahan serta sampelnya sebanyak 10 perusahaan.Sampel yang diambil menggunakan teknik purpposive samplling. Analisis regresi linear berganda adalah metode yang dipakai. Berdasarkan hasil uji statistik variabel Pendapatan Premii (X1) memiliki pengaruh terhadap Laba (Y) yang memperloleh sig. sejumlah 0,004 (0,004 < 0,05). Beban Klaim (X2) berpngaruhterhadap Laba (Y) karena nilai signifikansi atau probabilitas 0,003 (0,003 < 0,05). Pendaptan Premi (X1) dan BebanKlaim (X2) memiliki pengaruh simutan pada laba (Y) karena nilai signifikan 0,025 (0,025 < 0,05). Hasil dari penelitian ini bisa dipaka untuk bahan pertimbangan dalam penetapan kebijakan pada perusahan asuransi

Healthcare-seeking behaviors for acute respiratory illness in two communities of Java, Indonesia: a cross-sectional survey

Understanding healthcare-seeking patterns for respiratory illness can help improve estimations of disease burden and inform public health interventions to control acute respiratory disease in Indonesia. The objectives of this study were to describe healthcare-seeking behaviors for respiratory illnesses in one rural and one urban community in Western Java, and to explore the factors that affect care seeking. From February 8, 2012 to March 1, 2012, a survey was conducted in 2520 households in the East Jakarta and Bogor districts to identify reported recent respiratory illnesses, as well as all hospitalizations from the previous 12-month period. We found that 4% (10% of those less than 5 years) of people had respiratory disease resulting in a visit to a healthcare provider in the past 2 weeks; these episodes were most commonly treated at government (33%) or private (44%) clinics. Forty-five people (0.4% of those surveyed) had respiratory hospitalizations in the past year, and just over half of these (24/45, 53%) occurred at a public hospital. Public health programs targeting respiratory disease in this region should account for care at private hospitals and clinics, as well as illnesses that are treated at home, in order to capture the true burden of illness in these communities