Remaining on the same side of the river : a critical commentary on Paulo Freire's later work

In a period dominated by neoliberal discourse. in which it has become unfashionable to dream of a world that is different from and better than the pn·sent one. many of us still find refuge and solace in the work of Paulo Freire. Remaining steadfast, till the very end, to his eherisht:>d principles of radical humanization and democracyc Preire continued to produce work that providt's resources of hope. agency and reinvigoration. To many of us cultural workers, engaged in a constant search for emancipatory possibilities, his work stands as a crag or sanity facing the contemporary tide of nihilistic madness.peer-reviewe

Spartan Daily, October 20, 1982

Volume 79, Issue 37https://scholarworks.sjsu.edu/spartandaily/6949/thumbnail.jp

Spartan Daily, April 12, 2018

Volume 150, Issue 31https://scholarworks.sjsu.edu/spartan_daily_2018/1030/thumbnail.jp

Spartan Daily, April 12, 2018

Volume 150, Issue 31https://scholarworks.sjsu.edu/spartan_daily_2018/1030/thumbnail.jp

The case for reverse mortgages in Australia : applying the USA experience

In the USA, reverse mortgages have been promoted as a means of accessing equity locked up in a residence, especially after the owner/s has retired. Although there have been some teething problems, the concept of mortgaging the family home after achieving freehold ownership has many merits. Often an asset-rich household must survive on relatively small regular income, and is unable to access the increasing wealth of the family home. A reverse mortgage overcomes this hurdle.The largest asset for many ageing households is their primary place of residence, the traditional house and suburban land parcel. Recently, the Australian housing market has witnessed substantial growth in the value of its capital city housing, especially on the east coast of Australia. This can be attributed to factors such as owner-occupiers trading up to a better class of dwelling, and the continuing gentrification process for owners choosing not to relocate. At the same time, demographic changes have placed pressure on the regular income of retirees, many of whom have no superannuation fund. For example, life expectancy rates continue to rise and there are an increasing proportion of single person households in society. This has placed additional pressure on financial resources of retirees, especially those with a substantial investment in their family home and a relatively small pension.This paper visits the reverse mortgage scenario in the USA and considers potential implications for the Australian market. Strengths and weaknesses of this product are contemplated, and the viability of reverse mortgages is discussed. Although there are obvious benefits for certain segments of society, reverse mortgages are a unique product and caution should be exercised to ensure the public is fully knowledgeable from the outset.<br /