蚂蚁金服:创新的边界在哪里?

Abstract

本案例展示了蚂蚁金服利用数字技术在金融领域进行的创新过程和阶段性成果。这些创新成果不仅以普惠金融的形式弥补了传统金融服务的不足,还创造了诸如信用租之类的新市场,在对传统金融机构构成挑战的同时也帮助被挑战者提升了竞争力。不过,在取得这些成果的同时,蚂蚁金服也面临了诸多挑战:步入创新无人区的技术不确定性和监管盲区的挑战;来自竞争对手的挑战;界定创新边界的挑战。实际上,蚂蚁金服高层已经意识到这些挑战,2019年5月,他们专门召开了两天会议,议题就是持续创新和创新边界问题。“持续创新在今天到底意味着什么?如果有些事情,蚂蚁金服可以不做,那么究竟是哪些事情?又是为了什么?

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China Europe International Business School

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oai:ir.ceibs.edu:itemNo:5127Last time updated on 2/27/2021

This paper was published in China Europe International Business School.

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