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Vastos cafezais e grandes dívidas: crédito hipotecário na formação da economia cafeeira em Ribeirão Preto (1876-1914)

Abstract

The great coffee production structure built in Ribeirao Preto in the late nineteenth century and early twentieth had the support of mortgage loans. Large share of the coffee plantations was mortgaged in this period. The mortgaged amounts exceeded the municipality's real estate transactions. Large farmers or agricultural companies held significant debts, based on kinship networks or the same nationality. Despite the importance of foreign capital through banks and export houses, the largest share of mortgaged values was in the hands of people and companies from São Paulo.A vasta estrutura produtiva cafeeira montada em Ribeirão Preto ao final do século XIX e início do XX contou com o apoio de empréstimos hipotecários. Grande parcela dos cafezais encontrava-se hipotecada nessa época. Os valores hipotecados superavam as transações imobiliárias do município entre 1876 e 1914. Grandes cafeicultores ou companhias agrícolas mantinham dívidas expressivas, baseados em redes de parentesco ou mesma nacionalidade. Apesar da importância do capital estrangeiro por meio das casas exportadoras e bancos, a maior parcela dos valores hipotecados estava nas mãos de pessoas e empresas paulistas

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This paper was published in Cadernos Espinosanos (E-Journal).

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