Research on the Development of Insurance Industry in Taiwan—SCP Framework Analysis


自1981年台湾地区保险市场开放以来,台湾保险业取得了令人瞩目的发展,市场内主体增多,竞争程度上升,保费收入不断增长,资产规模不断扩大,对台湾国民经济做出了重大贡献。本文运用了产业组织理论中的SCP框架对台湾保险业的发展进行研究,分析台湾保险业的发展现状及出现的问题,并以此对大陆保险业的发展提出值得借鉴的经验。 产业组织理论中的SCP框架,即“市场结构—市场行为—市场绩效”三分框架。在市场结构方面,通过实证分析可知台湾保险业属于垄断竞争市场;存在一定的进入壁垒,市场退出机制较为完善;财险市场上的产品与服务差异化不明显,但是寿险市场上产品与服务创新不断。在市场行为方面,台湾保险业由于费率管制存...Since the opening of insurance market in 1981,the insurance industry of Taiwan achieved remarkable result.The development mainly display in the growth of market entity ,the rising level of competition,the increasing of insurance premium income and so on.The analysis of development of Taiwan's insurance industry is based on the SCP framework of the theory of industrial organization.The insurance in...学位:经济学硕士院系专业:经济学院国际贸易系_世界经济学号:1572009115164

Similar works

Full text


Xiamen University Institutional Repository

Provided a free PDF
oaioai:dspace.xmu.edu.cn:2288/37053Last time updated on 6/16/2016View original full text link

This paper was published in Xiamen University Institutional Repository.

Having an issue?

Is data on this page outdated, violates copyrights or anything else? Report the problem now and we will take corresponding actions after reviewing your request.