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Uniformed Services Thrift Savings Plan : analysis, perceptions, and alternatives

By Bryan G. Van Veldhuizen and Mark R. Garrigus

Abstract

Approved for public release, distribution is unlimited.01). Related conclusions revealed that a nonmatching UNISERV TSP has no measurable effect on retention or recruitment and a matching program could improve the contribution rate by 200 percent. The predominate recommendation is for senior leadership to increase their commitment and resources toward training all Navy personnel on the mechanics and long- term benefits of the UNISERV TSP and retirement savings.Lieutenant, United States Nav

Topics: Finance, Personal, United States, Retirement, Planning, UNISERV TSP, Military retirement, Thrift Savings Plan, Defined contribution plans, Defined benefit plans, Individual retirement arrangements, IRA, Chi-square, Roth
Publisher: Monterey California. Naval Postgraduate School
Year: 2002
OAI identifier: oai:calhoun.nps.edu:10945/6062

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