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Cybercoverage for Cyber-Risks: An Overview of Insurers\u27 Responses to the Perils of E-Commerce

By II Robert H. Jerry and Michele L. Mekel

Abstract

Insurers\u27 responses to the risks inherent in e-commerce and the demand for coverage have been anything but uniform. Instead, the solutions are a patchwork of stop-gap measures and niche offerings, including: (1) exclusions to coverage; (2) modifications to existing policies in order to extend or to limit coverage; and (3) the creation of new policies that specifically target Internet-related liabilities and losses. These various measures have been applied in both the first- and third-party settings. This article presents an overview of some of the risks involved in the new e-economy and surveys how insurers are responding to these new risks

Topics: insurance, cyber-risks, e-commerce, Insurance Law, Internet Law
Publisher: UF Law Scholarship Repository
Year: 2001
OAI identifier: oai:scholarship.law.ufl.edu:facultypub-1152

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