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FEDERAL RESERVE BANK OF PHILADELPHIA Ten Independence Mall, Philadelphia, PA 19106-1574 • (215) 574-6428 • www.phil.frb.orgExplaining the Dramatic Changes in Performance of U.S. Banks: Technological Change, Deregulation, and Dynamic Changes in Competition

By Allen N. Berger and Loretta J. MesterAllen N. Berger and Loretta J. Mester


The views expressed in this paper do not necessarily represent those of the Federal Reserve Bank of Philadelphia, the Board of Governors of the Federal Reserve System, or the Federal Reserve System. We thank the editor Anjan Thakor and the anonymous referees for very helpful suggestions fo

Year: 2001
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