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By Microfinance Ngos In Bangladesh, Ngo Brac and I. Microfinance


Microfinance, also known as microcredit, has emerged as a movement in Bangladesh and in the larger part of the world. There has been unprecedented growth of Microfinance NGOs in this country over the past two and a half decades. Bangladesh can be considered birth place of the current concept of Microfinance. This country provides models of recognised global significance in several aspects of Microfinance, viz., scale of operation, modes and practices of Microfinance, wider financial services, and poverty alleviation. The experience of Bangladesh is increasingly being replicated in many developing countries. The sector is now in transition in terms of process and operational strategies. At the same time, it is encountering some challenges which need to be addressed. This paper discusses growth of the sector, its impact and some upcoming issues including the challenges. The discussion is focused on the Microfinance NGOs which are the major actors in this field. The experiences of BRAC are reflected in the discussion. Microfinance-- main features Microfinance, in simple terms, can be described as small loans offered to poor households to foster self-employment and income generations. The loans largely go to rural landless

Year: 2011
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