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The edges of home ownership

By G Wood, S Smith, R Ong and M Cigdem

Abstract

The edges of home ownership contain important signals about the functioning of the housing system, the link between housing and the wider economy, and the relevance of owner occupation to the financial and wider wellbeing of home occupiers. These edges are usually thought of, if at all, in terms of barriers to entry for first-time buyers (with a spotlight on affordability), the challenge of sustainability (how to minimise the risk of premature exit through financial stress), and, more recently, the question of utility (the extent to which retirees trade-out of ownership to mobilise their principle asset-base for welfare). There has, however, been rather little interest in the two-way permeability of the interface between renting and owning across the life course, in the way the edges of ownership function financially and in the delivery of housing services, or in the policy implications of this transitional zone. 'The edges of home ownership' project addresses these gaps

Topics: Urban and Regional Economics
Publisher: Australian Housing and Urban Research Institute (Australia)
Year: 2013
OAI identifier: oai:researchbank.rmit.edu.au:rmit:24046
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