An analysis of the impact of HIV and AIDS on the provision of social security has been long overdue. While considerable literature exists on the impact of this epidemic on economic growth and medical costs, little is known about the impact on social security. The possible impact of this crisis on social security schemes and the greatly increased risks that it would impose has not been systematically addressed as yet. This knowledge gap hinders the development of an effective policy response against old age poverty and fails to warn of the added financial, economic and social consequences that will threaten already fragile and inadequate social security arrangements in the region. This paper looks at the impact of HIV/AIDS on various aspects of social security with a special emphasis on pension systems in SSA where the problems are most acute

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