Analyzing the Influence of Non-Performing Assets: A Comparative Study between SBI and HDFC

Non-performing assets (NPAs) pose an enduring and intricate challenge within the banking sector, carrying far-reaching consequences for both financial stability and broader economic growth. This paper provides an in-depth analysis of NPAs and their impact on the financial performance of HDFC and SBI. Based on the analysis of the NPA data of the two banks, it is found that the NPA ratio for State Bank of India is in the range of 1.02%-5.73%, which is on the higher side in comparison to the NPA of HDFC, which lies between 0.20%-0.64% for the period 2007-8 to 2021-2022. In both cases, NPA has a negative impact on profitability, but it is much higher in SBI. These findings may help SBI reinvent its credit policy and the credited process of its credit business to different customer segments

The Impact of Economic Factors on Changing Carbon Emission Landscape in ASEAN With ARDL Approach

This study aims to analyze the factors influencing carbon emissions in the member countries of the Association of Southeast Asian Nations (ASEAN). The data used in this study covers the period from 1990 to 2021, utilizing the Autoregressive Distributed Lag (ARDL) analysis method. All independent variables show a significant impact on carbon emissions in both the short and long term. This research provides evidence that factors such as urbanization, foreign direct investment, population, and economic growth significantly contribute to the increase in carbon emissions in ASEAN countries. The findings also validate the Environmental Kuznets Curve hypothesis for carbon emissions in ASEAN countries. In other words, economic growth leads to a reduction in carbon emissions. The ASEAN region has experienced substantial economic growth over the past few decades. However, carbon dioxide (CO2) remains a socio-economic issue in the ASEAN region. The results of this study can be highly beneficial for policymakers in the region regarding sustainability and economic development

Optimizing Employee Experience and Coaching to Reduce Turnover Intention: A Growth Mindset Moderation Study in Leasing Companies

Generation Y and Generation Z have been entering workplace and dominating various jobs in organizations. These two cohorts share similar characteristics including, among other things, the need of self-development and the need of challenging jobs that enable them to avoid boredom. When these needs are not met their desires to leave the organization is likely to occur. Providing positive personal experience and proper coaching at work may help resolve the aforementioned negative consequence. This research aimed to address this issues. A sample of 182 of employees from the two cohorts who worked for leasing companies in Yogyakarta participated in the research. Purposive sampling was adopted to invite respondent participation. An online survey was employed to gather the data. The PLS-SEM method was used to analyze the data . Findings of the research show that employee experience and leadership coaching skills have a negative influence on turnover intention. A growth mindset strengthens the negative impact of employee experience on turnover intention. However, a growth mindset was found not to have any moderating influence on the effect of leadership coaching skills on turnover intention. Managerial and scholarly implication are then outlined

The Influence of Organizational Culture, Work Environment, and Leadership on Employee Performance PT Talenta Heba Parnita Depok

This study aims to determine the direct influence of organizational culture, work environment, and leadership on employee performance at PT Talenta Heba Parnita Depok. The sample in this study 57 people were using the method of determining saturated sampling techniques. The instrument test technique in this study uses the IBM Statistical Package For Social Sciences (SPSS) software application with the regression analysis method. The results showed that organizational culture, work environment, and leadership simultaneously and partially had a positive and significant effect on employee performance

Improving Employee Performance and Work Motivation Through Compensation and Leadership Style

This research aims to determine whether compensation and leadership style can influence employee performance, mediated by work motivation. This research uses a quantitative approach with primary data collected with the help of an online questionnaire using Google Forms. The population of this research is all banking employees in Sungai Penuh City, with a sample of 95 employees. This research data was analyzed using the Structural Equation Model (SEM) using the SMART PLS 3.2.9 application. The results of this research found that work motivation has a direct effect on employee performance, and compensation also has a direct impact on work motivation. Meanwhile, compensation and leadership style do not directly affect employee performance, and work motivation with compensation does not directly affect leadership style. Furthermore, the results of hypothesis testing prove that work motivation can mediate compensation and employee performance, while work motivation cannot mediate between compensation and leadership style. Also, Leadership style variables cannot mediate work motivation, employee performance, compensation, and performance

The Effects of Servant Leadership, Occupational Commitment, and Work Engagement on Creativity of Teacher

This study identifies the influence of servant leadership on teacher creativity. We considered occupational commitment and work engagement as sequential mediators in the relationship between servant leadership and teacher creativity. This current study uses surveys by distributing questionnaires to teachers at the "X" education foundation in one of the cities in East Java. Hypothesis testing uses partial least squares-structural equation modeling (PLS-SEM). Our study shows that servant leadership does not directly enhance teacher creativity but rather through occupational commitment and work engagement. This finding contributed to the understanding that servant leadership influences teacher creativity through the sequential mediation of occupational commitment and work engagement. As an implication, the "X" educational foundation needs to choose principals who are able to act as servant leaders. In order to effectively increase teacher creativity, servant leaders must provide support and opportunities for teachers that will boost their commitment to their work. Teachers with high occupational commitment will be more engaged with their work, allowing them to become more creative. In addition, various employee management activities, such as training, recognition, and selecting effective school principals, are needed to increase teachers' commitment, engagement, and creativity

Business Performance Based on Entrepreneurial Orientation, Motivation, and Organizational Commitment in Snack Food MSMEs

This study examines the effect of entrepreneurial orientation and motivation on business performance with organizational commitment as an intervening variable in snack food MSMEs in Cisarua District. The sample used was 58 snack food MSMEs in Cisarua District. This research is descriptive and verification with the path analysis method. This study resulted in the findings that entrepreneurial orientation and motivation have an influence on business performance and organizational commitment. Organizational commitment served as an intervening variable. Based on the result of this study, business actors must be able to improve entrepreneurial orientation and motivation in order to improve business performance and organizational commitment

The Moderating Effect of Smart Tourism Technologies: Tourist Destination Loyalty Success in Dili (Timor Leste)

The research focuses on testing and analyzing the influence of several components of tourist destination loyalty, namely tourist satisfaction, experience quality, and smart tourist technologies which as a moderator variable. The research uses a quantitative method to see the influence of each variable. The respondents of the research are from various backgrounds, with a total of 317 visitors (210 women) and (107 men) who have visited tourist attractions of places historical locations in Dili (Timor Leste). The processing data use SEM-PLS, and the results of processing data show that all hypotheses significantly influence (direct) and (indirect hypotheses: smart tourist satisfaction is able to be a good moderator variable between experience quality and tourist satisfaction). The theory implication as a development of behavior and smart technologies theory, as well as the practical implication of being a strategic policy maker for stakeholders. The novelty of the research is that experience quality is in the form of physical and non-physical experiences that have positive emotions that are felt and shared with everyone so that there is satisfaction for visitors and tourist attractions

The Influence of Transformational Leadership, Structural Empowerment and Psychological Well-Being on Work Engagement

A leader with the right leadership style who performs his duties effectively and efficiently is essential to increase the quality and efficiency of the organization. Transformational leadership motivates followers to perform beyond expectations by awakening followers' higher needs. Transformational leadership plays an important role in creating structural empowerement that can lead to positive organizational outcomes. Structural empowerment is expected to increase the psychological well-being of employees. Work engagement can be shaped by enabling factors such as transformational leadership, structural empowerment and psychological well-being that help create readiness for change. This research therefore aims to examine how transformational leadership can shape work engagement through structural empowerment and psychological well-being. This research is a quantitative study that used a purposive sampling method and included 190 hospital workers in Jakarta, Bogor, Depok, Tangerang, and Bekasi. Data were analyzed using SEM-PLS 3.0 structural equation modeling. The results show that transformational leadership influences work engagement, structural empowerment and psychological well-being. According to the results, employee engagement can be improved by implementing transformational leadership, structural empowerment and psychological well-being in the workplace. The interdependence of these factors creates a productive and positive work environment

Study on Indonesia Crude Palm Oil Exports to Six Main Destination Countries 2000-2021

This study aims to assess the impact and factors influencing Indonesian CPO exports to six main destination countries from 2000 to 2021. The variables analyzed include real GDP per capita in the destination countries, inflation rates in these countries, and international CPO prices over the same period. The analysis employs a Random Effect Model (REM) processed using Eviews-10. The urgency of this study is to evaluate the circumstances of the EU's deforestation law by examining the contribution of Indonesian CPO exports. The results indicate that real GDP per capita, inflation, and international CPO prices significantly affect the export value of CPO to these six countries during 2000-2021.