Analisis Kinerja Keuangan Antar Bank Umum Milik Negara Yang Terdaftar Di BEI Tahun 2019-2021

This study aims to determine differences in financial performance between state-ownedcommercial banks using the CAMEL ratio to determine whether the bank's performance is inthe healthy predicate or not. In this study identified Bank Rakyat Indonesia (BRI), BankMandiri, Bank Negara Indonesia (BNI), State Savings Bank (BTN), in 2019-2021. Thisresearch method is calculated using the ratio of Capital, Assets, Management, Earnings,Liquidity (CAMEL). The results of this study use the CAR, NPL/NPF, NPM, and LDR ratiosof the five state-owned commercial banks in the 2019-2021 period with different predicates.Bank Rakyat Indonesia and Bank Tabungan Negara tend to get healthy predicates, whileBank Nasional Indonesia and Bank Syariah Indonesia have various predicates. However,Bank Mandiri tends to have an unhealthy predicate in 2019-2021 based on the NPL ratio.For the ROA ratio of the five state-owned commercial banks, it tends to get a healthypredicate, only in 2019 and 2021 the State Savings Bank has an unhealthy ROA ratio. As forthe BOPO ratio, the five state-owned commercial banks tend to be unhealthy in the 2019-2021 period. Therefore, it is necessary to make efforts to improve the financial performanceof these banks in order to make a greater contribution to the national economy. For the LDRratio of the five state-owned commercial banks for the 2019-2021 period it tends to behealthy, the State Savings Bank for the 2019-2021 LDR ratio tends to be unhealthy

Pengaruh Inflasi Dan Suku Bunga Terhadap Retrun Saham Dengan Profitabilitas Sebagai Variabel Moderating Pada Perusahaan Industri Barang Konsumsi (Subsektor Rokok) Tahun 2019-2021

This study aimed at determining whether there was an effect of inflation and interest rates retrun stocks with profitability as a moderating variable. This research method applied documentation techniques with a quantitative approach. It was conducted at the cigarette sub-sector companies listed on the Indonesia Stock Exchange (IDX) which were still actively listed during the 2019-2021 period. The research sample was taken purposively which totally from 4 companies. The data of this study were analyzed by the classical assumption test, namely the normality test, multicollinearity test, heteroscedasticity test, and auto correlation test. To test the hypothesis, this study utilized panel data regression test with the common effect model technique, fixed effect model, and random effect model. Selection of the technique was done by doing the chow test, hausman test, lagrange multiplier test and test the moderating variable. Based on the results of the study showed that 1) The inflation has no significant effect on stock returns. 2) The interest rates have no significant effect on stock returns. 3) The profitability has a significant effect and strengthens the relationship between inflation and stock returns. 4) The profitability has a significant effect and strengthens the relationship between interest rates and stock returns

ANALISIS SISTEM AKUNTANSI PENERIMAAN DAN PENGELUARAN KAS PADA KSPPS BINA UMAT MADANI

Penelitian ini bertujuan untuk mengetahui (1) Sistem Akuntansi Penerimaan Kas pada KSPPS Bina Umat Madani, (2) Sistem Akuntansi Pengeluaran Kas pada KSPPS Bina Umat Madani. Data dikumpulkan dengan cara wawancara dan pencatatan dokumen, dan dianalisis menggunakan analisis studi kasus dengan pendekatan induktif. Subjek penelitian adalah Koperasi Simpan Pinjam dan Pembiayaan Syariah, dan Objek penelitian adalah sistem penerimaan dan pengeluaran kas untuk pencairan pembiayaan nasabah. Hasil penelitian menyimpulkan bahwa sistem akuntansi penerimaan kas dari produk KSPPS Bina Umat Madani adalah sistem penerimaan kas dari produk jasa yang disetorkan setiap hari. Serta sistem akuntansi pengeluaran kas untuk pencairan pembiayaan nasabah KSPPS Bina Umat Madan

Peran Sikap Kewirausahaan dalam Memoderasi Pengetahuan Kewirausahaan dan Dukungan Keluarga terhadap Minat Berwirausaha

Entrepreneurial interest is a person's tendency or desire to start and develop a business. Entrepreneurship is important for vocational students in determining career alternatives. This study aims to examine the effect of entrepreneurial attitudes in moderating entrepreneurial knowledge and family support on entrepreneurial interest. The quantitative approach is the type of research used in this study, while the design used is a causality research design. The population in this study were 216 students of class XI and XII marketing majors SMK Negeri 2 Semarang. The sampling technique was proportional random sampling and obtained a sample of 139 students. Data collection tools using questionnaires. Data analysis techniques used in this study are descriptive statistics and SEM-PLS analysis (Structural Equation Modeling-Partial Least Square). The results of hypothesis testing suggest that: there is a positive and significant effect of entrepreneurial knowledge on entrepreneurial interest (34.3%), there is a positive and significant effect of family support on entrepreneurial interest (55.1%), there is a negative and significant effect of entrepreneurial attitudes in moderating entrepreneurial knowledge on entrepreneurial interest (41.8%), and there is a positive and significant effect of entrepreneurial attitudes in moderating family support on entrepreneurial interest (13.3%). This study found that entrepreneurial knowledge has a positive and significant effect on entrepreneurial interest; family support has a positive and significant effect on entrepreneurial interest; and entrepreneurial attitudes have a negative and significant effect on moderating entrepreneurial knowledge on entrepreneurial interest. This study recommends improved educational facilities, better entrepreneurship lessons, improved entrepreneurial attitudes, and family support to encourage students' interest in entrepreneurship

ANALISIS FATIGUE PEGAS DAUN KENDARAAN TRUCK MITSUBISHI COLT DIESEL 110 PS PENGANGKUT SAYUR DENGAN METODE ELEMEN HINGGA

Leaf springs are springs commonly used in vehicles and have a shape like a flat plate with a certain width and then subjected to lateral loads that make the plate bend. As a spring, the leaf spring has a function as a component of the suspension system to absorb shock or impact from the road surface and also withstand wheel vibrations so that these vibrations are not transmitted to the vehicle body. Failure of leaf springs on canter trucks is caused by uneven road conditions that give the maximum load on the rear leaf springs of the truck, causing the leaf springs to break due to repeated loading. In this research, it has the aim of obtaining the equivalent alternating stress, life cycle, fatigue sensitivity, and safety factor values from testing with a load of 10000 kg. This research process is to examine the specifications of 9-layer leaf springs.Pegas daun merupakan pegas yang biasa digunakan pada kendaraan dan memiliki bentuk seperti pelat datar dengan ukuran lebar tertentu kemudian dikenai beban lateral yang menjadikan pelat mengalami bending. Sebagai pegas, pegas daun memiliki fungsi sebagai komponen sistem suspensi untuk menyerap kejutan atau hantaman dari permukaan jalan dan juga menahan getaran roda – roda agar getaran tersebut tidak diteruskan menuju bodi kendaraan. Kegagalan pegas daun pada truk mitsubishi disebabkan oleh kondisi jalan yang tidak rata sehingga memberikan beban maksimal pada pegas daun belakang truk sehingga menyebabkan pegas daun putus akibat pembebanan yang berulang-ulang. Pada penelitian kali ini, memiliki tujuan untuk memperoleh nilai equivalent alternating stress, life cycle, fatigue sensitivity, dan safety factor dari pengujian dengan beban 10000 kg. proses penelitian ini yaitu dengan meneliti spesifikasi pegas daun 9 lapis

Implementasi jumlah lubang inti sedimen separator dalam upaya mengurangi tingkat kebuntuan filter mesin Grader CAT 16M

The Cat 16M Grader is a heavy equipment that is widely used to support mining operations. The development of this heavy equipment is required to use biodesel fuel (B30). The problem with B30 fuel is oxidation which results in the formation of sediment and can cause filter clogging. Filter clogging can affect engine power and filter replacement time. From these problems, the researcher proposed to modify the number of sediment separator core holes to reduce the filter clogging rate on the Cat 16M grader. Modified number of sediment separator core holes are 40, 20 and 10 holes with 8 mm hole dimension. Data was collected experimentally by implementing the modified sediment separator core on a Cat 16M grader for 250 hours of operation. The research resulted in the number of sediment separator core holes 10 at 250 hours of operation producing the highest sediment volume of 92 ml, the filter with the lowest clogging rate and the lowest fuel pressure difference. In addition, using the number of sediment separator cores 10 at 250 hours of operation produces the highest engine power, the highest filter clogging efficiency and has a high economic value

Analisis Laporan Keuangan Dana Desa Pada Kampung Sri Sawahan Kecamatan Punggur

Financial statements are information that describes the condition of a company ororganization which will then become information that describes the performance of acompany or organization. This research was conducted to analyze the financial reports ofvillage funds with the aim of assessing the performance of village government apparatususing village income and expenditure reports in the 2020 and 2021 fiscal years. In this studythe ratios used were the regional independence ratio and the regional spending efficiencyratio. This study uses a descriptive method with a quantitative approach. The object of thisresearch is Sri Sawahan Village, Punggur District. The data in this study used villagerevenue and expenditure budget data (APBDes) in the 2020 and 2021 fiscal years. Theresults of the research are that the performance of the government of Kampung Sri Sawahanin terms of regional independence ratio in 2020 and 2021 is very low. And the regionalspending efficiency ratio also shows less efficient results

EFEKTIVITAS MODEL PROBLEM BASED LEARNING TERHADAP KEMAMPUAN PEMECAHAN MASALAH MATERI PENJUMLAHAN SDN GAJAHMUNGKUR 04

Mastery of mathematics including problem solving at SDN Gajahmungkur 04 is low, this is achieved by obtaining low test scores on problems, the scores obtained are far below 70 or below the KKM determined by the school. This research aims to determine the effectiveness of the Problem Based Learning (PBL) model on the ability to solve addition problems in class I mathematics material at SDN Gajahmungkur 04. This type of research uses a quantitative research approach with an experimental method with a Pre-Experimental Design in the form of One Group Pretest Posttest. The sample of this research was 27 students. The results of this research are proven by the n-gain score of 0.4047 in the medium category. Then test normality with the Shapiro Wilk test on the pretest and posttest data. It can be seen from the normality test obtained, namely if the significance value is 0.074 > 0.05 then the data on the pretest is normal. Meanwhile, the posttest results were significant 0.106 > 0.05, including normal. The effectiveness test using the paired sample t-test showed that the significance value (sig.) was 0.000 or it could be said that the sig. < 0.05 (Ha accepted) which means there is a significant difference between the pretest and posttest scores. This shows the effectiveness of the problem based learning model on students' problem solving abilities. Based on the research results, it can be concluded that the problem based learning model is effective for problem solving abilities.P Penguasaan matematika termasuk pemecahan masalah di SDN Gajahmungkur 04 termasuk rendah, hal ini ditunjukkan dengan perolehan nilai ulangan yang masih rendah, nilai yang diperoleh jauh di bawah 70 atau di bawah KKM yang ditentukan oleh sekolah. Penelitian ini bertujuan untuk untuk mengetahui efektivitas model Problem Based Learning (PBL) terhadap kemampuan memecahkan masalah matematika materi penjumlahan kelas I di SDN Gajahmungkur 04. Jenis penelitian ini menggunakan pendekatan penelitian kuantitatif dengan metode eksperimen dengan desain Pre-Experimental Design dengan bentuk One Group Pretest Posttest. Sampel penelitian ini adalah 27 siswa. Hasil penelitian ini dibuktikan dari hasil n-gain score sebesar 0,4047 dengan kategori sedang. Kemudian uji normalitas dengan uji Shapiro Wilk terhadap data Pretest dan Posttest dilihat dari uji normalitas yang diperoleh yaitu jika nilai signifikasi 0,074 > 0,05 maka data pada pretest termasuk normal. Sedangkan hasil posttest adalah signifikasi 0,106 > 0,05 termasuk normal. Uji efektivitas menggunakan uji paired sample t-test didapatkan bahwa nilai signifikansi (sig.) 0,000 atau dapat dikatakan bahwa nilai sig. < 0,05 (Ha diterima) yang berarti terdapat perbedaan yang signifikan antara nilai pretest dan posttest. Hal ini menunjukkan efektivitas model pembelajaran problem based learning terhadap kemampuan pemecahan masalah pada peserta didik. Berdasarkan hasil penelitian dapat disimpulkan bahwa model pembelajaran problem based learning efektif terhadap kemampuan pemecahan masalah

IMPLEMENTASI PENDEKATAN MATEMATIKA REALISTIK BERBANTUAN MEDIA KARMILA SEBAGAI UPAYA MENINGKATKAN HASIL BELAJAR MATEMATIKA

The implementation of media in mathematics learning is still rarely implemented due to the lack of knowledge about learning media, so its implementation is quite limited. There is a need for learning media that can connect abstract mathematical concepts with students' understanding of mathematical concepts. One of the efforts made is implementing Realistic Mathematics Education assisted by KARMILA media (Training Mini Cards). This research aims to provide a description of improving student learning outcomes in implementing a realistic mathematics approach assisted by KARMILA media. The subjects of this research were class IV B students at SD Negeri 6 Palangkaraya, totaling 23 students. This type of research is Classroom Action Research (PTK). Data collection techniques using tests. The research method used is a mix method, namely qualitative and quantitative. The results of the research show that student learning outcomes when taking action using the Realistic Mathematics Approach assisted by KARMILA media in class IV B of SD Negeri 6 Palangka have increased. This can be seen from the student test results where in cycle II, the average student learning outcome score was 85 with a classical completeness score of 96%. So, it can be concluded that there is an increase in mathematics learning outcomes by using the Realistic Mathematics Approach assisted by KARMILA media in class IV B of SD Negeri 6 Palangkaraya.Implementasi media dalam pembelajaran matematika masih jarang dilaksanakan disebabkan karena minimnya pengetahuan mengenai media pembelajaran, sehingga implementasinya cukup terbatas. Perlu adanya media pembelajaran yang dapat menghubungkan antara konsep matematika yang abstrak dengan pemahaman konsep matematika siswa. Salah satu upaya yang dilakukan yaitu mengimplementasikan Pendidikan Matematika Realistik berbantuan media KARMILA (Kartu Mini Latihan). Penelitian ini bertujuan untuk memberikan deskripsi mengenai peningkatan hasil belajar siswa dalam mengimplementasikan pendekatan matematika realistik berbantuan media KARMILA. Subjek penelitian ini adalah siswa kelas IV B SD Negeri 6 Palangkaraya yang berjumlah 23 peserta didik. Jenis penelitian ini yaitu Penelitian Tindakan Kelas (PTK). Teknik pengumpulan data dengan menggunakan tes. Metode penelitian yang digunakan adalah mix method yaitu kualitatif dan kuantitatif. Hasil penelitian menunjukan bahwa hasil belajar siswa ketika dilakukan tindakan menggunakan Pendekatan Matematika Realistik berbantuan media KARMILA di kelas IV B SD Negeri 6 Palangka mengalami peningkatan. Hal ini terlihat dari hasil tes siswa dimana pada siklus II yaitu dengan nilai rata-rata hasil belajar siswa 85 dengan nilai ketuntasan klasikal sebesar 96%. Jadi, bisa disimpulkan bahwa adanya peningkatan hasil belajar matematika dengan menggunakan Pendekatan Matematika Realistik berbantuan media KARMILA di kelas IV B SD Negeri 6 Palangkaraya

MANAGEMEN FISIOTERAPI PADA KASUS LESI SARAF OKULOMOTOR UNILATERAL: A CASE REPORT

ABSTRAK Pendahuluan: Lesi saraf okulomotor atau neuropati okulomotor adalah kondisi mata akibat kerusakan saraf kranial ketiga atau cabangnya yang mana dapat menyebabkan penurunan kekuatan otot yang diinervasi yang menghasilkan gerakan bola mata yang berkurang ke beberapa arah dan ketidakmampuan kelopak mata untuk membuka (ptosis). Fisioterapi adalah salah satu profesi klinis yang bertugas membantu individu pulih dari gangguan saraf dengan menggunakan metode berbasis neuroplastisitas. Tujuan: Untuk mengetahui efektivitas pemberian program fisioterapi berupa gabungan dari beberapa intervensi seperti pemberian infrared, Electrical Stimulation menggunakan arus faradik, dan eye exercise pada pasien dengan kondisi lesi saraf okulomotor unilateral. Metode: Penelitian ini menggunakan Single-subject research yang dilakukan kepada seorang wanita berusia 50 tahun dengan diagnosa lesi saraf okulomotor unilateral. Hasil : Baseline dan evaluasi dilakukan dengan menggunakan instrument pengukuran mistar untuk mengukur celah kelopak mata dan pursuit test untuk mengetahui kemampuan pergerakan bola mata. Kesimpulan: Terdapat peningkatan yang positif pada kemampuan kelopak mata dan kemampuan pergerakan bola mata setelah diberikan intervensi fisioterapi selama 4 minggu. Kata kunci : lesi saraf okulomotor, ptosis, electrical stimulation, eye exercise.   ABSTRACT Introduction: An oculomotor nerve lesion or oculomotor neuropathy is an eye condition resulting from damage to the third cranial nerve or its branches which can cause a decrease in the strength of the innervated muscles resulting in reduced eyeball movement in several directions and inability of the eyelids to open (ptosis). Physiotherapy is a clinical profession whose job is to help individuals recover from nervous disorders by using methods based on neuroplasticity.Objective: to determine the effectiveness of a physiotherapy program in the form of a combination of several interventions such as giving infrared, Electrical Stimulation using faradic currents, and eye exercise in patients with unilateral oculomotor nerve lesions.Method: This study used a single-subject research conducted on a 50 year old woman with a diagnosis of unilateral oculomotor nerve lesion. Results: Baseline and evaluation were carried out using a ruler measuring instrument to measure the eyelid gap and a pursuit test to determine the ability to move of the eyeball Conclusion: There was a positive increase in the ability of the eyelids and the ability to move the eyeball after being given physiotherapy intervention for 4 weeks. Keyword : oculomotor nerve, ptosis, electrical stimulation, eye exercise